First Capital, Inc. (FCAP)

First Capital Statistics

Total Valuation

First Capital has a market cap or net worth of $141.35 million. The enterprise value is $26.97 million.

Market Cap	141.35M
Enterprise Value	26.97M

Important Dates

The last earnings date was Friday, October 24, 2025, after market close.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Sep 12, 2025

Share Statistics

First Capital has 3.36 million shares outstanding. The number of shares has increased by 0.09% in one year.

Current Share Class	3.36M
Shares Outstanding	3.36M
Shares Change (YoY)	+0.09%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	4.77%
Owned by Institutions (%)	23.16%
Float	3.20M

Valuation Ratios

The trailing PE ratio is 9.56.

PE Ratio	9.56
Forward PE	n/a
PS Ratio	2.98
Forward PS	n/a
PB Ratio	1.07
P/TBV Ratio	1.07
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.83
EV / Sales	0.57
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.84%.

Return on Equity (ROE)	11.84%
Return on Assets (ROA)	1.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$223,222
Profits Per Employee	$69,575
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Capital has paid $3.28 million in taxes.

Income Tax	3.28M
Effective Tax Rate	18.16%

Stock Price Statistics

The stock price has increased by +18.01% in the last 52 weeks. The beta is 0.67, so First Capital's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+18.01%
50-Day Moving Average	43.03
200-Day Moving Average	40.84
Relative Strength Index (RSI)	47.16
Average Volume (20 Days)	3,873

Short Selling Information

The latest short interest is 42,269, so 1.26% of the outstanding shares have been sold short.

Short Interest	42,269
Short Previous Month	45,200
Short % of Shares Out	1.26%
Short % of Float	1.32%
Short Ratio (days to cover)	8.67

Income Statement

In the last 12 months, First Capital had revenue of $47.32 million and earned $14.75 million in profits. Earnings per share was $4.41.

Revenue	47.32M
Gross Profit	47.32M
Operating Income	18.04M
Pretax Income	18.04M
Net Income	14.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.41

Balance Sheet

The company has $114.38 million in cash and n/a in debt, giving a net cash position of $114.38 million or $34.09 per share.

Cash & Cash Equivalents	114.38M
Total Debt	n/a
Net Cash	114.38M
Net Cash Per Share	$34.09
Equity (Book Value)	132.44M
Book Value Per Share	39.55
Working Capital	-980.35M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.11%
Pretax Margin	38.11%
Profit Margin	31.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.94%.

Dividend Per Share	$1.24
Dividend Yield	2.94%
Dividend Growth (YoY)	7.27%
Years of Dividend Growth	2
Payout Ratio	26.78%
Buyback Yield	-0.09%
Shareholder Yield	2.85%
Earnings Yield	10.44%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jul 17, 2006
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2