Enova International, Inc. (ENVA)
| Market Cap | 4.00B +66.2% |
| Revenue (ttm) | 1.58B +21.1% |
| Net Income | 326.54M +39.6% |
| EPS | 12.29 +44.9% |
| Shares Out | 24.88M |
| PE Ratio | 13.08 |
| Forward PE | 9.31 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 173,384 |
| Open | 165.09 |
| Previous Close | 165.31 |
| Day's Range | 159.61 - 166.87 |
| 52-Week Range | 89.00 - 176.68 |
| Beta | 1.33 |
| Analysts | Strong Buy |
| Price Target | 202.00 (+25.69%) |
| Earnings Date | Apr 23, 2026 |
About ENVA
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provid... [Read more]
Financial Performance
In 2025, Enova International's revenue was $1.49 billion, an increase of 20.33% compared to the previous year's $1.24 billion. Earnings were $308.39 million, an increase of 47.24%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $202.0, which is an increase of 25.69% from the latest price.
News
Enova International Transcript: 21st Annual Needham Technology, Media, & Consumer Conference
The discussion highlighted a transition to digital banking through the Grasshopper Bancorp acquisition, strong competitive positioning in both consumer and SMB lending, and a disciplined, on-balance-sheet funding model. Leadership emphasized robust risk management, high ROEs, and a focus on organic growth and innovation.
New Report: 93% of Small Businesses Expect Growth in 2026
New data also shows AI adoption continues to rise and small business owners increasingly bypass traditional banks as financing patterns shift CHICAGO, May 1, 2026 /PRNewswire/ -- Small businesses are ...
Enova To Present at the Needham Technology, Media, & Consumer Conference
CHICAGO, April 30, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...
Enova International price target raised to $200 from $191 at Maxim
Maxim raised the firm’s price target on Enova International (ENVA) to $200 from $191 and keeps a Buy rating on the shares. The firm cites the company’s Q1 earnings beat,…
Enova International price target raised to $210 from $185 at Stephens
Stephens raised the firm’s price target on Enova International (ENVA) to $210 from $185 and keeps an Overweight rating on the shares. The firm continues to recommend shares following a…
Enova International price target raised to $190 from $165 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Enova International (ENVA) to $190 from $165 and keeps a Buy rating on the shares. The firm updated its…
Enova International price target raised to $195 from $182 at Citizens
Citizens raised the firm’s price target on Enova International (ENVA) to $195 from $182 and keeps an Outperform rating on the shares. Enova delivered another strong quarter with over 30%…
Enova International Earnings Call Transcript: Q1 2026
First quarter 2026 saw 33% originations growth and 17% revenue growth, with strong credit metrics and record profitability. SMB and consumer segments both set revenue records, and guidance for 2026 was raised, excluding any impact from the pending Grasshopper Bank acquisition.
Enova International Earnings release: Q1 2026
Enova International released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.
Enova International Quarterly report: Q1 2026
Enova International has published its Q1 2026 quarterly earnings report on April 23, 2026.
Enova International Slides: Q1 2026
Enova International has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 23, 2026.
Enova International reports Q1 adjusted EPS $3.87, consensus $3.68
Reports Q1 revenue $875M, consensus $851.7M. “Our Q1 results marked a great start to the year,” said CEO Steve Cunningham. “Strong originations growth and credit across our portfolio highlight the…
Enova Reports First Quarter 2026 Results
Originations rose 33% and total company revenue increased 17% from the first quarter of 2025 Diluted earnings per share of $3.46 increased 29% and adjusted earnings per share1 of $3.87 rose 30% compar...
Enova Announces Date of First Quarter 2026 Financial Results Conference Call
CHICAGO, April 9, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first...
Enova International Proxy statement: Proxy filing
Enova International filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.
Enova International Proxy statement: Proxy filing
Enova International filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.
Enova International price target lowered to $165 from $185 at TD Cowen
TD Cowen lowered the firm’s price target on Enova International (ENVA) to $165 from $185 and keeps a Buy rating on the shares. The firm adjusted price targets in the…
Enova International management to meet with BTIG
Meetings to be held in Texas February 24-25 hosted by BTIG.
Enova International price target raised to $191 from $150 at Maxim
Maxim raised the firm’s price target on Enova International (ENVA) to $191 from $150 and keeps a Buy rating on the shares. The company’s Q4 earnings beat was driven by…
New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI
94% of small businesses anticipate growth over the next year as owners invest in efficiency and plan ahead amid evolving market conditions CHICAGO, Jan. 28, 2026 /PRNewswire/ -- Small business confide...
Enova International price target raised to $182 from $180 at Citizens
Citizens raised the firm’s price target on Enova International (ENVA) to $182 from $180 and keeps an Outperform rating on the shares. Enova continues to trade attractively following another strong…
Enova International Earnings Call Transcript: Q4 2025
Record 2025 results featured 27% originations growth, 20% revenue growth, and 42% adjusted EPS growth, with strong credit performance and stable operating metrics. 2026 guidance calls for 15% originations growth and at least 20% adjusted EPS growth, excluding the pending Grasshopper Bank acquisition, which is expected to close in H2 2026.
Enova International Annual report: Q4 2025
Enova International has published its Q4 2025 annual report on January 27, 2026.
Enova International Earnings release: Q4 2025
Enova International released its Q4 2025 earnings on January 27, 2026, summarizing the period's financial results.
Enova International Slides: Q4 2025
Enova International has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 27, 2026.