FinWise Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	87.09	68.89	58.45	50.94	49.14
Interest Income on Investments	5.39	5.46	6.09	1.39	0.11
Total Interest Income	92.48	74.35	64.53	52.33	49.24
Interest Paid on Deposits	20.3	15.44	9.97	1.43	1.14
Interest Paid on Borrowings	-	-	0	0	0.13
Total Interest Expense	20.3	15.44	9.98	1.43	1.27
Net Interest Income	72.18	58.91	54.56	50.9	47.98
Net Interest Income Growth (YoY)	22.53%	7.98%	7.20%	6.08%	72.89%
Gain (Loss) on Sale of Investments	1.3	-0.63	-0.6	-0.48	2.99
Other Non-Interest Income	50.81	21.07	20.37	24.34	19.16
Total Non-Interest Income	58.48	22.48	21.46	37.41	31.84
Non-Interest Income Growth (YoY)	160.19%	4.76%	-42.65%	17.48%	122.33%
Revenues Before Loan Losses	130.67	81.39	76.02	88.31	79.82
Provision for Loan Losses	38.57	11.57	11.64	13.52	8.04
Revenue	92.09	69.82	64.38	74.79	71.78
Revenue Growth (YoY)	31.91%	8.45%	-13.92%	4.18%	94.86%
Salaries and Employee Benefits	42.29	33.16	23.71	23.71	20.14
Occupancy Expenses	1.88	3.28	2.4	1.11	0.38
Selling, General & Administrative	3.63	7.74	7.92	7.33	3.77
Other Non-Interest Expense	22.54	8.65	6.54	4.88	3.92
Total Non-Interest Expense	70.33	52.83	40.56	37.03	28.71
EBT Excluding Unusual Items	21.76	16.99	23.81	37.76	43.07
Asset Writedown	-	-	-	-1.73	-0.8
Pretax Income	21.76	16.99	23.81	36.03	42.27
Income Tax Expense	5.67	4.25	6.35	10.92	10.69
Net Income	16.09	12.74	17.46	25.12	31.58
Preferred Dividends & Other Adjustments	-	-0.39	-0.29	0.19	1.78
Net Income to Common	16.09	13.13	17.75	24.92	29.8
Net Income Growth	26.28%	-27.02%	-30.48%	-20.48%	182.04%
Basic Shares Outstanding	13	13	12	13	9
Diluted Shares Outstanding	14	13	13	13	9
Shares Change (YoY)	2.54%	2.47%	-3.35%	46.65%	12.87%
EPS (Basic)	1.25	1.04	1.42	1.96	3.44
EPS (Diluted)	1.13	0.93	1.33	1.87	3.27
EPS Growth	21.51%	-30.08%	-28.88%	-42.81%	155.47%
Effective Tax Rate	26.05%	25.00%	26.68%	30.30%	25.29%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q