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Civista Bancshares, Inc. (CIVB)

Stock Price: $15.07 USD 0.24 (1.62%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 241.92M
Revenue (ttm) 103.97M
Net Income (ttm) 29.89M
Shares Out 16.05M
EPS (ttm) 1.81
PE Ratio 8.33
Forward PE 9.01
Dividend $0.44
Dividend Yield 2.92%

Stock Quote

Trading Day Aug 11, 2020
Last Price $15.07
Previous Close $14.83
Change ($) 0.24
Change (%) 1.62%
Day's Open 15.08
Day's Range 14.87 - 15.43
Day's Volume 39,369
52-Week Range 11.62 - 24.32

More Stats

Market Cap 241.92M
Enterprise Value 407.13M
Earnings Date (est) Oct 23, 2020
Ex-Dividend Date Jul 20, 2020
Shares Outstanding 16.05M
Float 15.16M
EPS (basic) 1.84
EPS (diluted) 1.81
FCF / Share 1.67
Dividend $0.44
Dividend Yield 2.92%
Earnings Yield 12.01%
FCF Yield 11.08%
Payout Ratio n/a
Shares Short 150,152
Short Ratio 2.63
Short % of Float 0.98%
Beta 0.87
PE Ratio 8.33
Forward PE 9.01
P/FCF Ratio 9.03
PS Ratio 2.33
PB Ratio 0.64
Revenue 103.97M
Operating Income 34.14M
Net Income 29.89M
Free Cash Flow 26.80M
Net Cash -165.21M
Net Cash / Share -10.29
Gross Margin 102.44%
Operating Margin 32.84%
Profit Margin 28.40%
FCF Margin 25.78%
ROA 1.19%
ROE 9.05%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 3
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$17.10*
(13.47% upside)
Low
15.0
Current: $15.07
High
19.0
Target: 17.10
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue10783.4670.8467.6960.4754.2450.9445.3842.0033.00
Revenue Growth27.62%17.82%4.65%11.94%11.49%6.49%12.25%8.04%27.27%-
Gross Profit10783.4670.8467.6960.4754.2450.9445.3842.0033.00
Operating Income39.5616.7822.2323.8417.5312.697.557.305.23-3.10
Net Income33.8814.1415.8717.2212.759.536.185.583.96-1.27
Shares Outstanding15.4815.4010.178.247.847.717.717.717.717.71
Earnings Per Share2.011.021.281.571.170.850.640.570.36-0.32
EPS Growth97.06%-20.31%-18.47%34.19%37.65%32.81%12.28%58.33%--
Dividend Per Share0.420.320.250.220.200.190.150.120.03-
Dividend Growth31.25%28%13.64%10%5.26%26.67%25%300%--
Operating Cash Flow39.5319.9620.8217.7115.0714.8912.8116.8920.8521.49
Capital Expenditures-3.20-0.28-0.88-2.43-2.000.80-1.04-0.89-1.24-0.02
Free Cash Flow36.3319.6819.9415.2813.0715.6811.7716.0119.6021.47
Cash & Equivalents48.5442.7840.5236.7035.5629.8634.1946.1352.1379.03
Total Debt27524512310712611687.2192.9198.75104
Net Cash / Debt-226-202-82.56-70.16-90.11-86.38-53.02-46.78-46.62-24.57
Assets2,3102,1391,5261,3771,3151,2131,1681,1371,1131,101
Liabilities1,9791,8401,3411,2401,1901,0971,0391,0331,0101,004
Book Value33029918413812511612810410396.95
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Civista Bancshares, Inc.
Country United States
Employees 454
CEO Dennis G. Shaffer

Stock Information

Ticker Symbol CIVB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CIVB

Description

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Russells Point, Urbana, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.