First Capital, Inc. (FCAP)

First Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	89.94	38.67	66.3	172.51	175.4	49.46
Investment Securities	304.03	355.44	382.95	348.86	211.96	153.42
Mortgage-Backed Securities	118.82	97.22	93.22	110.7	82.39	112.58
Total Investments	422.85	452.66	476.16	459.56	294.35	266
Gross Loans	639.78	663.29	609.42	516.02	527.06	494.7
Allowance for Loan Losses	-8.96	-8.01	-6.77	-6.08	-6.63	-5.06
Other Adjustments to Gross Loans	-0.21	-40.88	-44.69	-26.65	-20.1	-23.14
Net Loans	630.61	614.41	557.96	483.29	500.33	466.49
Property, Plant & Equipment	14.11	14.44	14.71	15.24	16.03	16.41
Goodwill	6.47	6.47	6.47	6.47	6.47	6.47
Other Intangible Assets	0.12	0.23	0.38	0.53	0.67	0.82
Loans Held for Sale	0.68	0.8	0.79	2.41	7.94	4.18
Accrued Interest Receivable	4.22	4.79	4.29	3.43	3.43	3.08
Restricted Cash	-	-	-	-	0.49	1.9
Other Real Estate Owned & Foreclosed	-	-	-	0.04	-	0.17
Other Long-Term Assets	18.46	23.58	22.51	11.15	10.45	10.53
Total Assets	1,189	1,158	1,151	1,157	1,018	827.5
Accrued Expenses	5.31	3.89	4.57	5.85	5.69	4.26
Interest Bearing Deposits	830.45	789.75	800.25	784.58	667.35	570.28
Institutional Deposits	-	29.93	5.3	8.3	7.5	5.8
Non-Interest Bearing Deposits	199.8	205.54	254.84	242.69	225.61	146.1
Total Deposits	1,030	1,025	1,060	1,036	900.46	722.18
Short-Term Borrowings	33.63	21.5	-	-	-	-
Current Portion of Leases	-	0.02	-	-	-	-
Accrued Interest Payable	2.5	1.21	0.12	0.1	0.15	0.21
Long-Term Leases	-	0	0.04	0.06	-	-
Other Long-Term Liabilities	0.73	0.7	1	1.1	0.5	1.9
Total Liabilities	1,072	1,053	1,066	1,043	906.8	728.55
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	41.68	41.59	41.64	41.68	41.68	40.72
Retained Earnings	103	97.11	88.47	80.07	72.16	65.27
Treasury Stock	-9.27	-9.22	-8.69	-8.67	-8.54	-8.39
Comprehensive Income & Other	-18.67	-24.28	-36.29	0.7	5.3	1.2
Total Common Equity	116.78	105.23	85.16	113.83	110.64	98.84
Minority Interest	0.11	0.11	0.11	0.11	0.11	0.11
Shareholders' Equity	116.88	105.35	85.27	113.94	110.75	98.95
Total Liabilities & Equity	1,189	1,158	1,151	1,157	1,018	827.5
Total Debt	33.63	21.52	0.04	0.06	-	-
Net Cash (Debt)	59.01	21.07	69.93	177.29	181.79	55.95
Net Cash Growth	676.95%	-69.88%	-60.55%	-2.48%	224.92%	18.99%
Net Cash Per Share	17.64	6.29	20.84	52.98	54.28	16.73
Filing Date Shares Outstanding	3.35	3.35	3.36	3.37	3.38	3.38
Total Common Shares Outstanding	3.35	3.35	3.37	3.37	3.38	3.36
Book Value Per Share	34.84	31.41	25.26	33.75	32.77	29.38
Tangible Book Value	110.18	98.53	78.31	106.83	103.5	91.55
Tangible Book Value Per Share	32.87	29.41	23.23	31.67	30.66	27.22

Source: S&P Capital IQ. Banks template. Financial Sources.