First Bancorp (FBNC)

NASDAQ: FBNC · Real-Time Price · USD

62.58

-0.16 (-0.26%)

Jul 27, 2026, 4:00 PM EDT - Market closed

First Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	410.5	378.81	333.72	386.34	380.44	295.36
Revenue Growth	3.17%	13.51%	-13.62%	1.55%	28.80%	28.76%
Net Income	133.25	111.05	76.22	104.13	146.94	95.64
Earnings Per Share	3.22	2.68	1.84	2.53	4.12	3.19
EPS Growth	37.61%	45.65%	-27.27%	-38.59%	29.15%	13.52%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	550.33	309.6	507.51	237.86	270.32	461.16
Total Debt	74.72	74.57	91.88	630.16	287.51	67.39
Net Cash (Debt)	-74.72	-74.57	-91.88	-630.16	-287.51	-67.39
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.80	-1.80	-2.22	-15.31	-8.06	-2.24

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	211.73	203.13	174.78	131.4	230.65	142.34
Capital Expenditures	-5.88	-4.25	-2.66	-4.42	-5.29	-9.4
Free Cash Flow	205.85	198.89	172.12	126.98	225.37	132.93
Free Cash Flow Growth	-16.39%	15.55%	35.56%	-43.66%	69.53%	189.17%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	40.26%	36.83%	29.40%	34.16%	48.69%	40.74%
Profit Margin	32.46%	29.32%	22.84%	26.95%	38.62%	32.38%
FCF Margin	0.00%	52.50%	51.58%	32.87%	59.24%	45.01%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.960	0.910	0.880	0.880	0.880	0.800
Dividend Per Share Growth	5.62%	3.41%	0%	0%	10.00%	11.11%
Dividend Yield	1.53%	1.78%	2.01%	2.32%	2.02%	1.63%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.45	18.95	23.90	14.63	10.40	14.33
Forward PE	12.94	11.92	14.47	14.26	9.71	13.12
P/FCF Ratio	12.58	10.59	10.56	11.98	6.79	12.25
PS Ratio	6.30	5.56	5.45	3.94	4.02	5.52