First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	88.72	73.66	66.43	52.32	39.23	39.67
Interest Income on Investments	23.4	23.4	22.99	20.38	11.88	7.85
Total Interest Income	112.12	97.05	89.42	72.7	51.12	47.52
Interest Paid on Deposits	33.91	31.25	31.17	16.56	1.85	1.74
Interest Paid on Borrowings	3.79	3.79	6.21	7.24	1.33	0.5
Total Interest Expense	37.7	35.03	37.38	23.81	3.17	2.24
Net Interest Income	74.42	62.02	52.04	48.89	47.94	45.28
Net Interest Income Growth	24.94%	19.18%	6.44%	1.98%	5.88%	13.13%
Mortgage Banking Activities	3.06	3.27	2.37	1.41	1.9	4.32
Gain (Loss) on Sale of Assets	-0.13	-	-0.01	-	-0.07	0.12
Gain (Loss) on Sale of Investments	-	-	-	-1.25	-	-
Other Non-Interest Income	15.92	12.44	10.58	9.03	8.82	8.24
Total Non-Interest Income	19.86	16.76	13.9	10.3	11.56	13.73
Non-Interest Income Growth	23.63%	20.55%	34.94%	-10.91%	-15.81%	2.04%
Revenues Before Loan Losses	94.29	78.78	65.94	59.19	59.51	59.01
Provision for Loan Losses	0.88	0.77	0.81	1.13	-0.15	0.34
Revenue	93.4	78.01	65.13	58.06	59.66	58.68
Revenue Growth	24.56%	19.77%	12.17%	-2.67%	1.67%	17.78%
Salaries and Employee Benefits	33.71	28.88	26.62	25.86	25.36	24.49
Federal Deposit Insurance	1.1	1.12	1.18	0.9	0.47	0.62
Amortization of Goodwill & Intangibles	0.34	0.16	0.16	0.16	0.16	0.2
Selling, General & Administrative	10	9.58	8.7	6.22	5.6	5.42
Other Non-Interest Expense	13.87	12.2	10.71	10.11	9.36	8.37
Total Non-Interest Expense	59.12	52.07	47.47	43.14	41.25	39.2
EBT Excluding Unusual Items	34.29	25.93	17.67	14.92	18.4	19.48
Other Unusual Items	0.84	0.19	0.11	0.12	0.01	0.17
Pretax Income	32.48	24.86	17.77	15.04	18.41	19.65
Income Tax Expense	6.52	5.65	3.82	3.2	3.8	4.18
Net Income	25.97	19.21	13.96	11.84	14.61	15.47
Net Income to Common	25.97	19.21	13.96	11.84	14.61	15.47
Net Income Growth	39.55%	37.62%	17.83%	-18.96%	-5.51%	53.13%
Basic Shares Outstanding	9	8	8	8	8	7
Diluted Shares Outstanding	9	8	8	8	8	8
Shares Change	16.21%	0.77%	0.72%	0.51%	0.78%	0.90%
EPS (Basic)	2.92	2.51	1.83	1.56	1.94	2.06
EPS (Diluted)	2.88	2.47	1.81	1.55	1.92	2.05
EPS Growth	19.90%	36.46%	16.77%	-19.27%	-6.34%	51.85%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.660	0.630	0.590	0.560	0.530	0.490
Dividend Growth	6.45%	6.78%	5.36%	5.66%	8.16%	2.08%
Effective Tax Rate	20.06%	22.74%	21.47%	21.26%	20.63%	21.29%

SEC Filings: 10-K · 10-Q