United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · Real-Time Price · USD

49.25

+0.78 (1.61%)

At close: Nov 4, 2026, 4:00 PM EST

48.25

-1.00 (-2.03%)

After-hours: Nov 4, 2026, 4:15 PM EST

United Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	6,627	5,379	5,066	5,054	5,437	4,932
Market Cap Growth	30.72%	6.19%	0.23%	-7.04%	10.25%	17.61%
Last Close Price	48.47	37.40	35.12	33.69	34.79	29.98

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.38	11.60	13.61	13.83	14.36	13.45
PS Ratio	5.29	4.47	5.02	4.94	5.27	4.72
PB Ratio	1.20	0.98	1.01	1.06	1.20	1.05
P/FCF Ratio	12.46	11.18	11.69	11.93	7.31	8.30
P/OCF Ratio	11.98	10.78	11.37	11.61	7.15	8.09

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.15	0.15	0.16	0.44	0.54	0.22
Debt / FCF Ratio	-	1.72	1.85	4.91	3.27	1.75
Net Debt / Equity Ratio	-0.19	-0.31	-0.30	0.10	0.28	-0.58
Net Debt / FCF Ratio	-	-3.57	-3.44	1.13	1.68	-4.60
Return on Equity (ROE)	9.45%	8.86%	7.64%	7.89%	8.22%	8.16%
Return on Assets (ROA)	1.52%	1.46%	1.24%	1.23%	1.29%	1.32%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	7.47%	8.64%	7.36%	7.25%	6.98%	7.46%
FCF Yield	8.02%	8.95%	8.55%	8.38%	13.68%	12.05%
Dividend Yield	3.09%	3.86%	3.94%	3.86%	3.56%	3.89%
Payout Ratio	41.29%	44.98%	53.82%	53.16%	50.85%	49.30%
Buyback Yield / Dilution	1.17%	-4.88%	-0.35%	0.27%	-4.33%	-7.85%
Total Shareholder Return	4.24%	-1.02%	3.60%	4.13%	-0.77%	-3.96%

SEC Filings: 10-K · 10-Q