United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · Real-Time Price · USD

48.22

-0.49 (-1.01%)

At close: Oct 30, 2026, 4:00 PM EDT

48.00

-0.22 (-0.46%)

After-hours: Oct 30, 2026, 7:30 PM EDT

United Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,882	2,542	2,292	1,599	1,177	3,758
Investment Securities	3,842	1,604	1,784	2,522	3,021	2,461
Trading Asset Securities	-	0.79	1.26	1.85	5.55	10.94
Mortgage-Backed Securities	-	1,793	1,472	1,600	1,849	1,828
Total Investments	3,842	3,398	3,257	4,124	4,876	4,300
Gross Loans	25,473	24,721	21,680	21,373	20,580	18,051
Allowance for Loan Losses	-294.15	-297.52	-271.84	-259.24	-234.75	-216.02
Other Adjustments to Gross Loans	-13.22	-11.5	-7.01	-14.1	-22	-27.66
Net Loans	25,166	24,412	21,402	21,100	20,323	17,808
Property, Plant & Equipment	99.19	298.14	267.87	277.51	270.31	279.16
Goodwill	2,019	2,019	1,889	1,889	1,889	1,886
Other Intangible Assets	26.75	8.87	8.87	12.51	18.9	24.41
Loans Held for Sale	17.71	31.28	44.36	56.26	56.88	504.42
Accrued Interest Receivable	-	109.23	102.41	111.42	94.89	64.51
Long-Term Deferred Tax Assets	-	123.09	141.56	145	164.05	57.31
Other Real Estate Owned & Foreclosed	11.2	8.86	0.33	2.62	2.05	14.82
Other Long-Term Assets	1,164	710.54	618.2	609.42	617.41	631.69
Total Assets	34,229	33,660	30,024	29,926	29,489	29,329

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	-	242.43	230.25	212.46	189.17	191.9
Interest Bearing Deposits	20,886	17,123	15,417	14,409	13,939	14,253
Institutional Deposits	-	3,365	2,410	2,261	1,165	1,601
Non-Interest Bearing Deposits	6,825	6,574	6,135	6,149	7,200	7,497
Total Deposits	27,711	27,061	23,962	22,819	22,303	23,350
Short-Term Borrowings	184.81	198.64	176.11	196.77	161.26	132.57
Current Portion of Long-Term Debt	-	250	260.2	-	-	-
Current Portion of Leases	-	18.63	-	-	-	-
Long-Term Debt	533.01	-	-	-	9.89	9.87
Federal Home Loan Bank Debt, Long-Term	-	-	-	1,510	1,911	532.2
Long-Term Leases	106.92	76.76	86.77	92.89	75.75	86.7
Trust Preferred Securities	-	281.82	280.22	278.62	276.99	275.32
Other Long-Term Liabilities	279.15	35.08	34.91	44.71	46.19	31.44
Total Liabilities	28,815	28,164	25,030	25,155	24,973	24,610

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	5,414	377.14	356.74	355.64	355.03	353.4
Additional Paid-In Capital	-	3,469	3,196	3,182	3,169	3,150
Retained Earnings	-	2,170	1,918	1,746	1,575	1,391
Treasury Stock	-	-381.43	-253.49	-252.11	-250.4	-170.62
Comprehensive Income & Other	-	-138.93	-223.9	-259.68	-332.73	-4.89
Shareholders' Equity	5,414	5,496	4,993	4,771	4,516	4,719
Total Liabilities & Equity	34,229	33,660	30,024	29,926	29,489	29,329

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	824.74	825.85	803.3	2,079	2,435	1,037
Net Cash (Debt)	1,058	1,717	1,490	-477.97	-1,252	2,732
Net Cash Growth	-38.63%	15.23%	-	-	-	135.47%
Net Cash Per Share	7.61	12.11	11.02	-3.55	-9.27	21.10
Filing Date Shares Outstanding	134.55	139.09	142.9	134.62	134.37	136.14
Total Common Shares Outstanding	134.55	139.55	135.04	134.62	134.37	136.01
Book Value Per Share	40.24	39.38	36.98	35.44	33.61	34.69
Tangible Book Value	3,368	3,468	3,095	2,870	2,608	2,808
Tangible Book Value Per Share	25.03	24.85	22.92	21.32	19.41	20.64

SEC Filings: 10-K · 10-Q