First Capital, Inc. (FCAP)

First Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	42.15	35.79	34.59	32.35	28.33
Net Interest Income Growth	17.77%	3.48%	6.93%	14.17%	0.88%
Non-Interest Income	8.47	7.66	7.63	7.93	9.55
Non-Interest Income Growth	10.57%	0.31%	-3.72%	-17.00%	11.07%
Revenues Before Loan Losses	50.62	43.45	42.22	40.27	37.88
Provision for Credit Losses	1.14	1.45	1.14	0.95	-0.33
Revenue	49.47	42	41.08	39.32	38.21
Revenue Growth (YoY)	17.80%	2.23%	4.47%	2.92%	9.53%
Compensation Expenses	-	15.54	15	14.7	14.54
Selling, General & Admin	-	8.15	7.15	6.89	6.6
Other Non-Interest Expenses	-	4.14	3.88	3.5	3.39
Total Non-Interest Expense	29.56	27.83	26.03	25.09	24.53
Pretax Income	19.91	14.17	15.05	14.24	13.68
Provision for Income Taxes	3.53	2.22	2.25	2.32	2.24
Net Income	16.37	11.94	12.79	11.9	11.42
Minority Interest in Earnings	0.01	0.01	0.01	0.01	0.01
Net Income to Common	16.37	11.94	12.79	11.9	11.42
Net Income Growth	37.08%	-6.65%	7.46%	4.18%	12.76%
Shares Outstanding (Basic)	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3
Shares Change (YoY)	0.06%	-0.03%	-0.23%	0.26%	-0.08%
EPS (Basic)	4.89	3.57	3.82	3.55	3.41
EPS (Diluted)	4.89	3.57	3.82	3.55	3.41
EPS Growth	36.98%	-6.54%	7.61%	4.11%	12.91%
Free Cash Flow	1.14	21.63	13.54	16.12	21.34
Free Cash Flow Growth	-94.71%	59.78%	-16.01%	-24.49%	86.27%
Free Cash Flow Per Share	0.34	6.46	4.04	4.80	6.38
Dividends Per Share	1.200	1.120	1.080	1.040	1.040
Dividend Growth	7.14%	3.70%	3.85%	-	8.33%
Profit Margin	33.11%	28.46%	31.17%	30.30%	29.93%
FCF Margin	2.31%	51.50%	32.95%	40.98%	55.86%
EBITDA	0	1.1	1.03	1.07	1.14
EBITDA Margin	0.00%	2.61%	2.50%	2.72%	2.99%
Effective Tax Rate	17.73%	15.64%	14.94%	16.30%	16.38%

Updated Jan 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q