First Financial Bankshares, Inc. (FFIN)
NASDAQ: FFIN · Real-Time Price · USD
33.22
+0.62 (1.90%)
Sep 2, 2026, 4:00 PM EDT - Market closed
FFIN Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 306.68 | 257.24 | 763.41 | 536.59 | 330.68 | 528.59 |
Investment Securities | 1,904 | 1,937 | 1,844 | 2,111 | 2,510 | 2,978 |
Trading Asset Securities | 0.69 | 0.58 | 0.32 | 0.43 | 0.49 | 1.28 |
Mortgage-Backed Securities | 3,830 | 3,601 | 2,798 | 2,648 | 2,991 | 3,625 |
Total Investments | 5,734 | 5,538 | 4,643 | 4,760 | 5,502 | 6,604 |
Gross Loans | 8,347 | 8,158 | 7,913 | 7,149 | 6,442 | 5,389 |
Allowance for Loan Losses | -112.43 | -105.54 | -98.33 | -88.73 | -75.83 | -63.47 |
Net Loans | 8,234 | 8,053 | 7,815 | 7,060 | 6,366 | 5,326 |
Property, Plant & Equipment | 155.56 | 149.99 | 151.9 | 151.79 | 152.97 | 149.76 |
Goodwill | - | 313.48 | 313.48 | 313.48 | 313.48 | 313.48 |
Other Intangible Assets | 313.57 | 0.17 | 0.52 | 1.14 | 2.05 | 3.3 |
Loans Held for Sale | 23.62 | 29.99 | 8.24 | 14.25 | 11.97 | 37.81 |
Restricted Cash | 273.7 | 820.75 | - | - | - | - |
Other Real Estate Owned & Foreclosed | 2.77 | 0.48 | 0.87 | 0.48 | - | 2.48 |
Other Long-Term Assets | 261.67 | 283.82 | 283.7 | 268.26 | 295.08 | 137.97 |
Total Assets | 15,306 | 15,446 | 13,979 | 13,106 | 12,974 | 13,102 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 9,641 | 9,591 | 8,390 | 7,332 | 6,749 | 6,635 |
Institutional Deposits | - | 352.99 | 360.99 | 370.51 | 194.54 | 151.34 |
Non-Interest Bearing Deposits | 3,479 | 3,401 | 3,348 | 3,436 | 4,062 | 3,780 |
Total Deposits | 13,120 | 13,346 | 12,099 | 11,138 | 11,006 | 10,566 |
Short-Term Borrowings | 75.63 | 84.77 | 197.02 | 404.37 | 642.51 | 671.3 |
Current Portion of Leases | - | 0.38 | - | - | - | - |
Other Current Liabilities | 31.77 | 27.42 | 25.89 | 25.84 | 24.35 | 21.44 |
Long-Term Leases | - | 1.03 | - | - | - | - |
Other Long-Term Liabilities | 82.18 | 70.03 | 50.77 | 38.19 | 35.96 | 84.01 |
Total Liabilities | 13,310 | 13,529 | 12,373 | 11,607 | 11,708 | 11,343 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1.43 | 1.43 | 1.43 | 1.43 | 1.43 | 1.43 |
Additional Paid-In Capital | 704.3 | 699.63 | 689.34 | 681.25 | 677.59 | 676.87 |
Retained Earnings | 1,571 | 1,486 | 1,340 | 1,220 | 1,122 | 981.68 |
Treasury Stock | -14.95 | -14.27 | -12.91 | -11.86 | -11.04 | -10.09 |
Comprehensive Income & Other | -264.72 | -255.67 | -411.38 | -391.44 | -524.19 | 109.34 |
Shareholders' Equity | 1,997 | 1,917 | 1,607 | 1,499 | 1,266 | 1,759 |
Total Liabilities & Equity | 15,306 | 15,446 | 13,979 | 13,106 | 12,974 | 13,102 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 75.63 | 86.18 | 197.02 | 404.37 | 642.51 | 671.3 |
Net Cash (Debt) | 231.74 | 171.64 | 566.72 | 132.65 | -311.34 | -141.43 |
Net Cash Growth | 1.73% | -69.71% | 327.23% | - | - | - |
Net Cash Per Share | 1.61 | 1.20 | 3.96 | 0.93 | -2.17 | -0.99 |
Filing Date Shares Outstanding | 142.38 | 142.29 | 142.05 | 141.82 | 141.77 | 141.67 |
Total Common Shares Outstanding | 142.38 | 142.28 | 142.01 | 141.79 | 141.73 | 141.6 |
Book Value Per Share | 14.03 | 13.48 | 11.31 | 10.57 | 8.93 | 12.42 |
Tangible Book Value | 1,683 | 1,604 | 1,293 | 1,184 | 950.2 | 1,442 |
Tangible Book Value Per Share | 11.82 | 11.27 | 9.10 | 8.35 | 6.70 | 10.19 |