United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
48.45
+0.09 (0.19%)
Jul 31, 2026, 4:00 PM EDT - Market closed

United Bankshares Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
2,0812,5412,2911,5981,1763,757
Securities and Investments
339.33,3993,2584,1264,8734,296
Short-Term Interbank Lending and Reverse Repurchase Agreements
-1.361.271.171.080.93
Other Earning Assets
35.2231.2844.3656.2656.88504.42
Gross Loans
---21,35920,55818,051
Allowance for Loan Losses
--297.52-271.84-259.24-234.75-216.02
Net Loans
24,69524,41221,40221,10020,32317,808
Net Property, Plant & Equipment
92.77298.14267.87277.51270.31279.16
Accrued Interest and Accounts Receivable
-109.23102.41111.4294.8964.51
Other Intangible Assets
---4.5521.0223.14
Goodwill
2,0192,0191,8891,8891,8891,886
Other Non-Earning Assets
1,131848.53766.82763.31784.72709.62
Total Assets
33,75233,66030,02429,92629,48929,329

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest-bearing deposits
41,57820,48717,82616,67015,10315,854
Noninterest-bearing deposits
6,7326,5746,1356,1497,2007,497
Total Deposits
27,17127,06123,96222,81922,30323,350
Short-Term Interbank Borrowing and Repurchase Agreements
-198.57176.09196.1160.7128.84
Accrued Expenses
-242.5230.27213.13189.73195.63
Long-Term Debt
-531.82540.421,7892,198817.39
Other Liabilities
99.76130.47121.68137.59121.94118.15
Total Liabilities
28,24128,16425,03025,15524,97324,610

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
-377.14356.74355.64355.03353.4
Treasury Stock
--381.43-253.49-252.11-250.4-170.62
Additional Paid-in Capital
-3,4693,1963,1823,1693,150
Accumulated Other Comprehensive Income
--138.93-223.9-259.68-332.73-4.89
Retained Earnings
-2,1701,9181,7461,5751,391
Shareholders' Equity
5,5115,4964,9934,7714,5164,719
Total Liabilities & Equity
33,75233,66030,02429,92629,48929,329

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
-531.82540.421,7892,198817.39
Net Cash (Debt)
--531.82-540.42-1,789-2,198-817.39
Net Cash Growth
------
Net Cash Per Share
--3.75-4.00-13.28-16.27-6.31
Book Value
5,5115,4964,9934,7714,5164,719
Book Value Per Share
39.2638.7536.9335.4133.4236.43
Tangible Book Value
3,4923,4773,1042,8782,6062,809
Tangible Book Value Per Share
24.8824.5222.9621.3619.2921.69
SEC Filings: 10-K · 10-Q