OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $337.13 million. The enterprise value is $612.37 million.
| Market Cap | 337.13M |
| Enterprise Value | 612.37M |
Important Dates
The next estimated earnings date is Thursday, May 9, 2024, after market close.
| Earnings Date | May 9, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
OppFi has 110.90 million shares outstanding. The number of shares has decreased by -80.55% in one year.
| Shares Outstanding | 110.90M |
| Shares Change (YoY) | -80.55% |
| Shares Change (QoQ) | +2.15% |
| Owned by Insiders (%) | 8.67% |
| Owned by Institutions (%) | 31.93% |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.45 |
| PS Ratio | 1.23 |
| Forward PS | 0.64 |
| PB Ratio | 32.29 |
| P/FCF Ratio | 1.17 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.07, with an EV/FCF ratio of 2.13.
| EV / Earnings | n/a |
| EV / Sales | 2.24 |
| EV / EBITDA | 10.07 |
| EV / EBIT | 12.74 |
| EV / FCF | 2.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 33.45 |
| Debt / EBITDA | 5.74 |
| Debt / FCF | 1.22 |
| Interest Coverage | 1.03 |
Financial Efficiency
Return on equity (ROE) is -13.10% and return on invested capital (ROIC) is -19.62%.
| Return on Equity (ROE) | -13.10% |
| Return on Assets (ROA) | -0.20% |
| Return on Capital (ROIC) | -19.62% |
| Revenue Per Employee | $613,892 |
| Profits Per Employee | -$2,258 |
| Employee Count | 445 |
| Asset Turnover | 0.47 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $2.33 million in taxes.
| Income Tax | 2.33M |
| Effective Tax Rate | 175.79% |
Stock Price Statistics
The stock price has increased by +58.33% in the last 52 weeks. The beta is 1.22, so OppFi's price volatility has been higher than the market average.
| Beta (1Y) | 1.22 |
| 52-Week Price Change | +58.33% |
| 50-Day Moving Average | 3.00 |
| 200-Day Moving Average | 2.98 |
| Relative Strength Index (RSI) | 55.62 |
| Average Volume (30 Days) | 326,491 |
Short Selling Information
The latest short interest is 1.19 million, so 1.07% of the outstanding shares have been sold short.
| Short Interest | 1.19M |
| Short Previous Month | 1.12M |
| Short % of Shares Out | 1.07% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.24 |
Income Statement
In the last 12 months, OppFi had revenue of $273.18 million and -$1.01 million in losses. Loss per share was -$0.06.
| Revenue | 273.18M |
| Gross Profit | 161.94M |
| Operating Income | 93.11M |
| Pretax Income | 1.33M |
| Net Income | -1.01M |
| EBITDA | 60.81M |
| EBIT | 48.08M |
| Loss Per Share | -$0.06 |
Balance Sheet
The company has $73.94 million in cash and $349.18 million in debt, giving a net cash position of -$275.23 million or -$2.48 per share.
| Cash & Cash Equivalents | 73.94M |
| Total Debt | 349.18M |
| Net Cash | -275.23M |
| Net Cash Per Share | -$2.48 |
| Equity / Book Value | 10.44M |
| Book Value Per Share | 0.09 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $296.15 million and capital expenditures -$8.99 million, giving a free cash flow of $287.16 million.
| Operating Cash Flow | 296.15M |
| Capital Expenditures | -8.99M |
| Free Cash Flow | 287.16M |
| FCF Per Share | $17.52 |
Margins
Gross margin is 59.28%, with operating and profit margins of 34.08% and -0.37%.
| Gross Margin | 59.28% |
| Operating Margin | 34.08% |
| Pretax Margin | 0.49% |
| Profit Margin | -0.37% |
| EBITDA Margin | 22.26% |
| EBIT Margin | 17.60% |
| FCF Margin | 105.11% |
Dividends & Yields
OppFi does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 80.55% |
| Shareholder Yield | 80.55% |
| Earnings Yield | -0.30% |
| FCF Yield | 85.18% |
Analyst Forecast
The average price target for OppFi is $4.25, which is 39.80% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.25 |
| Price Target Difference | 39.80% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |