First Financial Bankshares, Inc. (FFIN)

NASDAQ: FFIN · Real-Time Price · USD

31.04

-0.40 (-1.27%)

Nov 3, 2026, 4:00 PM EST - Market closed

FFIN Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	672.48	602.99	536.91	481.18	515.65	513.68
Revenue Growth	15.57%	12.31%	11.58%	-6.69%	0.38%	9.22%
Net Income	291.05	253.58	223.51	198.98	234.48	227.56
Earnings Per Share	2.02	1.77	1.56	1.39	1.64	1.59
EPS Growth	19.53%	13.46%	12.23%	-15.24%	3.15%	11.97%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	474.47	257.82	763.74	537.02	331.16	529.87
Total Debt	64.94	86.18	197.02	404.37	642.51	671.3
Net Cash (Debt)	409.53	171.64	566.72	132.65	-311.34	-141.43
Net Cash Growth	95.82%	-69.71%	327.23%	-	-	-
Net Cash Per Share	2.85	1.20	3.96	0.93	-2.17	-0.99

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	299.45	309.64	284.82	324.27	355.15
Capital Expenditures	-	-13.44	-16.72	-17.25	-15.78	-19.21
Free Cash Flow	-	286.01	292.92	267.57	308.49	335.95
Free Cash Flow Growth	-	-2.36%	9.47%	-13.26%	-8.17%	72.97%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.28%	42.05%	41.63%	41.35%	45.47%	44.30%
FCF Margin	-	47.43%	54.56%	55.61%	59.82%	65.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.880	0.750	0.720	0.710	0.660	0.580
Dividend Per Share Growth	10.81%	4.17%	1.41%	7.58%	13.79%	13.73%
Dividend Yield	2.83%	2.51%	2.00%	2.34%	1.92%	1.14%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.37	16.76	22.90	21.59	20.79	31.62
Forward PE	14.82	15.53	22.39	22.44	20.54	35.05
P/FCF Ratio	13.59	14.86	17.47	16.06	15.80	21.42
PS Ratio	6.57	7.05	9.53	8.93	9.45	14.01