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Enova International, Inc. (ENVA)

Stock Price: $18.13 USD 0.10 (0.55%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 545.89M
Revenue (ttm) 831.06M
Net Income (ttm) 30.02M
Shares Out 30.11M
EPS (ttm) 0.91
PE Ratio 19.92
Forward PE 4.25
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Aug 14, 2020
Last Price $18.13
Previous Close $18.03
Change ($) 0.10
Change (%) 0.55%
Day's Open 17.80
Day's Range 17.64 - 18.44
Day's Volume 185,782
52-Week Range 7.84 - 29.33

More Stats

Market Cap 545.89M
Enterprise Value 1.12B
Earnings Date (est) Oct 22, 2020
Ex-Dividend Date n/a
Shares Outstanding 30.11M
Float 26.65M
EPS (basic) 1.07
EPS (diluted) 0.91
FCF / Share 29.65
Dividend n/a
Dividend Yield n/a
Earnings Yield 5.02%
FCF Yield 164.04%
Payout Ratio n/a
Shares Short 1.41M
Short Ratio 3.95
Short % of Float 6.96%
Beta 1.99
PE Ratio 19.92
Forward PE 4.25
P/FCF Ratio 0.61
PS Ratio 0.66
PB Ratio 1.16
Revenue 831.06M
Operating Income 602.86M
Net Income 30.02M
Free Cash Flow 895.46M
Net Cash -577.17M
Net Cash / Share -19.17
Gross Margin 49.58%
Operating Margin 72.54%
Profit Margin 2.50%
FCF Margin 107.75%
ROA 7.57%
ROE 25.42%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 3
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$28.00*
(54.44% upside)
Low
22.0
Current: $18.13
High
36.0
Target: 28.00
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017201620152014201320122011
Revenue1,175973729746653810765661480
Revenue Growth20.78%33.44%-2.24%14.25%-19.42%5.82%15.8%37.6%-
Gross Profit572469375418436543450372279
Operating Income24817611612112421514311476.29
Net Income36.6170.1029.2434.6043.9911278.0458.8737.03
Shares Outstanding33.7233.9933.5233.1933.0133.0033.0033.0033.00
Earnings Per Share1.061.990.861.031.333.382.361.781.12
EPS Growth-46.73%131.4%-16.5%-22.56%-60.65%43.22%32.58%58.93%-
Operating Cash Flow849685447393284430438376256
Capital Expenditures-20.06-14.66-15.23-14.40-32.24-13.28-14.87-17.87-15.07
Free Cash Flow829670432379252417423358241
Cash & Equivalents80.9650.2898.1466.2449.453993512660.00
Total Debt1,027858789650542494424428-
Net Cash / Debt-946-808-690-584-492-95.46-73.19-1620.00
Assets1,5741,3341,159978841760692613-
Liabilities1,198987878736635606519515-
Book Value37734828224220615417397.42-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Enova International, Inc.
Country United States
Employees 1,325
CEO David A. Fisher

Stock Information

Ticker Symbol ENVA
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: ENVA

Description

Enova International, Inc., a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, unsecured consumer installment loans, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois.