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Enova International, Inc. (ENVA)

Stock Price: $22.15 USD 0.27 (1.23%)
Updated November 27, 1:00 PM EST - Market closed
After-hours: $21.88 -0.27 (-1.22%) Nov 27, 5:00 PM

Stock Price Chart

Key Info

Market Cap 790.00M
Revenue (ttm) 1.09B
Net Income (ttm) 96.60M
Shares Out 35.67M
EPS (ttm) 3.02
PE Ratio 7.33
Forward PE 4.55
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day November 27
Last Price $22.15
Previous Close $21.88
Change ($) 0.27
Change (%) 1.23%
Day's Open 22.00
Day's Range 21.56 - 22.40
Day's Volume 100,480
52-Week Range 8.59 - 26.79

More Stats

Market Cap 790.00M
Enterprise Value 1.15B
Earnings Date (est) Jan 1, 1970
Ex-Dividend Date n/a
Shares Outstanding 35.67M
Float n/a
EPS (basic) 3.38
EPS (diluted) 3.02
FCF / Share 27.98
Dividend n/a
Dividend Yield n/a
Earnings Yield 13.63%
FCF Yield 106.65%
Payout Ratio n/a
Shares Short 1.50M
Short Ratio 3.08
Short % of Float n/a
Beta 1.66
PE Ratio 7.33
Forward PE 4.55
P/FCF Ratio 0.94
PS Ratio 0.73
PB Ratio 1.36
Revenue 1.09B
Operating Income 693.20M
Net Income 96.60M
Free Cash Flow 842.53M
Net Cash -363.68M
Net Cash / Share -10.20
Gross Margin 58.29%
Operating Margin 63.82%
Profit Margin 8.90%
FCF Margin 77.57%
ROA 11.29%
ROE 35.13%
ROIC 10.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (5)

Buy 4
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$27.75*
(25.28% upside)
Low
23.0
Current: $22.15
High
37.0
Target: 27.75
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017201620152014201320122011
Revenue1,175973729746653810765661480
Revenue Growth20.78%33.44%-2.24%14.25%-19.42%5.82%15.8%37.6%-
Gross Profit572469375418436543450372279
Operating Income24817611612112421514311476.29
Net Income36.6170.1029.2434.6043.9911278.0458.8737.03
Shares Outstanding33.7233.9933.5233.1933.0133.0033.0033.0033.00
Earnings Per Share1.061.990.861.031.333.382.361.781.12
EPS Growth-46.73%131.4%-16.5%-22.56%-60.65%43.22%32.58%58.93%-
Operating Cash Flow849685447393284430438376256
Capital Expenditures-20.06-14.66-15.23-14.40-32.24-13.28-14.87-17.87-15.07
Free Cash Flow829670432379252417423358241
Cash & Equivalents80.9650.2898.1466.2449.45399351266-
Total Debt1,027858789650542494424428-
Net Cash / Debt-946-808-690-584-492-95.46-73.19-162-
Assets1,5741,3341,159978841760692613-
Liabilities1,198987878736635606519515-
Book Value37734828224220615417397.42-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Enova International, Inc.
Country United States
Employees 1,325
CEO David A. Fisher

Stock Information

Ticker Symbol ENVA
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: ENVA

Description

Enova International, a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, unsecured consumer installment loans, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois.