The First Bancshares, Inc. (FBMS)
Stock Price Chart
Key Info
| Market Cap | 482.68M |
| Revenue (ttm) | 149.80M |
| Net Income (ttm) | 44.42M |
| Shares Out | 21.40M |
| EPS (ttm) | 2.60 |
| PE Ratio | 8.68 |
| Forward PE | 9.49 |
| Dividend | $0.40 |
| Dividend Yield | 1.77% |
Stock Quote
| Trading Day | Aug 10, 2020 |
| Last Price | $22.56 |
| Previous Close | $22.25 |
| Change ($) | 0.31 |
| Change (%) | 1.39% |
| Day's Open | 22.25 |
| Day's Range | 22.25 - 23.01 |
| Day's Volume | 63,122 |
| 52-Week Range | 15.27 - 35.88 |
More Stats
| Market Cap | 482.68M |
| Enterprise Value | 392.82M |
| Earnings Date (est) | Oct 26, 2020 |
| Ex-Dividend Date | Aug 7, 2020 |
| Shares Outstanding | 21.40M |
| Float | 20.47M |
| EPS (basic) | 2.52 |
| EPS (diluted) | 2.60 |
| FCF / Share | 2.29 |
| Dividend | $0.40 |
| Dividend Yield | 1.77% |
| Earnings Yield | 11.52% |
| FCF Yield | 8.96% |
| Payout Ratio | 13.50% |
| Shares Short | 392,364 |
| Short Ratio | 3.60 |
| Short % of Float | 1.87% |
| Beta | 0.81 |
| PE Ratio | 8.68 |
| Forward PE | 9.49 |
| P/FCF Ratio | 11.16 |
| PS Ratio | 3.22 |
| PB Ratio | 0.73 |
| Revenue | 149.80M |
| Operating Income | 56.78M |
| Net Income | 44.42M |
| Free Cash Flow | 43.24M |
| Net Cash | 89.86M |
| Net Cash / Share | 4.20 |
| Gross Margin | 96.80% |
| Operating Margin | 37.90% |
| Profit Margin | 30.20% |
| FCF Margin | 28.87% |
| ROA | 1.15% |
| ROE | 9.03% |
| ROIC | 1.60% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 145 | 103 | 73.02 | 50.91 | 44.17 | 39.78 | 34.41 | 27.29 | 22.21 | 19.25 |
| Revenue Growth | 40.34% | 41.51% | 43.42% | 15.25% | 11.03% | 15.62% | 26.08% | 22.88% | 15.39% | - |
| Gross Profit | 145 | 103 | 73.02 | 50.91 | 44.17 | 39.78 | 34.41 | 27.29 | 22.21 | 19.25 |
| Operating Income | 56.45 | 27.02 | 17.57 | 14.05 | 12.01 | 9.74 | 6.24 | 5.13 | 3.34 | 3.40 |
| Net Income | 43.75 | 21.23 | 10.62 | 10.12 | 8.80 | 6.61 | 4.64 | 4.05 | 2.87 | 2.55 |
| Shares Outstanding | 18.81 | 13.07 | 11.19 | 5.45 | 5.40 | 5.31 | 5.11 | 3.11 | 3.07 | 3.02 |
| Earnings Per Share | 2.55 | 1.62 | 1.11 | 1.64 | 1.62 | 1.25 | 1.06 | 1.29 | 0.93 | 0.84 |
| EPS Growth | 57.41% | 45.95% | -32.32% | 1.23% | 29.6% | 17.92% | -17.83% | 38.71% | 10.71% | - |
| Dividend Per Share | 0.31 | 0.20 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Dividend Growth | 55% | 33.33% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 44.70 | 31.50 | 21.60 | 8.02 | 7.55 | 7.06 | 18.00 | 10.22 | 7.13 | 10.05 |
| Capital Expenditures | -7.89 | -4.06 | -4.68 | -2.71 | -0.28 | -0.91 | -0.75 | -0.45 | -1.37 | -1.37 |
| Free Cash Flow | 36.81 | 27.44 | 16.92 | 5.31 | 7.27 | 6.14 | 17.25 | 9.78 | 5.76 | 8.68 |
| Cash & Equivalents | 169 | 159 | 91.92 | 62.12 | 41.26 | 44.62 | 39.25 | 30.88 | 23.18 | 33.98 |
| Total Debt | 295 | 166 | 114 | 79.31 | 121 | 99.76 | 62.31 | 47.08 | 37.34 | 40.42 |
| Net Cash / Debt | -126 | -6.91 | -22.46 | -17.19 | -79.37 | -55.14 | -23.06 | -16.20 | -14.16 | -6.44 |
| Assets | 3,942 | 3,004 | 1,813 | 1,277 | 1,145 | 1,094 | 941 | 721 | 681 | 503 |
| Liabilities | 3,398 | 2,641 | 1,591 | 1,123 | 1,042 | 998 | 856 | 655 | 621 | 446 |
| Book Value | 544 | 363 | 222 | 155 | 103 | 96.22 | 85.11 | 65.89 | 60.43 | 57.10 |
Company Profile
Company Details
| Full Name | The First Bancshares, Inc. |
| Country | United States |
| Employees | 676 |
| CEO | Milton Ray Cole |
Stock Information
| Ticker Symbol | FBMS |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FBMS |
Description
The First Bancshares, Inc. operates as the bank holding company for The First, A National Banking Association that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes or construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company offers internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant, mobile deposit, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It primarily serves small to medium-sized businesses, professional concerns, individuals, associations and organizations, and governmental authorities. As of December 31, 2019, the company operated through its main office and 72 full-service branches, one motor branch, and four loan production offices in Mississippi, Alabama, Louisiana, Florida, and Georgia. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.