First Financial Bankshares, Inc. (FFIN)

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $5.09 billion. The enterprise value is $4.46 billion.

Market Cap	5.09B
Enterprise Value	4.46B

Important Dates

The next estimated earnings date is Thursday, April 17, 2025, after market close.

Earnings Date	Apr 17, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

FFIN has 142.05 million shares outstanding. The number of shares has increased by 0.21% in one year.

Current Share Class	142.05M
Shares Outstanding	142.05M
Shares Change (YoY)	+0.21%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	3.75%
Owned by Institutions (%)	58.70%
Float	119.35M

Valuation Ratios

The trailing PE ratio is 22.85 and the forward PE ratio is 20.37.

PE Ratio	22.85
Forward PE	20.37
PS Ratio	9.53
Forward PS	8.01
PB Ratio	3.17
P/TBV Ratio	3.89
P/FCF Ratio	17.17
P/OCF Ratio	16.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.97
EV / Sales	8.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	15.23

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.39%.

Return on Equity (ROE)	14.39%
Return on Assets (ROA)	1.65%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$357,939
Profits Per Employee	$149,007
Employee Count	1,500
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIN has paid $48.34 million in taxes.

Income Tax	48.34M
Effective Tax Rate	17.78%

Stock Price Statistics

The stock price has increased by +10.02% in the last 52 weeks. The beta is 0.80, so FFIN's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	+10.02%
50-Day Moving Average	36.90
200-Day Moving Average	36.38
Relative Strength Index (RSI)	44.24
Average Volume (20 Days)	569,353

Short Selling Information

The latest short interest is 7.81 million, so 5.50% of the outstanding shares have been sold short.

Short Interest	7.81M
Short Previous Month	7.57M
Short % of Shares Out	5.50%
Short % of Float	6.55%
Short Ratio (days to cover)	15.35

Income Statement

In the last 12 months, FFIN had revenue of $536.91 million and earned $223.51 million in profits. Earnings per share was $1.56.

Revenue	536.91M
Gross Profit	536.91M
Operating Income	292.49M
Pretax Income	244.93M
Net Income	223.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Balance Sheet

The company has $763.74 million in cash and $197.02 million in debt, giving a net cash position of $566.72 million or $3.99 per share.

Cash & Cash Equivalents	763.74M
Total Debt	197.02M
Net Cash	566.72M
Net Cash Per Share	$3.99
Equity (Book Value)	1.61B
Book Value Per Share	11.31
Working Capital	-11.55B

Cash Flow

In the last 12 months, operating cash flow was $309.64 million and capital expenditures -$16.72 million, giving a free cash flow of $292.92 million.

Operating Cash Flow	309.64M
Capital Expenditures	-16.72M
Free Cash Flow	292.92M
FCF Per Share	$2.06

Margins

Gross Margin	n/a
Operating Margin	54.48%
Pretax Margin	50.63%
Profit Margin	41.63%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	54.56%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.02%.

Dividend Per Share	$0.72
Dividend Yield	2.02%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	10
Payout Ratio	46.15%
Buyback Yield	-0.21%
Shareholder Yield	1.83%
Earnings Yield	4.44%
FCF Yield	5.82%

Analyst Forecast

The average price target for FFIN is $40.25, which is 12.29% higher than the current price. The consensus rating is "Hold".

Price Target	$40.25
Price Target Difference	12.29%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 4, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4