OppFi Inc. (OPFI)
| Market Cap | 1.18B |
| Revenue (ttm) | 305.57M |
| Net Income (ttm) | -9.65M |
| Shares Out | 86.81M |
| EPS (ttm) | -0.62 |
| PE Ratio | n/a |
| Forward PE | 11.46 |
| Dividend | $1.00 (7.36%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 1,185,936 |
| Open | 13.85 |
| Previous Close | 13.99 |
| Day's Range | 13.02 - 14.08 |
| 52-Week Range | 3.09 - 17.73 |
| Beta | 1.75 |
| Analysts | Buy |
| Price Target | 11.75 (-13.48%) |
| Earnings Date | Aug 6, 2025 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois. [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $11.75, which is a decrease of -13.48% from the latest price.
News
OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Am...
SA Quant Top 10: A Stellar Mid-Year Result
SA Quant Top 10 portfolio outperformed consensus with 25% YTD return, driven by strong momentum and upward earnings revisions. Momentum and earnings revisions are the most critical quant factors, whil...
OppFi: Fintech's Dark Horse Is Charging Ahead
OppFi's Model 6 drove a 285% YoY surge in adjusted net income to $34 million in Q1-FY25. Loan originations rose 16% YoY to $189 million, while net charge-offs dropped from 48% to 35% of revenue. Avera...
OppFi: Undervalued, Underrated Fintech With Unconventional Upside
OppFi's AI-driven, tech-enabled lending platform delivers strong growth, profitability, and operational leverage in the underserved non-prime consumer finance market. Q1 2025 results show record reven...
OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors
We're bullish on OPFI due to its robust revenue growth, improving loss ratios, and strong niche in high-interest subprime lending. OPFI is significantly undervalued, trading at just 0.5x sales and 9.9...
OppFi: Attractive Company Facing Strong Economic Risks
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic u...
OppFi: Excellent Business, Rising Economic Risks
OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial perfor...
Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically...
OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript
OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript
OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed
I maintain a "Strong Buy" rating on OppFi Inc. due to rising operating leverage, expansive margin growth, and improved unit economics, despite a recent stock correction. OppFi's Q1 FY2025 results exce...
OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Announces First Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi: Shares On Sale After The Plunge
Initiating coverage on OppFi with a 'Buy' rating due to strong EPS growth, modest valuation, and recent stock price correction. Despite macroeconomic pressures, OPFI's Q4 results were strong, with EPS...
OppFi Announces $0.25 Per Share Special Dividend
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...
OppFi: Bullish Update Supports Increased Confidence In Higher Valuation
OppFi Inc. reported strong 2024 results and provided impressive 2025 guidance, driven by internal improvements in credit scoring and risk profile. The company offers lending solutions to subprime and ...
OppFi: Q4 Delivers An Inflection Point
I maintain a "Strong Buy" rating on OppFi Inc. due to its strategic investment in Bitty Holdings and potential for significant margin expansion. Q4 2024 results exceeded expectations, with revenue and...
Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - March 5, 2025) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript
OppFi, Inc (NYSE:OPFI) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - ...
OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI; OPFI WS) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend cr...
OppFi: Leveraged For Increased Lending
OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023...
OppFi: This Dip Caught My Attention
OppFi: This Dip Caught My Attention
OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...
OppFi Stock Deserves A Strong Buy On Its Dip
OppFi is a specialty finance firm with a $1.12 billion market cap, focusing on underserved American populations, with a market of more than 60 million consumers. Despite minimal net sales growth, OppF...