Enova International, Inc. (ENVA)
Stock Price:
$18.13 USD
0.10 (0.55%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
545.89M |
| Revenue (ttm) |
831.06M |
| Net Income (ttm) |
30.02M |
| Shares Out |
30.11M |
| EPS (ttm) |
0.91 |
| PE Ratio |
19.92 |
| Forward PE |
4.25 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Aug 14, 2020 |
| Last Price |
$18.13 |
| Previous Close |
$18.03 |
| Change ($) |
0.10 |
| Change (%) |
0.55% |
| Day's Open |
17.80 |
| Day's Range |
17.64 - 18.44 |
| Day's Volume |
185,782 |
| 52-Week Range |
7.84 - 29.33 |
More Stats
| Market Cap |
545.89M |
| Enterprise Value |
1.12B |
| Earnings Date (est) |
Oct 22, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
30.11M |
| Float |
26.65M |
| EPS (basic) |
1.07 |
| EPS (diluted) |
0.91 |
| FCF / Share |
29.65 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
5.02% |
| FCF Yield |
164.04% |
| Payout Ratio |
n/a |
| Shares Short |
1.41M |
| Short Ratio |
3.95 |
| Short % of Float |
6.96% |
| Beta |
1.99 |
| PE Ratio |
19.92 |
| Forward PE |
4.25 |
| P/FCF Ratio |
0.61 |
| PS Ratio |
0.66 |
| PB Ratio |
1.16 |
| Revenue |
831.06M |
| Operating Income |
602.86M |
| Net Income |
30.02M |
| Free Cash Flow |
895.46M |
| Net Cash |
-577.17M |
| Net Cash / Share |
-19.17 |
| Gross Margin |
49.58% |
| Operating Margin |
72.54% |
| Profit Margin |
2.50% |
| FCF Margin |
107.75% |
| ROA |
7.57% |
| ROE |
25.42% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (4)
| Buy |
3 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$28.00*
(54.44% upside)
Low
22.0
Current: $18.13
High
36.0
Target: 28.00
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Revenue | 1,175 | 973 | 729 | 746 | 653 | 810 | 765 | 661 | 480 |
| Revenue Growth | 20.78% | 33.44% | -2.24% | 14.25% | -19.42% | 5.82% | 15.8% | 37.6% | - |
| Gross Profit | 572 | 469 | 375 | 418 | 436 | 543 | 450 | 372 | 279 |
| Operating Income | 248 | 176 | 116 | 121 | 124 | 215 | 143 | 114 | 76.29 |
| Net Income | 36.61 | 70.10 | 29.24 | 34.60 | 43.99 | 112 | 78.04 | 58.87 | 37.03 |
| Shares Outstanding | 33.72 | 33.99 | 33.52 | 33.19 | 33.01 | 33.00 | 33.00 | 33.00 | 33.00 |
| Earnings Per Share | 1.06 | 1.99 | 0.86 | 1.03 | 1.33 | 3.38 | 2.36 | 1.78 | 1.12 |
| EPS Growth | -46.73% | 131.4% | -16.5% | -22.56% | -60.65% | 43.22% | 32.58% | 58.93% | - |
| Operating Cash Flow | 849 | 685 | 447 | 393 | 284 | 430 | 438 | 376 | 256 |
| Capital Expenditures | -20.06 | -14.66 | -15.23 | -14.40 | -32.24 | -13.28 | -14.87 | -17.87 | -15.07 |
| Free Cash Flow | 829 | 670 | 432 | 379 | 252 | 417 | 423 | 358 | 241 |
| Cash & Equivalents | 80.96 | 50.28 | 98.14 | 66.24 | 49.45 | 399 | 351 | 266 | 0.00 |
| Total Debt | 1,027 | 858 | 789 | 650 | 542 | 494 | 424 | 428 | - |
| Net Cash / Debt | -946 | -808 | -690 | -584 | -492 | -95.46 | -73.19 | -162 | 0.00 |
| Assets | 1,574 | 1,334 | 1,159 | 978 | 841 | 760 | 692 | 613 | - |
| Liabilities | 1,198 | 987 | 878 | 736 | 635 | 606 | 519 | 515 | - |
| Book Value | 377 | 348 | 282 | 242 | 206 | 154 | 173 | 97.42 | - |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Enova International, Inc. |
| Country |
United States |
| Employees |
1,325 |
| CEO |
David A. Fisher |
Stock Information
| Ticker Symbol |
ENVA |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NYSE: ENVA |
Description
Enova International, Inc., a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, unsecured consumer installment loans, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois.