Home » Stocks » First Bancshares

The First Bancshares, Inc. (FBMS)

Stock Price: $22.56 USD 0.31 (1.39%)
Updated Aug 10, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 482.68M
Revenue (ttm) 149.80M
Net Income (ttm) 44.42M
Shares Out 21.40M
EPS (ttm) 2.60
PE Ratio 8.68
Forward PE 9.49
Dividend $0.40
Dividend Yield 1.77%

Stock Quote

Trading Day Aug 10, 2020
Last Price $22.56
Previous Close $22.25
Change ($) 0.31
Change (%) 1.39%
Day's Open 22.25
Day's Range 22.25 - 23.01
Day's Volume 63,122
52-Week Range 15.27 - 35.88

More Stats

Market Cap 482.68M
Enterprise Value 392.82M
Earnings Date (est) Oct 26, 2020
Ex-Dividend Date Aug 7, 2020
Shares Outstanding 21.40M
Float 20.47M
EPS (basic) 2.52
EPS (diluted) 2.60
FCF / Share 2.29
Dividend $0.40
Dividend Yield 1.77%
Earnings Yield 11.52%
FCF Yield 8.96%
Payout Ratio 13.50%
Shares Short 392,364
Short Ratio 3.60
Short % of Float 1.87%
Beta 0.81
PE Ratio 8.68
Forward PE 9.49
P/FCF Ratio 11.16
PS Ratio 3.22
PB Ratio 0.73
Revenue 149.80M
Operating Income 56.78M
Net Income 44.42M
Free Cash Flow 43.24M
Net Cash 89.86M
Net Cash / Share 4.20
Gross Margin 96.80%
Operating Margin 37.90%
Profit Margin 30.20%
FCF Margin 28.87%
ROA 1.15%
ROE 9.03%
ROIC 1.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 4
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$26.06*
(15.51% upside)
Low
24.3
Current: $22.56
High
28.0
Target: 26.06
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue14510373.0250.9144.1739.7834.4127.2922.2119.25
Revenue Growth40.34%41.51%43.42%15.25%11.03%15.62%26.08%22.88%15.39%-
Gross Profit14510373.0250.9144.1739.7834.4127.2922.2119.25
Operating Income56.4527.0217.5714.0512.019.746.245.133.343.40
Net Income43.7521.2310.6210.128.806.614.644.052.872.55
Shares Outstanding18.8113.0711.195.455.405.315.113.113.073.02
Earnings Per Share2.551.621.111.641.621.251.061.290.930.84
EPS Growth57.41%45.95%-32.32%1.23%29.6%17.92%-17.83%38.71%10.71%-
Dividend Per Share0.310.200.150.150.150.150.150.150.150.15
Dividend Growth55%33.33%0%0%0%0%0%0%0%-
Operating Cash Flow44.7031.5021.608.027.557.0618.0010.227.1310.05
Capital Expenditures-7.89-4.06-4.68-2.71-0.28-0.91-0.75-0.45-1.37-1.37
Free Cash Flow36.8127.4416.925.317.276.1417.259.785.768.68
Cash & Equivalents16915991.9262.1241.2644.6239.2530.8823.1833.98
Total Debt29516611479.3112199.7662.3147.0837.3440.42
Net Cash / Debt-126-6.91-22.46-17.19-79.37-55.14-23.06-16.20-14.16-6.44
Assets3,9423,0041,8131,2771,1451,094941721681503
Liabilities3,3982,6411,5911,1231,042998856655621446
Book Value54436322215510396.2285.1165.8960.4357.10
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name The First Bancshares, Inc.
Country United States
Employees 676
CEO Milton Ray Cole

Stock Information

Ticker Symbol FBMS
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FBMS

Description

The First Bancshares, Inc. operates as the bank holding company for The First, A National Banking Association that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes or construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company offers internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant, mobile deposit, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It primarily serves small to medium-sized businesses, professional concerns, individuals, associations and organizations, and governmental authorities. As of December 31, 2019, the company operated through its main office and 72 full-service branches, one motor branch, and four loan production offices in Mississippi, Alabama, Louisiana, Florida, and Georgia. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.