First Financial Bankshares, Inc. (FFIN)
NASDAQ: FFIN · Real-Time Price · USD
28.65
+0.06 (0.21%)
At close: Mar 19, 2026, 4:00 PM EDT
28.65
0.00 (0.00%)
After-hours: Mar 19, 2026, 6:16 PM EDT

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $4.10 billion. The enterprise value is $3.96 billion.

Market Cap4.10B
Enterprise Value 3.96B

Important Dates

The next estimated earnings date is Thursday, April 16, 2026, after market close.

Earnings Date Apr 16, 2026
Ex-Dividend Date Mar 13, 2026

Share Statistics

FFIN has 143.23 million shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class 142.29M
Shares Outstanding 143.23M
Shares Change (YoY) +0.15%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 3.74%
Owned by Institutions (%) 62.12%
Float 136.92M

Valuation Ratios

The trailing PE ratio is 16.19 and the forward PE ratio is 14.46.

PE Ratio 16.19
Forward PE 14.46
PS Ratio 6.85
Forward PS 5.90
PB Ratio 2.12
P/TBV Ratio 2.58
P/FCF Ratio 14.44
P/OCF Ratio 13.79
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.61
EV / Sales 6.56
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 13.84

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.30
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.39%.

Return on Equity (ROE) 14.39%
Return on Assets (ROA) 1.72%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.67%
Revenue Per Employee $376,871
Profits Per Employee $158,487
Employee Count1,600
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FFIN has paid $56.02 million in taxes.

Income Tax 56.02M
Effective Tax Rate 18.10%

Stock Price Statistics

The stock price has decreased by -19.55% in the last 52 weeks. The beta is 0.84, so FFIN's price volatility has been lower than the market average.

Beta (5Y) 0.84
52-Week Price Change -19.55%
50-Day Moving Average 31.93
200-Day Moving Average 33.45
Relative Strength Index (RSI) 27.81
Average Volume (20 Days) 893,379

Short Selling Information

The latest short interest is 7.79 million, so 5.44% of the outstanding shares have been sold short.

Short Interest 7.79M
Short Previous Month 7.70M
Short % of Shares Out 5.44%
Short % of Float 5.69%
Short Ratio (days to cover) 9.48

Income Statement

In the last 12 months, FFIN had revenue of $602.99 million and earned $253.58 million in profits. Earnings per share was $1.77.

Revenue602.99M
Gross Profit 602.99M
Operating Income 332.94M
Pretax Income 309.60M
Net Income 253.58M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.77
Full Income Statement

Balance Sheet

The company has $257.82 million in cash and $84.77 million in debt, with a net cash position of $173.05 million or $1.21 per share.

Cash & Cash Equivalents 257.82M
Total Debt 84.77M
Net Cash 173.05M
Net Cash Per Share $1.21
Equity (Book Value) 1.92B
Book Value Per Share 13.48
Working Capital -12.35B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $299.45 million and capital expenditures -$13.44 million, giving a free cash flow of $286.01 million.

Operating Cash Flow 299.45M
Capital Expenditures -13.44M
Free Cash Flow 286.01M
FCF Per Share $2.00
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 55.21%
Pretax Margin 51.34%
Profit Margin 42.05%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 47.43%

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 2.65%.

Dividend Per Share $0.76
Dividend Yield 2.65%
Dividend Growth (YoY) 5.56%
Years of Dividend Growth 15
Payout Ratio 42.94%
Buyback Yield -0.15%
Shareholder Yield 2.55%
Earnings Yield 6.14%
FCF Yield 6.92%
Dividend Details

Analyst Forecast

The average price target for FFIN is $37.50, which is 30.89% higher than the current price. The consensus rating is "Hold".

Price Target $37.50
Price Target Difference 30.89%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date Jun 4, 2019
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4