First Financial Bankshares, Inc. (FFIN)

NASDAQ: FFIN · Real-Time Price · USD

33.22

+0.62 (1.90%)

Sep 2, 2026, 4:00 PM EDT - Market closed

FFIN Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	637.2	602.99	536.91	481.18	515.65	513.68
Revenue Growth	10.17%	12.31%	11.58%	-6.69%	0.38%	9.22%
Net Income	269.01	253.58	223.51	198.98	234.48	227.56
Earnings Per Share	1.88	1.77	1.56	1.39	1.64	1.59
EPS Growth	9.87%	13.46%	12.23%	-15.24%	3.15%	11.97%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	307.37	257.82	763.74	537.02	331.16	529.87
Total Debt	75.63	86.18	197.02	404.37	642.51	671.3
Net Cash (Debt)	231.74	171.64	566.72	132.65	-311.34	-141.43
Net Cash Growth	1.73%	-69.71%	327.23%	-	-	-
Net Cash Per Share	1.61	1.20	3.96	0.93	-2.17	-0.99

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	346.72	299.45	309.64	284.82	324.27	355.15
Capital Expenditures	-21.43	-13.44	-16.72	-17.25	-15.78	-19.21
Free Cash Flow	325.29	286.01	292.92	267.57	308.49	335.95
Free Cash Flow Growth	11.87%	-2.36%	9.47%	-13.26%	-8.17%	72.97%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	42.22%	42.05%	41.63%	41.35%	45.47%	44.30%
FCF Margin	51.05%	47.43%	54.56%	55.61%	59.82%	65.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.820	0.750	0.720	0.710	0.660	0.580
Dividend Per Share Growth	10.81%	4.17%	1.41%	7.58%	13.79%	13.73%
Dividend Yield	2.47%	2.54%	2.07%	2.48%	2.08%	1.26%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	17.68	16.76	22.90	21.59	20.79	31.62
Forward PE	15.77	15.53	22.39	22.44	20.54	35.05
P/FCF Ratio	14.54	14.86	17.47	16.06	15.80	21.42
PS Ratio	7.42	7.05	9.53	8.93	9.45	14.01