United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
37.19
-0.13 (-0.36%)
At close: May 20, 2025, 4:00 PM
37.18
-0.01 (-0.01%)
After-hours: May 20, 2025, 4:20 PM EDT
United Bankshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 1,333 | 1,303 | 1,203 | 864.58 | - | 721.83 | Upgrade
|
| Interest Income on Investments | 203.14 | 199.52 | 198.13 | 137.41 | - | 76.55 | Upgrade
|
| Total Interest Income | 1,537 | 1,502 | 1,401 | 1,002 | - | 798.38 | Upgrade
|
| Interest Paid on Deposits | 547.72 | 539.81 | 391.09 | 80.24 | - | 78.58 | Upgrade
|
| Interest Paid on Borrowings | 40.24 | 51.25 | 90.3 | 25.32 | - | 30.03 | Upgrade
|
| Total Interest Expense | 587.95 | 591.05 | 481.4 | 105.56 | - | 108.61 | Upgrade
|
| Net Interest Income | 948.63 | 911.07 | 919.92 | 896.43 | - | 689.77 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.46% | -0.96% | 2.62% | - | - | 19.35% | Upgrade
|
| Trust Income | 19.59 | 19.45 | 18.32 | 17.22 | - | 13.9 | Upgrade
|
| Mortgage Banking Activities | 21.41 | 25.02 | 40.34 | 51.93 | - | 272.31 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | - | 2.23 | Upgrade
|
| Gain (Loss) on Sale of Investments | -7.1 | -7.72 | -7.65 | 0.78 | - | 3.16 | Upgrade
|
| Other Non-Interest Income | 49.63 | 49.77 | 47.17 | 42.79 | - | 28.35 | Upgrade
|
| Total Non-Interest Income | 121.04 | 123.7 | 135.26 | 153.26 | - | 354.78 | Upgrade
|
| Non-Interest Income Growth (YoY) | -10.16% | -8.55% | -11.75% | - | - | 135.76% | Upgrade
|
| Revenues Before Loan Losses | 1,070 | 1,035 | 1,055 | 1,050 | - | 1,045 | Upgrade
|
| Provision for Loan Losses | 48.52 | 25.15 | 31.15 | 18.82 | - | 106.56 | Upgrade
|
| Revenue | 1,021 | 1,010 | 1,024 | 1,031 | - | 937.99 | Upgrade
|
| Revenue Growth (YoY) | 0.82% | -1.41% | -0.66% | - | - | 32.65% | Upgrade
|
| Salaries and Employee Benefits | 275.52 | 276.11 | 266.71 | 278.47 | - | 317.55 | Upgrade
|
| Occupancy Expenses | 26.9 | 25.9 | 25.39 | 45.13 | - | 41.3 | Upgrade
|
| Federal Deposit Insurance | 18.01 | 19.74 | 30.38 | 11.99 | - | 10.13 | Upgrade
|
| Selling, General & Administrative | 101.57 | 99.98 | 101.96 | 77.36 | - | 67.87 | Upgrade
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| Other Non-Interest Expense | 122.95 | 122.8 | 134.49 | 139.3 | - | 123.84 | Upgrade
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| Total Non-Interest Expense | 545.38 | 545.03 | 560.22 | 555.09 | - | 566.48 | Upgrade
|
| EBT Excluding Unusual Items | 475.77 | 464.58 | 463.81 | 475.78 | - | 371.51 | Upgrade
|
| Asset Writedown | - | - | - | - | - | -1.38 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -10.39 | Upgrade
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| Pretax Income | 463.29 | 464.58 | 463.81 | 475.78 | - | 359.74 | Upgrade
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| Income Tax Expense | 92.81 | 91.58 | 97.49 | 96.16 | - | 70.72 | Upgrade
|
| Net Income | 370.49 | 373 | 366.31 | 379.63 | - | 289.02 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.82 | 0.83 | 0.88 | 1 | - | 0.74 | Upgrade
|
| Net Income to Common | 369.67 | 372.16 | 365.43 | 378.62 | - | 288.28 | Upgrade
|
| Net Income Growth | 4.42% | 1.82% | -3.51% | - | - | 11.12% | Upgrade
|
| Basic Shares Outstanding | 137 | 135 | 135 | 135 | 129 | 120 | Upgrade
|
| Diluted Shares Outstanding | 137 | 135 | 135 | 135 | 130 | 120 | Upgrade
|
| Shares Change (YoY) | 1.70% | 0.35% | -0.27% | 4.33% | 7.85% | 17.91% | Upgrade
|
| EPS (Basic) | 2.70 | 2.76 | 2.72 | 2.81 | - | 2.40 | Upgrade
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| EPS (Diluted) | 2.70 | 2.75 | 2.71 | 2.80 | - | 2.40 | Upgrade
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| EPS Growth | 2.88% | 1.48% | -3.21% | - | - | -5.88% | Upgrade
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| Dividend Per Share | 1.480 | 1.480 | 1.450 | 1.440 | 1.410 | 1.400 | Upgrade
|
| Dividend Growth | 1.37% | 2.07% | 0.69% | 2.13% | 0.71% | 2.19% | Upgrade
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| Effective Tax Rate | 20.03% | 19.71% | 21.02% | 20.21% | - | 19.66% | Upgrade
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Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.