OppFi Inc. (OPFI)
| Market Cap | 1.34B +66.0% |
| Revenue (ttm) | 341.82M +23.5% |
| Net Income | 26.33M +262.8% |
| EPS | 0.99 +175.0% |
| Shares Out | 144.07M |
| PE Ratio | 9.42 |
| Forward PE | 5.06 |
| Dividend | $0.25 (2.68%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 1,194,784 |
| Open | 9.90 |
| Previous Close | 9.89 |
| Day's Range | 9.06 - 9.90 |
| 52-Week Range | 7.36 - 15.03 |
| Beta | 1.87 |
| Analysts | Buy |
| Price Target | 13.00 (+39.34%) |
| Earnings Date | May 7, 2026 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
Financial Performance
In 2025, OppFi's revenue was $341.82 million, an increase of 23.50% compared to the previous year's $276.77 million. Earnings were $26.33 million, an increase of 262.76%.
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $13.0, which is an increase of 39.34% from the latest price.
News
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 1Q26
Dallas, Texas--(Newsfile Corp. - May 8, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi's 1Q26 results were steady, but the bigger developmen...
OppFi price target raised to $11 from $9 at Stephens
Stephens analyst Kyle Joseph raised the firm’s price target on OppFi (OPFI) to $11 from $9 and keeps an Equal Weight rating on the shares. The firm’s estimates remain consistent,
Tax Refunds Squeeze OppFi Loan Volume
OppFi saw its total net originations decrease 7% in the first quarter as the company tightened credit and as larger tax refunds reduced its customers' need for loans.
OppFi reports Q1 adjusted EPS 35c, consensus 33c
Reports Q1 revenue $151.88M, consensus $151.14M. “Operationally, OppFi (OPFI) had a healthy start to 2026, generating record first-quarter revenue, which reflects the strength of our core operations. ...
OppFi announces new $40M share repurchase program
On May 6, the Board of Directors of OppFi (OPFI) approved a new share repurchase program under which the company may repurchase up to $40M of its Class A Common
OppFi Earnings Call Transcript: Q1 2026
Q1 2026 revenue grew 8% to $152M, but adjusted net income fell 11% amid higher charge-offs and lower originations. The $130M BNC acquisition is expected to be transformative, driving significant EPS accretion and geographic expansion.
OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue
Total revenue increased 8.3% year over year to $151.9 million, a Company record for the first quarter Net income increased 165.0% year over year to $54.0 million Adjusted net income1 decreased 11.2% y...
OppFi Moves Deeper Into Banking With $130 Million BNC Purchase
Online lending platform OppFi is set to acquire BNC Bank for $130 million. The deal, announced Wednesday (April 29), is designed to capitalize on both OppFI's digital finance capabilities with BNC's n...
OppFi to acquire Bnccorp, BNC National in cash and stock deal valued at $130M
OppFi (OPFI) announced it has signed a definitive agreement to acquire Bnccorp (BNCC) and its wholly owned subsidiary, BNC National Bank, in a cash and stock transaction valued at approximately
OppFi Announces Definitive Agreement to Acquire BNCCORP, Inc. and BNC National Bank and the Elimination of Up-C Structure
Transformative $130 million acquisition combines OppFi's digital-first platform with BNC's national bank platform Positions OppFi for accelerated geographic expansion and product diversification Enhan...
BNCCORP To Be Acquired By OppFi in Transformative Customer-Focused Transaction
BISMARCK, N.D., April 29, 2026 /PRNewswire/ -- BNCCORP, INC. (OTCQX Markets: BNCC) ("BNCC") and its wholly owned subsidiary, BNC National Bank ("BNC") announced today it has signed a definitive agreem...
OppFi Celebrates Financial Capability Month with Release of 2025 Social Impact Report and Expansion of Customer Empowerment Initiatives
CHICAGO, April 23, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and serv...
OppFi price target lowered to $15 from $16 at Citizens
Citizens lowered the firm’s price target on OppFi (OPFI) to $15 from $16 and keeps an Outperform rating on the shares. After benefiting from strong tailwinds in 2025, the Consumer
OppFi Announces its First Quarter 2026 Earnings Conference Call
CHICAGO, April 9, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 4Q25
Dallas, Texas--(Newsfile Corp. - March 12, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi exited FY25 with strong momentum, delivering recor...
OppFi Eyes Gas Prices as Revenues Hit New High
OppFi is keeping an eye on the gas pump as it enjoys record revenues. The personal loan platform reported annual earnings Wednesday (March 11) showing its income up 74.4% year over year to $146.2 mill...
OppFi Earnings Call Transcript: Q4 2025
Record 2025 results with 14% revenue growth and 69% higher adjusted net income, driven by improved underwriting, automation, and disciplined cost control. 2026 guidance calls for 9–13% revenue growth and new product launches, supported by advanced credit models.
OppFi reports Q4 adjusted EPS 30c, consensus 28c
Reports Q4 revenue $159.25M, consensus $159.8M. “Our record-breaking results in 2025 capped off an extraordinary year for the company, as OppFi (OPFI) achieved record total originations, revenue, net ...
OppFi sees FY26 adjusted EPS $1.76-$1.84, consensus $1.74
Sees FY26 revenue $650M-$675M, consensus $663.07M. Sees FY26 Adjusted net income $153M-$160M, up 9%-14% year over year.
OppFi Reports Record Annual Revenue, Net Income, and Adjusted Net Income
Net income increased 74.4% year over year to $146.2 million, a new Company record Adjusted net income1 increased 69.1% year over year to $139.8 million, a new Company record Basic and diluted earnings...
OppFi Announces its Fourth Quarter 2025 Earnings Conference Call
CHICAGO, Feb. 26, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
OppFi price target raised to $16 from $14 at Citizens
Citizens raised the firm’s price target on OppFi (OPFI) to $16 from $14 and keeps an Outperform rating on the shares. Consumer Finance and FinTech stocks enjoyed tailwinds from evidence
OppFi Transcript: Stephens Annual Investment Conference
Founded to serve underserved borrowers, the company has evolved into a digital lending platform with record growth and profitability. New tech initiatives like LOLA aim to boost efficiency, while investments in SMB lending and strong cash generation support ongoing M&A and strategic expansion.
OppFi to present at Stephens Investment Conference
CHICAGO , Nov. 6, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.