OppFi Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018
Revenue	273.18	216.96	263.68	200.23	114.87	55.83
Revenue Growth (YoY)	25.91%	-17.72%	31.69%	74.31%	105.74%	-
Cost of Revenue	111.24	118.27	117.51	62.84	35.03	20.67
Gross Profit	161.94	98.69	146.17	137.39	79.84	35.17
Selling, General & Admin	18.07	16.31	17.99	13.6	10.02	5.35
Research & Development	12.54	13.05	10.06	7.62	4.58	2.76
Other Operating Expenses	38.22	40.51	36.6	17.42	9.82	4.85
Operating Expenses	68.84	69.87	64.66	38.64	24.41	12.95
Operating Income	93.11	28.82	81.51	98.74	55.43	22.21
Interest Expense / Income	46.75	35.16	24.26	21.23	22.44	12.48
Other Expense / Income	45.03	-13.16	31.39	-	-	-
Pretax Income	1.33	6.82	25.87	77.52	33	9.73
Income Tax	2.33	-0.28	0.31	0	0	0
Net Income	-1.01	7.1	25.55	77.52	33	9.73
Net Income Growth	-	-72.22%	-67.03%	134.93%	239.01%	-
Shares Outstanding (Basic)	16	14	13	6	-	-
Shares Outstanding (Diluted)	16	84	84	6	-	-
Shares Change	-80.55%	-0.26%	1404.81%	-	-	-
EPS (Basic)	-0.06	0.51	1.93	-	-	-
EPS (Diluted)	-0.06	0.05	0.48	-	-	-
EPS Growth	-	-89.58%	-	-	-	-
Free Cash Flow	287.16	230.05	152.97	181.39	142.28	58.93
Free Cash Flow Per Share	17.52	16.53	11.57	32.31	-	-
Gross Margin	59.28%	45.49%	55.43%	68.62%	69.51%	62.98%
Operating Margin	34.08%	13.28%	30.91%	49.32%	48.26%	39.79%
Profit Margin	-0.37%	3.27%	9.69%	38.71%	28.72%	17.43%
Free Cash Flow Margin	105.11%	106.03%	58.01%	90.59%	123.86%	105.55%
Effective Tax Rate	175.79%	-4.06%	1.20%	-	-	-
EBITDA	60.81	55.56	60.4	105.48	59.71	24.63
EBITDA Margin	22.26%	25.61%	22.91%	52.68%	51.98%	44.12%
Depreciation & Amortization	12.74	13.58	10.28	6.73	4.28	2.42
EBIT	48.08	41.98	50.12	98.74	55.43	22.21
EBIT Margin	17.60%	19.35%	19.01%	49.32%	48.26%	39.79%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).