Civista Bancshares, Inc. (CIVB)
Stock Price Chart
Key Info
| Market Cap | 241.92M |
| Revenue (ttm) | 103.97M |
| Net Income (ttm) | 29.89M |
| Shares Out | 16.05M |
| EPS (ttm) | 1.81 |
| PE Ratio | 8.33 |
| Forward PE | 9.01 |
| Dividend | $0.44 |
| Dividend Yield | 2.92% |
Stock Quote
| Trading Day | Aug 11, 2020 |
| Last Price | $15.07 |
| Previous Close | $14.83 |
| Change ($) | 0.24 |
| Change (%) | 1.62% |
| Day's Open | 15.08 |
| Day's Range | 14.87 - 15.43 |
| Day's Volume | 39,369 |
| 52-Week Range | 11.62 - 24.32 |
More Stats
| Market Cap | 241.92M |
| Enterprise Value | 407.13M |
| Earnings Date (est) | Oct 23, 2020 |
| Ex-Dividend Date | Jul 20, 2020 |
| Shares Outstanding | 16.05M |
| Float | 15.16M |
| EPS (basic) | 1.84 |
| EPS (diluted) | 1.81 |
| FCF / Share | 1.67 |
| Dividend | $0.44 |
| Dividend Yield | 2.92% |
| Earnings Yield | 12.01% |
| FCF Yield | 11.08% |
| Payout Ratio | n/a |
| Shares Short | 150,152 |
| Short Ratio | 2.63 |
| Short % of Float | 0.98% |
| Beta | 0.87 |
| PE Ratio | 8.33 |
| Forward PE | 9.01 |
| P/FCF Ratio | 9.03 |
| PS Ratio | 2.33 |
| PB Ratio | 0.64 |
| Revenue | 103.97M |
| Operating Income | 34.14M |
| Net Income | 29.89M |
| Free Cash Flow | 26.80M |
| Net Cash | -165.21M |
| Net Cash / Share | -10.29 |
| Gross Margin | 102.44% |
| Operating Margin | 32.84% |
| Profit Margin | 28.40% |
| FCF Margin | 25.78% |
| ROA | 1.19% |
| ROE | 9.05% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 107 | 83.46 | 70.84 | 67.69 | 60.47 | 54.24 | 50.94 | 45.38 | 42.00 | 33.00 |
| Revenue Growth | 27.62% | 17.82% | 4.65% | 11.94% | 11.49% | 6.49% | 12.25% | 8.04% | 27.27% | - |
| Gross Profit | 107 | 83.46 | 70.84 | 67.69 | 60.47 | 54.24 | 50.94 | 45.38 | 42.00 | 33.00 |
| Operating Income | 39.56 | 16.78 | 22.23 | 23.84 | 17.53 | 12.69 | 7.55 | 7.30 | 5.23 | -3.10 |
| Net Income | 33.88 | 14.14 | 15.87 | 17.22 | 12.75 | 9.53 | 6.18 | 5.58 | 3.96 | -1.27 |
| Shares Outstanding | 15.48 | 15.40 | 10.17 | 8.24 | 7.84 | 7.71 | 7.71 | 7.71 | 7.71 | 7.71 |
| Earnings Per Share | 2.01 | 1.02 | 1.28 | 1.57 | 1.17 | 0.85 | 0.64 | 0.57 | 0.36 | -0.32 |
| EPS Growth | 97.06% | -20.31% | -18.47% | 34.19% | 37.65% | 32.81% | 12.28% | 58.33% | - | - |
| Dividend Per Share | 0.42 | 0.32 | 0.25 | 0.22 | 0.20 | 0.19 | 0.15 | 0.12 | 0.03 | - |
| Dividend Growth | 31.25% | 28% | 13.64% | 10% | 5.26% | 26.67% | 25% | 300% | - | - |
| Operating Cash Flow | 39.53 | 19.96 | 20.82 | 17.71 | 15.07 | 14.89 | 12.81 | 16.89 | 20.85 | 21.49 |
| Capital Expenditures | -3.20 | -0.28 | -0.88 | -2.43 | -2.00 | 0.80 | -1.04 | -0.89 | -1.24 | -0.02 |
| Free Cash Flow | 36.33 | 19.68 | 19.94 | 15.28 | 13.07 | 15.68 | 11.77 | 16.01 | 19.60 | 21.47 |
| Cash & Equivalents | 48.54 | 42.78 | 40.52 | 36.70 | 35.56 | 29.86 | 34.19 | 46.13 | 52.13 | 79.03 |
| Total Debt | 275 | 245 | 123 | 107 | 126 | 116 | 87.21 | 92.91 | 98.75 | 104 |
| Net Cash / Debt | -226 | -202 | -82.56 | -70.16 | -90.11 | -86.38 | -53.02 | -46.78 | -46.62 | -24.57 |
| Assets | 2,310 | 2,139 | 1,526 | 1,377 | 1,315 | 1,213 | 1,168 | 1,137 | 1,113 | 1,101 |
| Liabilities | 1,979 | 1,840 | 1,341 | 1,240 | 1,190 | 1,097 | 1,039 | 1,033 | 1,010 | 1,004 |
| Book Value | 330 | 299 | 184 | 138 | 125 | 116 | 128 | 104 | 103 | 96.95 |
Company Profile
Company Details
| Full Name | Civista Bancshares, Inc. |
| Country | United States |
| Employees | 454 |
| CEO | Dennis G. Shaffer |
Stock Information
| Ticker Symbol | CIVB |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: CIVB |
Description
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Russells Point, Urbana, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.