OppFi Inc. (OPFI)
| Market Cap | 709.62M -27.8% |
| Revenue (ttm) | 340.04M +11.3% |
| Net Income | 66.10M |
| EPS | 2.03 |
| Shares Out | 85.39M |
| PE Ratio | 4.09 |
| Forward PE | 4.50 |
| Dividend | $0.25 (3.01%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 496,284 |
| Open | 8.47 |
| Previous Close | 8.45 |
| Day's Range | 8.27 - 8.52 |
| 52-Week Range | 7.36 - 15.03 |
| Beta | 1.81 |
| Analysts | Buy |
| Price Target | 14.00 (+68.47%) |
| Earnings Date | May 7, 2026 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
Financial Performance
In 2025, OppFi's revenue was $341.82 million, an increase of 23.50% compared to the previous year's $276.77 million. Earnings were $26.33 million, an increase of 262.76%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $14.0, which is an increase of 68.47% from the latest price.
News
OppFi price target raised to $11 from $9 at Stephens
Stephens analyst Kyle Joseph raised the firm’s price target on OppFi (OPFI) to $11 from $9 and keeps an Equal Weight rating on the shares. The firm’s estimates remain consistent,…
OppFi reports Q1 adjusted EPS 35c, consensus 33c
Reports Q1 revenue $151.88M, consensus $151.14M. “Operationally, OppFi (OPFI) had a healthy start to 2026, generating record first-quarter revenue, which reflects the strength of our core operations. ...
OppFi announces new $40M share repurchase program
On May 6, the Board of Directors of OppFi (OPFI) approved a new share repurchase program under which the company may repurchase up to $40M of its Class A Common…
OppFi Earnings Call Transcript: Q1 2026
Q1 2026 revenue grew 8% to $152M, but adjusted net income fell 11% amid higher charge-offs and lower originations. The $130M BNC acquisition is expected to be transformative, driving significant EPS accretion and geographic expansion.
OppFi Slides: Q1 2026
OppFi has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 7, 2026.
OppFi Earnings release: Q1 2026
OppFi released its Q1 2026 earnings on May 7, 2026, summarizing the period's financial results.
OppFi Quarterly report: Q1 2026
OppFi has published its Q1 2026 quarterly earnings report on May 7, 2026.
OppFi to acquire Bnccorp, BNC National in cash and stock deal valued at $130M
OppFi (OPFI) announced it has signed a definitive agreement to acquire Bnccorp (BNCC) and its wholly owned subsidiary, BNC National Bank, in a cash and stock transaction valued at approximately…
OppFi Slides: Acquisition presentation
OppFi has posted slides in relation to its latest quarterly earnings report, which was published on April 29, 2026.
OppFi Proxy statement: Proxy filing
OppFi filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
OppFi Proxy statement: Proxy filing
OppFi filed a proxy statement on April 28, 2026, providing details for shareholder voting and corporate governance matters.
OppFi price target lowered to $15 from $16 at Citizens
Citizens lowered the firm’s price target on OppFi (OPFI) to $15 from $16 and keeps an Outperform rating on the shares. After benefiting from strong tailwinds in 2025, the Consumer…
OppFi Slides: Investor presentation
OppFi has posted slides in relation to its latest quarterly earnings report, which was published on April 1, 2026.
OppFi Earnings Call Transcript: Q4 2025
Record 2025 results with 14% revenue growth and 69% higher adjusted net income, driven by improved underwriting, automation, and disciplined cost control. 2026 guidance calls for 9–13% revenue growth and new product launches, supported by advanced credit models.
OppFi Annual report: Q4 2025
OppFi has published its Q4 2025 annual report on March 11, 2026.
OppFi Earnings release: Q4 2025
OppFi released its Q4 2025 earnings on March 11, 2026, summarizing the period's financial results.
OppFi Slides: Q4 2025
OppFi has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 11, 2026.
OppFi reports Q4 adjusted EPS 30c, consensus 28c
Reports Q4 revenue $159.25M, consensus $159.8M. “Our record-breaking results in 2025 capped off an extraordinary year for the company, as OppFi (OPFI) achieved record total originations, revenue, net ...
OppFi sees FY26 adjusted EPS $1.76-$1.84, consensus $1.74
Sees FY26 revenue $650M-$675M, consensus $663.07M. Sees FY26 Adjusted net income $153M-$160M, up 9%-14% year over year.
OppFi price target raised to $16 from $14 at Citizens
Citizens raised the firm’s price target on OppFi (OPFI) to $16 from $14 and keeps an Outperform rating on the shares. Consumer Finance and FinTech stocks enjoyed tailwinds from evidence…
OppFi Transcript: Stephens Annual Investment Conference
Founded to serve underserved borrowers, the company has evolved into a digital lending platform with record growth and profitability. New tech initiatives like LOLA aim to boost efficiency, while investments in SMB lending and strong cash generation support ongoing M&A and strategic expansion.
OppFi Earnings Call Transcript: Q3 2025
Record Q3 results with 14% revenue growth and 41% adjusted net income increase, driven by new customer originations, improved risk models, and disciplined expense management. Raised full-year guidance and anticipate continued double-digit growth into 2026.
OppFi Quarterly report: Q3 2025
OppFi has published its Q3 2025 quarterly earnings report on October 29, 2025.
OppFi Earnings release: Q3 2025
OppFi released its Q3 2025 earnings on October 29, 2025, summarizing the period's financial results.
OppFi Slides: Q3 2025
OppFi has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on October 29, 2025.