First Financial Bankshares, Inc. (FFIN)
NASDAQ: FFIN · Real-Time Price · USD
34.80
+0.43 (1.25%)
Aug 11, 2026, 4:00 PM EDT - Market closed

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $4.95 billion. The enterprise value is $4.72 billion.

Market Cap4.95B
Enterprise Value 4.72B

Important Dates

The last earnings date was Thursday, July 16, 2026, after market close.

Earnings Date Jul 16, 2026
Ex-Dividend Date Sep 14, 2026

Share Statistics

FFIN has 142.38 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class 142.38M
Shares Outstanding 142.38M
Shares Change (YoY) +0.14%
Shares Change (QoQ) +0.06%
Owned by Insiders (%) 3.81%
Owned by Institutions (%) 63.88%
Float 136.34M

Valuation Ratios

The trailing PE ratio is 18.52 and the forward PE ratio is 16.47.

PE Ratio 18.52
Forward PE 16.47
PS Ratio 7.78
Forward PS 6.83
PB Ratio 2.48
P/TBV Ratio 2.94
P/FCF Ratio 15.23
P/OCF Ratio 14.29
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 17.56
EV / Sales 7.41
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.52

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.23
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.41%.

Return on Equity (ROE) 14.41%
Return on Assets (ROA) 1.81%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.69%
Revenue Per Employee $398,252
Profits Per Employee $168,133
Employee Count1,600
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FFIN has paid $59.00 million in taxes.

Income Tax 59.00M
Effective Tax Rate 17.99%

Stock Price Statistics

The stock price has increased by +2.23% in the last 52 weeks. The beta is 0.83, so FFIN's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change +2.23%
50-Day Moving Average 34.24
200-Day Moving Average 32.15
Relative Strength Index (RSI) 50.75
Average Volume (20 Days) 769,924

Short Selling Information

The latest short interest is 8.57 million, so 6.02% of the outstanding shares have been sold short.

Short Interest 8.57M
Short Previous Month 8.68M
Short % of Shares Out 6.02%
Short % of Float 6.28%
Short Ratio (days to cover) 7.72

Income Statement

In the last 12 months, FFIN had revenue of $637.20 million and earned $269.01 million in profits. Earnings per share was $1.88.

Revenue637.20M
Gross Profit 637.20M
Operating Income 353.31M
Pretax Income 328.01M
Net Income 269.01M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.88
Full Income Statement

Balance Sheet

The company has $307.37 million in cash and $75.63 million in debt, with a net cash position of $231.74 million or $1.63 per share.

Cash & Cash Equivalents 307.37M
Total Debt 75.63M
Net Cash 231.74M
Net Cash Per Share $1.63
Equity (Book Value) 2.00B
Book Value Per Share 14.03
Working Capital -12.62B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $346.72 million and capital expenditures -$21.43 million, giving a free cash flow of $325.29 million.

Operating Cash Flow 346.72M
Capital Expenditures -21.43M
Depreciation & Amortization n/a
Net Borrowing 5.31M
Free Cash Flow 325.29M
FCF Per Share $2.28
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 55.45%
Pretax Margin 51.48%
Profit Margin 42.22%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 51.05%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.56%.

Dividend Per Share $0.88
Dividend Yield 2.56%
Dividend Growth (YoY) 10.81%
Years of Dividend Growth 15
Payout Ratio 43.65%
Buyback Yield -0.14%
Shareholder Yield 2.39%
Earnings Yield 5.43%
FCF Yield 6.56%
Dividend Details

Analyst Forecast

The average price target for FFIN is $37.00, which is 6.32% higher than the current price. The consensus rating is "Hold".

Price Target $37.00
Price Target Difference 6.32%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date Jun 4, 2019
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4