United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
48.45
+0.09 (0.19%)
Jul 31, 2026, 4:00 PM EDT - Market closed
United Bankshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 2,081 | 2,541 | 2,291 | 1,598 | 1,176 | 3,757 |
Securities and Investments | 339.3 | 3,399 | 3,258 | 4,126 | 4,873 | 4,296 |
Short-Term Interbank Lending and Reverse Repurchase Agreements | - | 1.36 | 1.27 | 1.17 | 1.08 | 0.93 |
Other Earning Assets | 35.22 | 31.28 | 44.36 | 56.26 | 56.88 | 504.42 |
Gross Loans | - | - | - | 21,359 | 20,558 | 18,051 |
Allowance for Loan Losses | - | -297.52 | -271.84 | -259.24 | -234.75 | -216.02 |
Net Loans | 24,695 | 24,412 | 21,402 | 21,100 | 20,323 | 17,808 |
Net Property, Plant & Equipment | 92.77 | 298.14 | 267.87 | 277.51 | 270.31 | 279.16 |
Accrued Interest and Accounts Receivable | - | 109.23 | 102.41 | 111.42 | 94.89 | 64.51 |
Other Intangible Assets | - | - | - | 4.55 | 21.02 | 23.14 |
Goodwill | 2,019 | 2,019 | 1,889 | 1,889 | 1,889 | 1,886 |
Other Non-Earning Assets | 1,131 | 848.53 | 766.82 | 763.31 | 784.72 | 709.62 |
Total Assets | 33,752 | 33,660 | 30,024 | 29,926 | 29,489 | 29,329 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | 41,578 | 20,487 | 17,826 | 16,670 | 15,103 | 15,854 |
Noninterest-bearing deposits | 6,732 | 6,574 | 6,135 | 6,149 | 7,200 | 7,497 |
Total Deposits | 27,171 | 27,061 | 23,962 | 22,819 | 22,303 | 23,350 |
Short-Term Interbank Borrowing and Repurchase Agreements | - | 198.57 | 176.09 | 196.1 | 160.7 | 128.84 |
Accrued Expenses | - | 242.5 | 230.27 | 213.13 | 189.73 | 195.63 |
Long-Term Debt | - | 531.82 | 540.42 | 1,789 | 2,198 | 817.39 |
Other Liabilities | 99.76 | 130.47 | 121.68 | 137.59 | 121.94 | 118.15 |
Total Liabilities | 28,241 | 28,164 | 25,030 | 25,155 | 24,973 | 24,610 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | - | 377.14 | 356.74 | 355.64 | 355.03 | 353.4 |
Treasury Stock | - | -381.43 | -253.49 | -252.11 | -250.4 | -170.62 |
Additional Paid-in Capital | - | 3,469 | 3,196 | 3,182 | 3,169 | 3,150 |
Accumulated Other Comprehensive Income | - | -138.93 | -223.9 | -259.68 | -332.73 | -4.89 |
Retained Earnings | - | 2,170 | 1,918 | 1,746 | 1,575 | 1,391 |
Shareholders' Equity | 5,511 | 5,496 | 4,993 | 4,771 | 4,516 | 4,719 |
Total Liabilities & Equity | 33,752 | 33,660 | 30,024 | 29,926 | 29,489 | 29,329 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 531.82 | 540.42 | 1,789 | 2,198 | 817.39 |
Net Cash (Debt) | - | -531.82 | -540.42 | -1,789 | -2,198 | -817.39 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | - | -3.75 | -4.00 | -13.28 | -16.27 | -6.31 |
Book Value | 5,511 | 5,496 | 4,993 | 4,771 | 4,516 | 4,719 |
Book Value Per Share | 39.26 | 38.75 | 36.93 | 35.41 | 33.42 | 36.43 |
Tangible Book Value | 3,492 | 3,477 | 3,104 | 2,878 | 2,606 | 2,809 |
Tangible Book Value Per Share | 24.88 | 24.52 | 22.96 | 21.36 | 19.29 | 21.69 |