OppFi Inc. (OPFI)
| Market Cap | 478.87M +67.8% |
| Revenue (ttm) | 317.10M -5.5% |
| Net Income | 94.57M +2,341.1% |
| EPS | 1.61 +937.7% |
| Shares Out | 85.21M |
| PE Ratio | 3.49 |
| Forward PE | 3.47 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 959,668 |
| Open | 5.81 |
| Previous Close | 5.86 |
| Day's Range | 5.61 - 5.81 |
| 52-Week Range | 5.36 - 11.69 |
| Beta | 1.80 |
| Analysts | Buy |
| Price Target | 12.07 (+114.77%) |
| Earnings Date | Oct 28, 2026 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
Financial Performance
In 2025, OppFi's revenue was $341.82 million, an increase of 23.50% compared to the previous year's $276.77 million. Earnings were $26.33 million, an increase of 262.76%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $12.07, which is an increase of 114.77% from the latest price.
News
OppFi Earnings Call Transcript: Q3 2026
Q3 revenue fell 3.8% YoY and adjusted net income declined 23%, while recoveries rose to $15M. FY 2026 guidance was narrowed; LOC, LOLA and Model 7 are positioned to support 2027 growth.
OppFi Slides: Q3 2026
OppFi has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 28, 2026.
OppFi Earnings release: Q3 2026
OppFi released its Q3 2026 earnings on October 28, 2026, summarizing the period's financial results.
OppFi reports Q3 adjusted EPS 37c, consensus 34c
Reports Q3 revenue $149.23M, consensus $150.79M. “The strategic transformation of OppFi (OPFI) continued to gain momentum during the third quarter as we delivered strong execution across a number of p...
OppFi narrows Fy26 adjusted EPS view to $1.34-$1.40 from $1.34-$1.51
Consensus $1.40. Narrows FY26 revenue view to $600M-$610M from $600M-$625M, consensus $609.34M.
OppFi Reports Third Quarter 2026 Results
Launched new Line of Credit product, representing a significant milestone in the expansion of OppFi's product suite Continued execution of product and pricing initiatives designed to expand addressabl...
OppFi Announces its Third Quarter 2026 Earnings Conference Call
CHICAGO, Oct. 19, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
BNCCORP Stockholders Approve Merger with OppFi, Inc.
BISMARCK, N.D., Sept. 17, 2026 /PRNewswire/ -- BNCCORP, INC. (OTCQX Markets: BNCC) ("BNCC") and its wholly owned subsidiary, BNC National Bank ("BNC") announced today that its stockholders have approv...
OppFi to Participate in September 2026 Conferences
CHICAGO, Aug. 25, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26
Dallas, Texas--(Newsfile Corp. - August 11, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi's 2Q26 results weaken the near-term earnings outl...
OppFi price target lowered to $9.50 from $11 at Stephens
Stephens lowered the firm’s price target on OppFi (OPFI) to $9.50 from $11 and keeps an Equal Weight rating on the shares after a Q2 miss and FY26 guidance lower.
OppFi price target lowered to $11 from $15 at Citizens
Citizens lowered the firm’s price target on OppFi (OPFI) to $11 from $15 and keeps an Outperform rating on the shares. OppFi’s Q2 results reflected continued credit tightening amid competitive…
OppFi Earnings Call Transcript: Q2 2026
Q2 2026 saw record revenue but lower originations and higher charge-offs due to delayed product launches and tightened underwriting. Guidance for 2026 was reduced, but long-term targets remain intact, with the BNC acquisition and new credit products expected to drive future growth.
OppFi Earnings release: Q2 2026
OppFi released its Q2 2026 earnings on August 10, 2026, summarizing the period's financial results.
OppFi Slides: Q2 2026
OppFi has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 10, 2026.
OppFi Quarterly report: Q2 2026
OppFi has published its Q2 2026 quarterly earnings report on August 10, 2026.
OppFi reports Q2 adjusted EPS 33c, consensus 44c
Reports Q2 revenue $145.2M, consensus $155.9M. “The strategic transformation of OppFi (OPFI) continues to gain momentum as we execute against the initiatives that lay the foundation for our next chapt...
OppFi sees FY26 adjusted EPS $1.34-$1.51, consensus $1.79
Sees FY26 revenue $600M-$625M, consensus $657.22M.
OppFi Reports Second Quarter 2026 Results, Record Second Quarter Revenue
Total revenue increased 1.9% year over year to $145.2 million, a Company record for any second quarter Net income increased 36.0% year over year to $15.6 million CHICAGO, Aug. 10, 2026 /PRNewswire/ --...
OppFi to Participate in August 2026 Conferences
CHICAGO, Aug. 4, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servic...
OppFi and Enova Bank Deals Put Lending Economics Under Scrutiny
Two FinTech-bank acquisitions valued at a combined $499 million when announced have turned state interest-rate caps into an M&A issue, with substantial projected deal benefits sitting alongside a chal...
OppFi Announces its Second Quarter 2026 Earnings Conference Call
CHICAGO, July 28, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
OppFi participates in a conference call with Northland
Northland holds a conference call with CEO Schartz and CFO Johnson on July 8 at 1:30 pm. Webcast Link
OppFi Slides: Investor presentation
OppFi has posted slides in relation to its latest quarterly earnings report, which was published on June 15, 2026.
OppFi management to meet with Citizens
Meeting to be held in New York on June 16 hosted by Citizens.