First Bancorp (FBNC)
NASDAQ: FBNC · Real-Time Price · USD
65.14
+1.54 (2.42%)
Nov 2, 2026, 4:00 PM EST - Market closed
First Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 451.71 | 309.6 | 507.51 | 237.86 | 270.32 | 461.16 |
Investment Securities | 508.1 | 867.08 | 704.33 | 773.19 | 814.54 | 620.47 |
Trading Asset Securities | - | 3.42 | 0.3 | 0.3 | - | - |
Mortgage-Backed Securities | 1,986 | 1,867 | 1,906 | 1,950 | 2,060 | 2,535 |
Total Investments | 2,494 | 2,738 | 2,611 | 2,723 | 2,875 | 3,156 |
Gross Loans | 9,105 | 8,722 | 8,095 | 8,150 | 6,667 | 6,083 |
Allowance for Loan Losses | -124.24 | -123.58 | -122.57 | -109.85 | -90.97 | -78.79 |
Other Adjustments to Gross Loans | - | - | - | -0.18 | -1.4 | -1.7 |
Net Loans | 8,981 | 8,599 | 7,972 | 8,040 | 6,574 | 6,003 |
Property, Plant & Equipment | 140.05 | 152.53 | 157.26 | 168.06 | 152.92 | 156.81 |
Goodwill | 478.75 | 478.75 | 478.75 | 478.75 | 364.26 | 364.26 |
Other Intangible Assets | 13.63 | 17.23 | 22.9 | 29.51 | 8.67 | 12.36 |
Loans Held for Sale | 2.68 | 7.79 | 5.94 | 2.67 | 1.28 | 80.26 |
Accrued Interest Receivable | 38.59 | 39.21 | 36.33 | 37.35 | 29.71 | 25.9 |
Long-Term Deferred Tax Assets | - | 34.48 | 105.66 | 107.65 | 117.03 | 40.05 |
Other Real Estate Owned & Foreclosed | 0.79 | 1.43 | 4.97 | 0.86 | 0.66 | 3.07 |
Other Long-Term Assets | 550.56 | 282.41 | 236.67 | 266.94 | 216.62 | 201.97 |
Total Assets | 13,152 | 12,668 | 12,148 | 12,115 | 10,625 | 10,509 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 7,181 | 6,956 | 6,802 | 6,297 | 5,385 | 5,419 |
Institutional Deposits | 318.54 | 305.47 | 360.85 | 355.21 | 276.32 | 357.36 |
Non-Interest Bearing Deposits | 3,626 | 3,487 | 3,368 | 3,380 | 3,566 | 3,349 |
Total Deposits | 11,126 | 10,748 | 10,531 | 10,032 | 9,228 | 9,125 |
Short-Term Borrowings | - | 3.45 | 0.3 | 529.35 | 216.59 | - |
Current Portion of Long-Term Debt | - | - | - | - | 0.94 | - |
Current Portion of Leases | - | 1.62 | - | - | - | - |
Accrued Interest Payable | 4.09 | 3.75 | 4.6 | 5.7 | 2.74 | 0.61 |
Long-Term Debt | 74.79 | -3.51 | 13.75 | 22.98 | - | - |
Federal Home Loan Bank Debt, Long-Term | - | 0.75 | 0.8 | 0.85 | 0.9 | 1.97 |
Long-Term Leases | - | 12.62 | 14.6 | 17.8 | 19.39 | 21.19 |
Trust Preferred Securities | - | 77.32 | 77.32 | 77.32 | 69.08 | 65.41 |
Pension & Post-Retirement Benefits | - | 3.17 | 3.15 | 3.35 | 3.52 | 4.66 |
Other Long-Term Liabilities | 233.22 | 166.58 | 57.03 | 53.61 | 52.77 | 59.85 |
Total Liabilities | 11,438 | 11,014 | 10,702 | 10,743 | 9,593 | 9,278 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 967.74 | 973.88 | 971.31 | 963.99 | 725.15 | 722.67 |
Retained Earnings | 948.32 | 829.66 | 756.33 | 716.42 | 648.42 | 532.87 |
Comprehensive Income & Other | -202.91 | -149.38 | -282.03 | -308.03 | -341.98 | -24.97 |
Total Common Equity | 1,713 | 1,654 | 1,446 | 1,372 | 1,032 | 1,231 |
Shareholders' Equity | 1,713 | 1,654 | 1,446 | 1,372 | 1,032 | 1,231 |
Total Liabilities & Equity | 13,152 | 12,668 | 12,148 | 12,115 | 10,625 | 10,509 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 74.79 | 92.25 | 106.78 | 648.31 | 306.9 | 88.58 |
Net Cash (Debt) | 376.92 | 220.76 | 401.03 | -410.16 | -36.58 | 372.58 |
Net Cash Growth | -23.23% | -44.95% | - | - | - | 29.55% |
Net Cash Per Share | 9.10 | 5.33 | 9.70 | -9.96 | -1.03 | 12.41 |
Filing Date Shares Outstanding | 41.4 | 41.48 | 41.36 | 41.13 | 40.88 | 35.65 |
Total Common Shares Outstanding | 41.4 | 41.47 | 41.35 | 41.11 | 35.7 | 35.63 |
Book Value Per Share | 41.38 | 39.89 | 34.96 | 33.38 | 28.89 | 34.54 |
Tangible Book Value | 1,221 | 1,158 | 943.96 | 864.12 | 658.66 | 853.96 |
Tangible Book Value Per Share | 29.49 | 27.93 | 22.83 | 21.02 | 18.45 | 23.97 |