First Bancorp (FBNC)

First Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	121.3	111.05	76.22	104.13	146.94	95.64
Depreciation & Amortization	14.36	14.93	17.88	19.21	15.33	13.93
Provision for Credit Losses	13.47	11.5	16.45	17.81	12.4	15.03
Stock-Based Compensation	3.69	3.76	4.92	5.13	2.98	2.27
Net Change in Loans Held-for-Sale	4.92	5.48	35.27	-16.7	57.5	5.8
Other Adjustments	88.29	87.02	23.86	-10.35	-6.16	-6.68
Changes in Accrued Interest and Accounts Receivable	-1.84	-2.88	1.02	-1.9	-3.81	-0.77
Changes in Accounts Payable	-1.2	-0.86	-1.1	2.58	2.13	-0.68
Changes in Other Operating Activities	-31.25	-26.87	0.27	11.49	3.34	17.81
Operating Cash Flow	211.73	203.13	174.78	131.4	230.65	142.34
Operating Cash Flow Growth	-14.44%	16.22%	33.02%	-43.03%	62.05%	144.00%
Net Change in Loans Held-for-Investment	-705.2	-638.66	17.49	-466.49	-558.4	-97.56
Net Change in Securities and Investments	107.49	68.53	152.73	255	-152.88	-1,392
Payments for Business Acquisitions	-	-	-	22.61	-	208.99
Proceeds from Business Divestments	-	-	-	-	-	11.31
Capital Expenditures	-5.88	-4.25	-2.66	-4.42	-5.29	-9.4
Sale of Property, Plant & Equipment	11.84	12.31	2.1	1.94	3.2	4.31
Investing Cash Flow	-591.75	-562.07	169.67	-191.37	-713.36	-1,274
Net Change in Deposits	267.52	217.55	498.1	-244.34	103.49	1,258
Long-Term Debt Issued	1	2	986	3,348	1,252	-
Long-Term Debt Repaid	-20.05	-20.05	-1,525	-3,045	-1,032	-5.73
Net Long-Term Debt Issued (Repaid)	-19.05	-18.05	-539.05	303.01	219.87	-5.73
Issuance of Common Stock	1.4	1.49	4.09	4.52	-	-
Repurchase of Common Stock	-7.59	-2.68	-1.69	-0.74	-0.84	-4.82
Net Common Stock Issued (Repurchased)	-6.19	-1.19	2.4	3.78	-0.84	-4.82
Common Dividends Paid	-37.72	-37.28	-36.25	-34.94	-30.66	-22.23
Financing Cash Flow	205.56	161.03	-74.8	27.51	291.86	1,225
Net Cash Flow	-174.45	-197.91	269.65	-32.46	-190.84	93.87
Free Cash Flow	205.85	198.89	172.12	126.98	225.37	132.93
Free Cash Flow Growth	3.50%	15.55%	35.56%	-43.66%	69.53%	189.17%
FCF Margin	52.36%	52.50%	51.58%	32.87%	59.24%	45.01%
Free Cash Flow Per Share	0.02	4.80	4.16	3.08	6.32	4.43
Levered Free Cash Flow	76.43	73.08	-447.42	434.09	378.51	110.79
Unlevered Free Cash Flow	-25.82	-19.92	15.41	26.95	11.7	20.88

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q