OppFi Inc. (OPFI)
| Market Cap | 691.21M -18.0% |
| Revenue (ttm) | 341.82M +23.5% |
| Net Income | 26.33M +262.8% |
| EPS | 0.99 +175.0% |
| Shares Out | 85.12M |
| PE Ratio | 8.20 |
| Forward PE | 4.56 |
| Dividend | $0.25 (3.08%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 419,021 |
| Open | 8.19 |
| Previous Close | 7.87 |
| Day's Range | 8.11 - 8.38 |
| 52-Week Range | 7.36 - 15.03 |
| Beta | 1.80 |
| Analysts | Buy |
| Price Target | 13.50 (+66.26%) |
| Earnings Date | May 6, 2026 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
Financial Performance
In 2025, OppFi's revenue was $341.82 million, an increase of 23.50% compared to the previous year's $276.77 million. Earnings were $26.33 million, an increase of 262.76%.
Financial StatementsAnalyst Summary
According to one analyst, the rating for OPFI stock is "Buy" and the 12-month stock price target is $13.5.
News
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 4Q25
Dallas, Texas--(Newsfile Corp. - March 12, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi exited FY25 with strong momentum, delivering recor...
OppFi Eyes Gas Prices as Revenues Hit New High
OppFi is keeping an eye on the gas pump as it enjoys record revenues. The personal loan platform reported annual earnings Wednesday (March 11) showing its income up 74.4% year over year to $146.2 mill...
OppFi Reports Record Annual Revenue, Net Income, and Adjusted Net Income
Net income increased 74.4% year over year to $146.2 million, a new Company record Adjusted net income1 increased 69.1% year over year to $139.8 million, a new Company record Basic and diluted earnings...
OppFi Announces its Fourth Quarter 2025 Earnings Conference Call
CHICAGO, Feb. 26, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
OppFi to present at Stephens Investment Conference
CHICAGO , Nov. 6, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance
Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income1 increased 41.4% year over year to $40.7 million, a Company record for any quarter Tot...
OppFi Announces its Third Quarter 2025 Earnings Conference Call
CHICAGO , Oct. 7, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
OppFi Announces New $150 Million Revolving Credit Facility
CHICAGO , Oct. 2, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to e...
OppFi Announces Increase to Share Repurchase Program
Authorization Permits Company to Purchase an Additional $20 Million of Class A Common Stock CHICAGO , Aug. 26, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled ...
OppFi Publishes Supplemental Information Regarding its Warrants
CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to...
5 Stocks That Are Ready To Rebound
It's been a raucous rally ever since the Trump tariffs were canceled a week after the inaptly-named Liberation Day press conference. But now, with Q2 earnings rolling out, we're seeing some stocks get...
Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - August 6, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Revenues Climb as Borrowers Seek Larger Loans
Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to a re...
OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance
GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% yea...
OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference
CHICAGO , Aug. 4, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that partners with banks to provide financial products and se...
OppFi Announces its Second Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Am...
Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Announces First Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Announces $0.25 Per Share Special Dividend
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...
Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - March 5, 2025) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI; OPFI WS) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend cr...