First Bancorp (FBNC)

NASDAQ: FBNC · Real-Time Price · USD

65.04

+0.70 (1.09%)

Sep 4, 2026, 4:00 PM EDT - Market closed

First Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	410.72	378.81	333.72	386.34	370.49	304.98
Revenue Growth	13.77%	13.51%	-13.62%	4.28%	21.48%	15.33%
Net Income	132.62	110.43	75.82	103.45	146.16	95.16
Earnings Per Share	3.21	2.68	1.84	2.53	4.12	3.19
EPS Growth	36.96%	45.26%	-27.10%	-38.58%	29.31%	13.30%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	550.33	313.01	507.81	238.15	270.32	461.16
Total Debt	88.99	92.25	106.78	648.31	306.9	88.58
Net Cash (Debt)	461.35	220.76	401.03	-410.16	-36.58	372.58
Net Cash Growth	-23.64%	-44.95%	-	-	-	29.55%
Net Cash Per Share	11.13	5.33	9.70	-9.96	-1.03	12.41

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	232.5	203.13	174.78	131.4	230.65	142.34
Capital Expenditures	-5.52	-4.25	-2.66	-4.42	-5.29	-9.4
Free Cash Flow	226.98	198.89	172.12	126.98	225.37	132.93
Free Cash Flow Growth	11.86%	15.55%	35.56%	-43.66%	69.53%	189.17%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	32.29%	29.15%	22.72%	26.78%	39.45%	31.20%
FCF Margin	55.26%	52.50%	51.58%	32.87%	60.83%	43.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.960	0.910	0.880	0.880	0.880	0.800
Dividend Per Share Growth	5.62%	3.41%	0%	0%	10.00%	11.11%
Dividend Yield	1.48%	1.81%	2.06%	2.50%	2.22%	1.93%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	20.23	19.07	23.97	14.70	10.47	17.10
Forward PE	13.48	11.92	14.47	14.26	9.71	13.12
P/FCF Ratio	11.86	10.59	10.56	11.98	6.79	12.24
PS Ratio	6.55	5.56	5.45	3.94	4.13	5.34