First Financial Bankshares, Inc. (FFIN)

FFIN Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	269.01	253.58	223.51	198.98	234.48	227.56
Depreciation & Amortization	-4.09	-2.85	-0.1	2.29	2.8	1.94
Other Amortization	18.39	16.5	13.52	10.29	9.96	11.12
Gain (Loss) on Sale of Assets	0.62	-	-	-	-	-
Gain (Loss) on Sale of Investments	35.41	38.01	44.3	57.89	66.67	67.09
Provision for Credit Losses	28.42	28.61	13.82	10.63	17.43	-1.14
Change in Other Net Operating Assets	2.65	-41.27	9.91	0.53	-5.66	43.73
Other Operating Activities	-11.66	-0.55	-0.62	-0.36	-4.21	3.53
Operating Cash Flow	346.72	299.45	309.64	284.82	324.27	355.15
Operating Cash Flow Growth	14.32%	-3.29%	8.71%	-12.16%	-8.70%	68.58%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-21.43	-13.44	-16.72	-17.25	-15.78	-19.21
Sale of Property, Plant and Equipment	2.1	3.07	1.9	3.77	1.19	0.82
Investment in Securities	-731.08	-738.88	43.65	849.2	226.52	-2,381
Net Decrease (Increase) in Loans Originated / Sold - Investing	-294.89	-266.98	-765.7	-708.43	-1,050	-211.79
Investing Cash Flow	-1,045	-1,016	-736.88	127.29	-838.01	-2,612

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	-	241.06
Total Debt Issued	-	-	-	-	-	241.06
Short-Term Debt Repaid	-	-112.38	-207.06	-238.43	-28.65	-
Total Debt Repaid	5.31	-112.38	-207.06	-238.43	-28.65	-
Net Debt Issued (Repaid)	5.31	-112.38	-207.06	-238.43	-28.65	241.06
Issuance of Common Stock	2.67	3.38	3.16	2.13	6.22	3.99
Repurchase of Common Stock	-	-	-	-2.74	-9.45	-
Common Dividends Paid	-108.94	-106	-102.91	-99.97	-91.32	-79.71
Net Increase (Decrease) in Deposit Accounts	671.57	1,246	960.87	132.79	439.02	1,891
Financing Cash Flow	570.6	1,031	654.06	-206.2	315.83	2,056

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-127.98	314.58	226.82	205.91	-197.91	-200.5

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	325.29	286.01	292.92	267.57	308.49	335.95
Free Cash Flow Growth	11.87%	-2.36%	9.47%	-13.26%	-8.17%	72.97%
Free Cash Flow Margin	51.05%	47.43%	54.56%	55.61%	59.82%	65.40%
Free Cash Flow Per Share	2.27	1.99	2.04	1.87	2.15	2.35

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	201.97	202.83	205.48	135.17	30.54	6.2
Cash Income Tax Paid	57.82	61.13	41.1	46.68	45.43	39.53

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 16, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 3, 2026

Data Sources Report a data error