OppFi Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	377.67	381.18	321.48	273.18	216.96	263.68
Revenue Growth (YoY)	8.19%	18.57%	17.68%	25.91%	-17.72%	31.69%
Gross Profit	377.67	381.18	321.48	273.18	216.96	263.68
Selling, General & Admin	176.5	171.43	169.63	170.33	170.99	171.88
Depreciation & Amortization Expenses	3.99	5.16	9.62	12.74	13.58	10.28
Other Operating Expenses	-0	-1.45	2.98	-2.98	3.57	-
Total Operating Expenses	180.49	175.14	182.23	180.08	188.14	182.17
Operating Income	159.55	166.68	94.54	46.36	-6.34	57.26
Interest Expense	-37.63	-39.37	-44.71	-46.75	-35.16	-24.26
Other Non-Operating Income (Expense)	32.55	-10.55	-6.48	-4.55	9.41	32.85
Total Non-Operating Income (Expense)	-5.08	-49.91	-51.19	-51.3	-25.76	8.59
Pretax Income	192.1	156.13	88.05	41.81	3.06	90.11
Provision for Income Taxes	12.21	9.89	4.22	2.33	-0.28	0.31
Net Income	66.1	26.33	7.26	-1.01	7.1	25.55
Minority Interest in Earnings	113.79	119.92	76.58	40.48	-3.76	64.24
Net Income to Common	66.1	26.33	7.26	-1.01	7.1	25.55
Net Income Growth	-	262.76%	-	-	-72.22%	-67.03%
Shares Outstanding (Basic)	27	27	20	16	84	84
Shares Outstanding (Diluted)	72	27	20	16	84	84
Shares Change (YoY)	91.71%	31.57%	22.91%	-80.55%	-0.26%	104.45%
EPS (Basic)	2.37	0.99	0.36	-0.06	0.51	1.93
EPS (Diluted)	0.93	0.99	0.36	-0.06	0.05	0.48
EPS Growth	-	175.00%	-	-	-89.58%	-23.81%
Shares Outstanding	26.44	27.27	22.04	18.85	14.76	13.63
Free Cash Flow	388.47	382.19	310.8	287.16	230.05	152.97
Free Cash Flow Growth	1.64%	22.97%	8.23%	24.82%	50.38%	-15.67%
Free Cash Flow Per Share	5.39	14.42	15.43	17.52	2.73	1.81
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	42.25%	43.73%	29.41%	16.97%	-2.92%	21.71%
Profit Margin	47.63%	38.37%	26.08%	14.45%	1.54%	34.05%
FCF Margin	102.86%	100.27%	96.68%	105.12%	106.03%	58.01%
EBITDA	163.54	171.84	104.16	59.09	7.24	67.54
EBITDA Margin	43.30%	45.08%	32.40%	21.63%	3.34%	25.61%
EBIT	159.55	166.68	94.54	46.36	-6.34	57.26
EBIT Margin	42.25%	43.73%	29.41%	16.97%	-2.92%	21.71%
Effective Tax Rate	6.35%	6.33%	4.79%	5.58%	-9.04%	0.35%

Updated May 7, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q