First Financial Bankshares, Inc. (FFIN)

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $4.65 billion. The enterprise value is $4.00 billion.

Market Cap	4.65B
Enterprise Value	4.00B

Important Dates

The last earnings date was Thursday, April 16, 2026, after market close.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	Mar 13, 2026

Share Statistics

FFIN has 142.29 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class	142.29M
Shares Outstanding	142.29M
Shares Change (YoY)	+0.14%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	3.79%
Owned by Institutions (%)	61.93%
Float	136.84M

Valuation Ratios

The trailing PE ratio is 17.76 and the forward PE ratio is 15.93.

PE Ratio	17.76
Forward PE	15.93
PS Ratio	7.47
Forward PS	6.44
PB Ratio	2.41
P/TBV Ratio	2.85
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.18
EV / Sales	6.44
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.56%.

Return on Equity (ROE)	14.56%
Return on Assets (ROA)	1.78%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.66%
Revenue Per Employee	$388,812
Profits Per Employee	$164,860
Employee Count	1,600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIN has paid $58.50 million in taxes.

Income Tax	58.50M
Effective Tax Rate	18.15%

Stock Price Statistics

The stock price has decreased by -2.07% in the last 52 weeks. The beta is 0.83, so FFIN's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	-2.07%
50-Day Moving Average	30.90
200-Day Moving Average	32.70
Relative Strength Index (RSI)	63.19
Average Volume (20 Days)	664,933

Short Selling Information

The latest short interest is 8.11 million, so 5.70% of the outstanding shares have been sold short.

Short Interest	8.11M
Short Previous Month	8.31M
Short % of Shares Out	5.70%
Short % of Float	5.93%
Short Ratio (days to cover)	11.39

Income Statement

In the last 12 months, FFIN had revenue of $622.10 million and earned $263.78 million in profits. Earnings per share was $1.84.

Revenue	622.10M
Gross Profit	622.10M
Operating Income	346.41M
Pretax Income	322.28M
Net Income	263.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.84

Balance Sheet

The company has $737.13 million in cash and $90.25 million in debt, with a net cash position of $646.88 million or $4.55 per share.

Cash & Cash Equivalents	737.13M
Total Debt	90.25M
Net Cash	646.88M
Net Cash Per Share	$4.55
Equity (Book Value)	1.94B
Book Value Per Share	13.57
Working Capital	-12.57B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	55.68%
Pretax Margin	51.80%
Profit Margin	42.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 2.32%.

Dividend Per Share	$0.76
Dividend Yield	2.32%
Dividend Growth (YoY)	5.56%
Years of Dividend Growth	15
Payout Ratio	41.30%
Buyback Yield	-0.14%
Shareholder Yield	2.19%
Earnings Yield	5.67%
FCF Yield	n/a

Analyst Forecast

The average price target for FFIN is $36.50, which is 11.69% higher than the current price. The consensus rating is "Hold".

Price Target	$36.50
Price Target Difference	11.69%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 4, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2