First Financial Bankshares, Inc. (FFIN)
NASDAQ: FFIN · Real-Time Price · USD
34.88
-0.44 (-1.25%)
Jul 20, 2026, 4:00 PM EDT - Market closed

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $4.96 billion. The enterprise value is $4.46 billion.

Market Cap4.96B
Enterprise Value 4.46B

Important Dates

The last earnings date was Thursday, July 16, 2026, after market close.

Earnings Date Jul 16, 2026
Ex-Dividend Date Jun 12, 2026

Share Statistics

FFIN has 142.34 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class 142.34M
Shares Outstanding 142.34M
Shares Change (YoY) +0.14%
Shares Change (QoQ) +0.06%
Owned by Insiders (%) 3.81%
Owned by Institutions (%) 62.91%
Float 136.86M

Valuation Ratios

The trailing PE ratio is 18.57 and the forward PE ratio is 16.51.

PE Ratio 18.57
Forward PE 16.51
PS Ratio 7.79
Forward PS 6.84
PB Ratio 2.50
P/TBV Ratio 2.95
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 16.58
EV / Sales 7.00
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.41%.

Return on Equity (ROE) 14.41%
Return on Assets (ROA) 1.81%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.67%
Revenue Per Employee $398,252
Profits Per Employee $168,133
Employee Count1,600
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FFIN has paid $59.00 million in taxes.

Income Tax 59.00M
Effective Tax Rate 17.99%

Stock Price Statistics

The stock price has decreased by -6.54% in the last 52 weeks. The beta is 0.83, so FFIN's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change -6.54%
50-Day Moving Average 33.31
200-Day Moving Average 31.99
Relative Strength Index (RSI) 54.18
Average Volume (20 Days) 1,078,386

Short Selling Information

The latest short interest is 8.68 million, so 6.10% of the outstanding shares have been sold short.

Short Interest 8.68M
Short Previous Month 8.47M
Short % of Shares Out 6.10%
Short % of Float 6.34%
Short Ratio (days to cover) 7.34

Income Statement

In the last 12 months, FFIN had revenue of $637.20 million and earned $269.01 million in profits. Earnings per share was $1.88.

Revenue637.20M
Gross Profit 637.20M
Operating Income 353.31M
Pretax Income 328.01M
Net Income 269.01M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.88
Full Income Statement

Balance Sheet

The company has $580.38 million in cash and $75.49 million in debt, with a net cash position of $504.90 million or $3.55 per share.

Cash & Cash Equivalents 580.38M
Total Debt 75.49M
Net Cash 504.90M
Net Cash Per Share $3.55
Equity (Book Value) 2.00B
Book Value Per Share 13.94
Working Capital -12.59B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 55.45%
Pretax Margin 51.48%
Profit Margin 42.22%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.52%.

Dividend Per Share $0.88
Dividend Yield 2.52%
Dividend Growth (YoY) 8.22%
Years of Dividend Growth 15
Payout Ratio 42.05%
Buyback Yield -0.14%
Shareholder Yield 2.38%
Earnings Yield 5.42%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FFIN is $37.00, which is 6.08% higher than the current price. The consensus rating is "Hold".

Price Target $37.00
Price Target Difference 6.08%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date Jun 4, 2019
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2