First Capital, Inc. (FCAP)

First Capital Statistics

Total Valuation

First Capital has a market cap or net worth of $153.50 million. The enterprise value is $16.70 million.

Market Cap	153.50M
Enterprise Value	16.70M

Important Dates

The next estimated earnings date is Friday, October 24, 2025, after market close.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Sep 12, 2025

Share Statistics

First Capital has 3.36 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class	3.36M
Shares Outstanding	3.36M
Shares Change (YoY)	+0.08%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	4.77%
Owned by Institutions (%)	23.08%
Float	3.20M

Valuation Ratios

The trailing PE ratio is 11.64.

PE Ratio	11.64
Forward PE	n/a
PS Ratio	3.43
Forward PS	n/a
PB Ratio	1.25
P/TBV Ratio	1.32
P/FCF Ratio	8.14
P/OCF Ratio	7.77
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.27
EV / Sales	0.37
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	0.89

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.40%.

Return on Equity (ROE)	11.40%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$210,722
Profits Per Employee	$62,123
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Capital has paid $2.75 million in taxes.

Income Tax	2.75M
Effective Tax Rate	17.23%

Stock Price Statistics

The stock price has increased by +26.38% in the last 52 weeks. The beta is 0.67, so First Capital's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+26.38%
50-Day Moving Average	41.18
200-Day Moving Average	39.98
Relative Strength Index (RSI)	57.40
Average Volume (20 Days)	5,099

Short Selling Information

The latest short interest is 55,849, so 1.66% of the outstanding shares have been sold short.

Short Interest	55,849
Short Previous Month	56,529
Short % of Shares Out	1.66%
Short % of Float	1.75%
Short Ratio (days to cover)	14.11

Income Statement

In the last 12 months, First Capital had revenue of $44.67 million and earned $13.17 million in profits. Earnings per share was $3.93.

Revenue	44.67M
Gross Profit	44.67M
Operating Income	15.93M
Pretax Income	15.93M
Net Income	13.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.93

Balance Sheet

The company has $136.80 million in cash and n/a in debt, giving a net cash position of $136.80 million or $40.77 per share.

Cash & Cash Equivalents	136.80M
Total Debt	n/a
Net Cash	136.80M
Net Cash Per Share	$40.77
Equity (Book Value)	123.31M
Book Value Per Share	36.72
Working Capital	-973.01M

Cash Flow

In the last 12 months, operating cash flow was $19.76 million and capital expenditures -$895,000, giving a free cash flow of $18.86 million.

Operating Cash Flow	19.76M
Capital Expenditures	-895,000
Free Cash Flow	18.86M
FCF Per Share	$5.62

Margins

Gross Margin	n/a
Operating Margin	35.65%
Pretax Margin	35.65%
Profit Margin	29.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.22%

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 2.54%.

Dividend Per Share	$1.16
Dividend Yield	2.54%
Dividend Growth (YoY)	7.27%
Years of Dividend Growth	2
Payout Ratio	30.03%
Buyback Yield	-0.08%
Shareholder Yield	2.46%
Earnings Yield	8.58%
FCF Yield	12.29%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jul 17, 2006
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4