First Capital, Inc. (FCAP)

First Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	112.18	105.92	38.67	66.3	172.51	175.4
Investment Securities	430.83	287.33	355.44	382.95	348.86	211.96
Mortgage-Backed Securities	-	115.46	97.22	93.22	110.7	82.39
Total Investments	430.83	402.79	452.66	476.16	459.56	294.35
Gross Loans	652.19	663	663.29	609.42	516.02	527.06
Allowance for Loan Losses	-9.86	-9.28	-8.01	-6.77	-6.08	-6.63
Other Adjustments to Gross Loans	-	-22.52	-40.88	-44.69	-26.65	-20.1
Net Loans	642.33	631.2	614.41	557.96	483.29	500.33
Property, Plant & Equipment	-	14.18	14.44	14.71	15.24	16.03
Goodwill	-	6.47	6.47	6.47	6.47	6.47
Other Intangible Assets	-	0.09	0.23	0.38	0.53	0.67
Loans Held for Sale	-	0.47	0.8	0.79	2.41	7.94
Accrued Interest Receivable	-	4.58	4.79	4.29	3.43	3.43
Restricted Cash	-	-	-	-	-	0.49
Other Real Estate Owned & Foreclosed	-	-	-	-	0.04	-
Other Long-Term Assets	50.14	20	23.58	22.51	11.15	10.45
Total Assets	1,235	1,188	1,158	1,151	1,157	1,018
Accrued Expenses	-	3.9	3.89	4.57	5.85	5.69
Interest Bearing Deposits	1,095	825.64	787.28	800.25	784.58	667.35
Institutional Deposits	-	42.81	32.4	5.3	8.3	7.5
Non-Interest Bearing Deposits	-	197.99	205.54	254.84	242.69	225.61
Total Deposits	1,095	1,066	1,025	1,060	1,036	900.46
Short-Term Borrowings	-	-	21.5	-	-	-
Accrued Interest Payable	-	1.92	1.21	0.12	0.1	0.15
Long-Term Leases	-	-	0.02	0.04	0.06	-
Other Long-Term Liabilities	8.3	0.55	0.7	1	1.1	0.5
Total Liabilities	1,103	1,073	1,053	1,066	1,043	906.8
Common Stock	132.44	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	-	41.68	41.59	41.64	41.68	41.68
Retained Earnings	-	105.29	97.11	88.47	80.07	72.16
Treasury Stock	-	-9.28	-9.22	-8.69	-8.67	-8.54
Comprehensive Income & Other	-	-23.13	-24.28	-36.29	0.7	5.3
Total Common Equity	132.44	114.6	105.23	85.16	113.83	110.64
Minority Interest	-	0.11	0.11	0.11	0.11	0.11
Shareholders' Equity	132.44	114.71	105.35	85.27	113.94	110.75
Total Liabilities & Equity	1,235	1,188	1,158	1,151	1,157	1,018
Total Debt	-	-	21.52	0.04	0.06	-
Net Cash (Debt)	114.38	108.61	21.07	69.93	177.29	181.79
Net Cash Growth	93.84%	415.56%	-69.88%	-60.55%	-2.48%	224.92%
Net Cash Per Share	34.16	32.46	6.29	20.84	52.98	54.28
Filing Date Shares Outstanding	3.35	3.36	3.35	3.36	3.37	3.38
Total Common Shares Outstanding	3.35	3.35	3.35	3.37	3.37	3.38
Book Value Per Share	39.55	34.19	31.41	25.26	33.75	32.77
Tangible Book Value	132.44	108.04	98.53	78.31	106.83	103.5
Tangible Book Value Per Share	39.55	32.23	29.41	23.23	31.67	30.66

Updated Oct 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q