First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	83.76	73.66	66.43	52.32	39.23	39.67
Interest Income on Investments	23.25	23.4	22.99	20.38	11.88	7.85
Total Interest Income	107.01	97.05	89.42	72.7	51.12	47.52
Interest Paid on Deposits	33.36	31.25	31.17	16.56	1.85	1.74
Interest Paid on Borrowings	3.47	3.79	6.21	7.24	1.33	0.5
Total Interest Expense	36.84	35.03	37.38	23.81	3.17	2.24
Net Interest Income	70.18	62.02	52.04	48.89	47.94	45.28
Net Interest Income Growth	23.16%	19.18%	6.44%	1.98%	5.88%	13.13%
Mortgage Banking Activities	3.38	3.27	2.37	1.41	1.9	4.32
Gain (Loss) on Sale of Assets	-0.13	-	-0.01	-	-0.07	0.12
Gain (Loss) on Sale of Investments	-	-	-	-1.25	-	-
Other Non-Interest Income	14.7	12.44	10.58	9.03	8.82	8.24
Total Non-Interest Income	18.99	16.76	13.9	10.3	11.56	13.73
Non-Interest Income Growth	23.69%	20.55%	34.94%	-10.91%	-15.81%	2.04%
Revenues Before Loan Losses	89.17	78.78	65.94	59.19	59.51	59.01
Provision for Loan Losses	0.89	0.77	0.81	1.13	-0.15	0.34
Revenue	88.28	78.01	65.13	58.06	59.66	58.68
Revenue Growth	22.76%	19.77%	12.17%	-2.67%	1.67%	17.78%
Salaries and Employee Benefits	32.23	28.88	26.62	25.86	25.36	24.49
Occupancy Expenses	0.07	-	-	-	-	-
Federal Deposit Insurance	1.11	1.12	1.18	0.9	0.47	0.62
Amortization of Goodwill & Intangibles	0.28	0.16	0.16	0.16	0.16	0.2
Selling, General & Administrative	9.75	9.58	8.7	6.22	5.6	5.42
Other Non-Interest Expense	13.12	12.2	10.71	10.11	9.36	8.37
Total Non-Interest Expense	56.69	52.07	47.47	43.14	41.25	39.2
EBT Excluding Unusual Items	31.59	25.93	17.67	14.92	18.4	19.48
Other Unusual Items	0.19	0.19	0.11	0.12	0.01	0.17
Pretax Income	28.67	24.86	17.77	15.04	18.41	19.65
Income Tax Expense	5.55	5.65	3.82	3.2	3.8	4.18
Net Income	23.12	19.21	13.96	11.84	14.61	15.47
Net Income to Common	23.12	19.21	13.96	11.84	14.61	15.47
Net Income Growth	33.80%	37.62%	17.83%	-18.96%	-5.51%	53.13%
Basic Shares Outstanding	8	8	8	8	8	7
Diluted Shares Outstanding	9	8	8	8	8	8
Shares Change	10.80%	0.77%	0.72%	0.51%	0.78%	0.90%
EPS (Basic)	2.73	2.51	1.83	1.56	1.94	2.06
EPS (Diluted)	2.69	2.47	1.81	1.55	1.92	2.05
EPS Growth	20.63%	36.46%	16.77%	-19.27%	-6.34%	51.85%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.650	0.630	0.590	0.560	0.530	0.490
Dividend Growth	6.56%	6.78%	5.36%	5.66%	8.16%	2.08%
Effective Tax Rate	19.37%	22.74%	21.47%	21.26%	20.63%	21.29%

SEC Filings: 10-K · 10-Q