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Civista Bancshares, Inc. (CIVB)

Stock Price: $17.23 USD 0.16 (0.94%)
Updated November 27, 1:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 274.20M
Revenue (ttm) 104.81M
Net Income (ttm) 29.70M
Shares Out 15.91M
EPS (ttm) 1.83
PE Ratio 9.42
Forward PE 11.85
Dividend $0.44
Dividend Yield 2.55%

Stock Quote

Trading Day November 27
Last Price $17.23
Previous Close $17.07
Change ($) 0.16
Change (%) 0.94%
Day's Open 17.00
Day's Range 16.85 - 17.44
Day's Volume 15,051
52-Week Range 11.27 - 23.40

More Stats

Market Cap 274.20M
Enterprise Value 443.36M
Earnings Date (est) Jan 22, 2021
Ex-Dividend Date Oct 19, 2020
Shares Outstanding 15.91M
Float n/a
EPS (basic) 1.84
EPS (diluted) 1.83
FCF / Share 2.43
Dividend $0.44
Dividend Yield 2.55%
Earnings Yield 10.62%
FCF Yield 14.25%
Payout Ratio 23.90%
Shares Short 99,132
Short Ratio 2.99
Short % of Float n/a
Beta 0.85
PE Ratio 9.42
Forward PE 11.85
P/FCF Ratio 7.02
PS Ratio 2.62
PB Ratio 0.79
Revenue 104.81M
Operating Income 33.99M
Net Income 29.70M
Free Cash Flow 39.07M
Net Cash -169.16M
Net Cash / Share -10.63
Gross Margin 101.62%
Operating Margin 32.43%
Profit Margin 28.30%
FCF Margin 37.27%
ROA 1.17%
ROE 8.90%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (6)

Buy 4
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$18.29*
(6.15% upside)
Low
17.0
Current: $17.23
High
20.0
Target: 18.29
*Average 12-month price target from 6 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue10783.4670.8467.6960.4754.2450.9445.3842.0033.00
Revenue Growth27.62%17.82%4.65%11.94%11.49%6.49%12.25%8.04%27.27%-
Gross Profit10783.4670.8467.6960.4754.2450.9445.3842.0033.00
Operating Income39.5616.7822.2323.8417.5312.697.557.305.23-3.10
Net Income33.8814.1415.8717.2212.759.536.185.583.96-1.27
Shares Outstanding15.4815.4010.178.247.847.717.717.717.717.71
Earnings Per Share2.011.021.281.571.170.850.640.570.36-0.32
EPS Growth97.06%-20.31%-18.47%34.19%37.65%32.81%12.28%58.33%--
Dividend Per Share0.420.320.250.220.200.190.150.120.03-
Dividend Growth31.25%28%13.64%10%5.26%26.67%25%300%--
Operating Cash Flow39.5319.9620.8217.7115.0714.8912.8116.8920.8521.49
Capital Expenditures-3.20-0.28-0.88-2.43-2.000.80-1.04-0.89-1.24-0.02
Free Cash Flow36.3319.6819.9415.2813.0715.6811.7716.0119.6021.47
Cash & Equivalents48.5442.7840.5236.7035.5629.8634.1946.1352.1379.03
Total Debt27524512310712611687.2192.9198.75104
Net Cash / Debt-226-202-82.56-70.16-90.11-86.38-53.02-46.78-46.62-24.57
Assets2,3102,1391,5261,3771,3151,2131,1681,1371,1131,101
Liabilities1,9791,8401,3411,2401,1901,0971,0391,0331,0101,004
Book Value33029918413812511612810410396.95
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Civista Bancshares, Inc.
Country United States
Employees 452
CEO Dennis G. Shaffer

Stock Information

Ticker Symbol CIVB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CIVB

Description

Civista Bancshares operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Russells Point, Urbana, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.