FFIN Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	269.01	253.58	223.51	198.98	234.48	227.56
Depreciation & Amortization	14.3	13.65	13.43	12.58	12.76	13.06
Provision for Credit Losses	28.42	28.61	13.82	10.63	17.43	-1.14
Stock-Based Compensation	7.36	6.92	4.93	4.26	3.96	3.25
Net Change in Loans Held-for-Sale	9.44	-21.14	5.86	-2.24	25.19	44.1
Other Adjustments	25.03	37.96	44.04	57.85	61.31	68.69
Changes in Other Operating Activities	-6.79	-20.13	4.06	2.77	-30.86	-0.36
Operating Cash Flow	346.72	299.45	309.64	284.82	324.27	355.15
Operating Cash Flow Growth	14.32%	-3.29%	8.71%	-12.16%	-8.70%	68.58%
Net Change in Loans Held-for-Investment	-294.89	-266.98	-765.7	-708.43	-1,050	-211.79
Net Change in Securities and Investments	-8,846	-738.88	43.65	849.2	226.52	-2,381
Capital Expenditures	-21.43	-13.44	-16.72	-17.25	-15.78	-19.21
Sale of Property, Plant & Equipment	2.1	3.07	1.9	3.77	1.19	0.82
Investing Cash Flow	-1,045	-1,016	-736.88	127.29	-838.01	-2,612
Net Change in Deposits	671.57	1,246	960.87	132.79	439.02	1,891
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	5.31	-112.38	-207.06	-238.43	-28.65	241.06
Issuance of Common Stock	2.67	3.38	3.16	2.13	6.22	3.99
Repurchase of Common Stock	-	-	-	-2.74	-9.45	-
Net Common Stock Issued (Repurchased)	2.67	3.38	3.16	-0.6	-3.23	3.99
Common Dividends Paid	-108.94	-106	-102.91	-99.97	-91.32	-79.71
Financing Cash Flow	570.6	1,031	654.06	-206.2	315.83	2,056
Net Cash Flow	-127.98	314.58	226.82	205.91	-197.91	-200.5
Free Cash Flow	325.29	286.01	292.92	267.57	308.49	335.95
Free Cash Flow Growth	11.87%	-2.36%	9.47%	-13.26%	-8.17%	72.97%
FCF Margin	51.23%	47.43%	54.56%	55.61%	59.82%	65.40%
Free Cash Flow Per Share	2.27	1.99	2.05	1.87	2.15	2.35

SEC Filings: 10-K · 10-Q