Skip to main content
logo
OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
9.81
-0.11 (-1.11%)
At close: Aug 4, 2026, 4:00 PM EDT
9.61
-0.20 (-2.04%)
After-hours: Aug 4, 2026, 7:34 PM EDT

OppFi Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
377.67381.18321.48273.18216.96263.68
Revenue Growth
8.19%18.57%17.68%25.91%-17.72%31.69%
Gross Profit
377.67381.18321.48273.18216.96263.68
Operating Income
159.55166.6894.5446.36-6.3457.26
Net Income
66.126.337.26-1.017.125.55
Earnings Per Share
0.930.990.36-0.060.050.48
EPS Growth
-175.00%---89.58%-23.81%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
99.9293.2688.2973.9449.6762.36
Total Debt
295.19332.78332.05349.18363.62274.02
Net Cash (Debt)
-195.27-239.51-243.76-275.23-313.95-211.66
Net Cash Growth
------
Net Cash Per Share
-2.75-9.04-12.10-16.79-3.73-2.51

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
408.34401.31323.81296.15243.3167.35
Capital Expenditures
-19.87-19.11-13.01-8.99-13.25-14.37
Free Cash Flow
388.47382.19310.8287.16230.05152.97
Free Cash Flow Growth
22.22%22.97%8.23%24.82%50.38%-15.67%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
42.25%43.73%29.41%16.97%-2.92%21.71%
Pretax Margin
50.86%40.96%27.39%15.30%1.41%34.17%
Profit Margin
47.63%38.37%26.08%14.45%1.54%34.05%
FCF Margin
102.86%100.27%96.68%105.12%106.03%58.01%

Dividends
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Yield
23.41%29.01%12.19%0.76%13.30%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.8310.5721.28-41.009.46
Forward PE
5.256.378.989.57117.146.16
P/FCF Ratio
2.160.750.540.340.130.40
PS Ratio
2.460.750.530.350.140.23