OppFi Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	381.18	321.48	273.18	216.96	263.68
Revenue Growth (YoY)	18.57%	17.68%	25.91%	-17.72%	31.69%
Gross Profit	381.18	321.48	273.18	216.96	263.68
Selling, General & Admin	171.43	169.63	170.33	170.99	171.88
Depreciation & Amortization Expenses	5.16	9.62	12.74	13.58	10.28
Other Operating Expenses	-1.45	2.98	-2.98	3.57	-
Total Operating Expenses	175.14	182.23	180.08	188.14	182.17
Operating Income	166.68	94.54	46.36	-6.34	57.26
Interest Expense	-39.37	-44.71	-46.75	-35.16	-24.26
Other Non-Operating Income (Expense)	-10.55	-6.48	-4.55	9.41	32.85
Total Non-Operating Income (Expense)	-49.91	-51.19	-51.3	-25.76	8.59
Pretax Income	156.13	88.05	41.81	3.06	90.11
Provision for Income Taxes	9.89	4.22	2.33	-0.28	0.31
Net Income	26.33	7.26	-1.01	7.1	25.55
Minority Interest in Earnings	119.92	76.58	40.48	-3.76	64.24
Net Income to Common	26.33	7.26	-1.01	7.1	25.55
Net Income Growth	262.76%	-	-	-72.22%	-67.03%
Shares Outstanding (Basic)	27	20	16	84	84
Shares Outstanding (Diluted)	27	20	16	84	84
Shares Change (YoY)	31.57%	22.91%	-80.55%	-0.26%	104.45%
EPS (Basic)	0.99	0.36	-0.06	0.51	1.93
EPS (Diluted)	0.99	0.36	-0.06	0.05	0.48
EPS Growth	175.00%	-	-	-89.58%	-23.81%
Shares Outstanding	27.27	22.04	18.85	14.76	13.63
Free Cash Flow	382.19	310.8	287.16	230.05	152.97
Free Cash Flow Growth	22.97%	8.23%	24.82%	50.38%	-15.67%
Free Cash Flow Per Share	14.42	15.43	17.52	2.73	1.81
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	43.73%	29.41%	16.97%	-2.92%	21.71%
Profit Margin	38.37%	26.08%	14.45%	1.54%	34.05%
FCF Margin	100.27%	96.68%	105.12%	106.03%	58.01%
EBITDA	171.84	104.16	59.09	7.24	67.54
EBITDA Margin	45.08%	32.40%	21.63%	3.34%	25.61%
EBIT	166.68	94.54	46.36	-6.34	57.26
EBIT Margin	43.73%	29.41%	16.97%	-2.92%	21.71%
Effective Tax Rate	6.33%	4.79%	5.58%	-9.04%	0.35%

Updated Mar 11, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q