First Capital, Inc. (FCAP)

First Capital Statistics

Total Valuation

First Capital has a market cap or net worth of $175.75 million. The enterprise value is $42.68 million.

Market Cap	175.75M
Enterprise Value	42.68M

Important Dates

The last earnings date was Friday, January 23, 2026, after market close.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Dec 12, 2025

Share Statistics

First Capital has 3.35 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class	3.35M
Shares Outstanding	3.35M
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	4.78%
Owned by Institutions (%)	27.18%
Float	3.19M

Valuation Ratios

The trailing PE ratio is 11.08.

PE Ratio	11.08
Forward PE	n/a
PS Ratio	3.67
Forward PS	n/a
PB Ratio	1.31
P/TBV Ratio	1.32
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.61
EV / Sales	0.86
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.97%.

Return on Equity (ROE)	12.97%
Return on Assets (ROA)	1.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.66%
Revenue Per Employee	$233,354
Profits Per Employee	$77,203
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Capital has paid $3.53 million in taxes.

Income Tax	3.53M
Effective Tax Rate	17.73%

Stock Price Statistics

The stock price has increased by +57.81% in the last 52 weeks. The beta is 0.62, so First Capital's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+57.81%
50-Day Moving Average	55.86
200-Day Moving Average	46.49
Relative Strength Index (RSI)	46.85
Average Volume (20 Days)	7,359

Short Selling Information

The latest short interest is 72,379, so 2.16% of the outstanding shares have been sold short.

Short Interest	72,379
Short Previous Month	76,217
Short % of Shares Out	2.16%
Short % of Float	2.27%
Short Ratio (days to cover)	11.64

Income Statement

In the last 12 months, First Capital had revenue of $49.47 million and earned $16.37 million in profits. Earnings per share was $4.89.

Revenue	49.47M
Gross Profit	49.47M
Operating Income	19.91M
Pretax Income	19.91M
Net Income	16.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.89

Balance Sheet

The company has $138.76 million in cash and n/a in debt, with a net cash position of $138.76 million or $41.45 per share.

Cash & Cash Equivalents	138.76M
Total Debt	n/a
Net Cash	138.76M
Net Cash Per Share	$41.45
Equity (Book Value)	137.80M
Book Value Per Share	41.25
Working Capital	-984.23M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.24%
Pretax Margin	40.24%
Profit Margin	33.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.29%.

Dividend Per Share	$1.24
Dividend Yield	2.29%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	3
Payout Ratio	24.54%
Buyback Yield	-0.06%
Shareholder Yield	2.25%
Earnings Yield	9.02%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jul 17, 2006
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2