First Bancorp (FBNC)

First Bancorp Statistics

Total Valuation

First Bancorp has a market cap or net worth of $2.58 billion. The enterprise value is $2.35 billion.

Market Cap	2.58B
Enterprise Value	2.35B

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

First Bancorp has 41.47 million shares outstanding. The number of shares has increased by 0.31% in one year.

Current Share Class	41.47M
Shares Outstanding	41.47M
Shares Change (YoY)	+0.31%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	1.95%
Owned by Institutions (%)	78.81%
Float	40.65M

Valuation Ratios

The trailing PE ratio is 23.22 and the forward PE ratio is 13.55.

PE Ratio	23.22
Forward PE	13.55
PS Ratio	6.81
Forward PS	4.96
PB Ratio	1.56
P/TBV Ratio	2.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.12
EV / Sales	6.19
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.16%.

Return on Equity (ROE)	7.16%
Return on Assets (ROA)	0.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.87%
Revenue Per Employee	$279,978
Profits Per Employee	$82,075
Employee Count	1,353
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Bancorp has paid $28.45 million in taxes.

Income Tax	28.45M
Effective Tax Rate	20.40%

Stock Price Statistics

The stock price has increased by +36.77% in the last 52 weeks. The beta is 0.89, so First Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+36.77%
50-Day Moving Average	54.42
200-Day Moving Average	49.48
Relative Strength Index (RSI)	74.18
Average Volume (20 Days)	322,723

Short Selling Information

The latest short interest is 1.52 million, so 3.67% of the outstanding shares have been sold short.

Short Interest	1.52M
Short Previous Month	1.47M
Short % of Shares Out	3.67%
Short % of Float	3.74%
Short Ratio (days to cover)	6.58

Income Statement

In the last 12 months, First Bancorp had revenue of $378.81 million and earned $111.05 million in profits. Earnings per share was $2.68.

Revenue	378.81M
Gross Profit	378.81M
Operating Income	145.17M
Pretax Income	139.50M
Net Income	111.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.68

Balance Sheet

The company has $309.60 million in cash and $74.57 million in debt, with a net cash position of $235.03 million or $5.67 per share.

Cash & Cash Equivalents	309.60M
Total Debt	74.57M
Net Cash	235.03M
Net Cash Per Share	$5.67
Equity (Book Value)	1.65B
Book Value Per Share	39.89
Working Capital	-10.39B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.32%
Pretax Margin	36.83%
Profit Margin	29.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 1.54%.

Dividend Per Share	$0.96
Dividend Yield	1.54%
Dividend Growth (YoY)	3.41%
Years of Dividend Growth	1
Payout Ratio	33.96%
Buyback Yield	-0.31%
Shareholder Yield	1.24%
Earnings Yield	4.30%
FCF Yield	n/a

Analyst Forecast

The average price target for First Bancorp is $58.00, which is -6.80% lower than the current price. The consensus rating is "Buy".

Price Target	$58.00
Price Target Difference	-6.80%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 16, 2004. It was a forward split with a ratio of 1.5:1.

Last Split Date	Nov 16, 2004
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2