First Capital, Inc. (FCAP)

First Capital Statistics

Total Valuation

First Capital has a market cap or net worth of $138.88 million. The enterprise value is $19.56 million.

Market Cap	138.88M
Enterprise Value	19.56M

Important Dates

The next estimated earnings date is Friday, July 25, 2025, after market close.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

First Capital has 3.36 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	3.36M
Shares Outstanding	3.36M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	4.73%
Owned by Institutions (%)	16.48%
Float	3.20M

Valuation Ratios

The trailing PE ratio is 11.89.

PE Ratio	11.89
Forward PE	n/a
PS Ratio	3.39
Forward PS	n/a
PB Ratio	1.21
P/TBV Ratio	1.22
P/FCF Ratio	7.41
P/OCF Ratio	7.12
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.60
EV / Sales	0.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	1.04

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.83%.

Return on Equity (ROE)	10.83%
Return on Assets (ROA)	1.03%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$202,212
Profits Per Employee	$57,656
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Capital has paid $2.38 million in taxes.

Income Tax	2.38M
Effective Tax Rate	16.29%

Stock Price Statistics

The stock price has increased by +41.26% in the last 52 weeks. The beta is 0.69, so First Capital's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+41.26%
50-Day Moving Average	46.18
200-Day Moving Average	37.49
Relative Strength Index (RSI)	38.74
Average Volume (20 Days)	27,611

Short Selling Information

The latest short interest is 24,956, so 0.74% of the outstanding shares have been sold short.

Short Interest	24,956
Short Previous Month	24,580
Short % of Shares Out	0.74%
Short % of Float	0.78%
Short Ratio (days to cover)	3.18

Income Statement

In the last 12 months, First Capital had revenue of $42.87 million and earned $12.22 million in profits. Earnings per share was $3.65.

Revenue	42.87M
Gross Profit	42.87M
Operating Income	14.62M
Pretax Income	13.91M
Net Income	12.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.65

Balance Sheet

The company has $119.32 million in cash and n/a in debt, giving a net cash position of $119.32 million or $35.56 per share.

Cash & Cash Equivalents	119.32M
Total Debt	n/a
Net Cash	119.32M
Net Cash Per Share	$35.56
Equity (Book Value)	120.20M
Book Value Per Share	35.79
Working Capital	-969.58M

Cash Flow

In the last 12 months, operating cash flow was $19.51 million and capital expenditures -$778,000, giving a free cash flow of $18.74 million.

Operating Cash Flow	19.51M
Capital Expenditures	-778,000
Free Cash Flow	18.74M
FCF Per Share	$5.58

Margins

Gross Margin	n/a
Operating Margin	34.10%
Pretax Margin	34.10%
Profit Margin	28.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	43.70%

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 2.67%.

Dividend Per Share	$1.16
Dividend Yield	2.67%
Dividend Growth (YoY)	7.41%
Years of Dividend Growth	2
Payout Ratio	31.76%
Buyback Yield	-0.05%
Shareholder Yield	2.75%
Earnings Yield	8.80%
FCF Yield	13.49%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jul 17, 2006
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4