FinWise Bancorp (FINW)

NASDAQ: FINW · Real-Time Price · USD

12.70

-0.23 (-1.78%)

At close: Sep 17, 2026, 4:00 PM EDT

12.70

0.00 (-0.04%)

After-hours: Sep 17, 2026, 4:10 PM EDT

FinWise Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	116.8	92.09	69.82	64.38	74.79	71.78
Revenue Growth	55.72%	31.89%	8.46%	-13.92%	4.18%	94.86%
Net Income	13.22	15.39	12.35	17.17	24.92	29.8
Earnings Per Share	0.96	1.13	0.93	1.33	1.87	3.27
EPS Growth	-0.16%	21.51%	-30.08%	-28.88%	-42.81%	155.47%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Baas	62.64	-	-	-	-
Traditional Banking	25.98	-	-	-	-
Treasury and Administration	4.83	-	-	-	-
Banking	-	69.82	64.38	74.79	71.78
Total	93.44	69.82	64.38	74.79	71.78

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	89.64	159.3	106.47	116.98	100.57	85.75
Total Debt	4.01	4.56	5.3	6.49	7.33	1.05
Net Cash (Debt)	85.63	154.74	101.17	110.49	93.23	84.7
Net Cash Growth	4.51%	52.96%	-8.43%	18.51%	10.07%	-
Net Cash Per Share	6.27	11.41	7.65	8.56	6.98	9.30

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	5.53	-28.42	-14.99	12.27	61.15	-9.23
Capital Expenditures	0.57	-5.77	-4.9	-7.46	-7.21	-2.33
Free Cash Flow	6.1	-34.19	-19.89	4.81	53.94	-11.57
Free Cash Flow Growth	-	-	-	-91.09%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	11.31%	16.71%	17.69%	26.67%	33.32%	41.52%
FCF Margin	5.22%	-37.13%	-28.48%	7.47%	72.13%	-16.11%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.24	15.84	17.09	10.41	4.78	5.91
Forward PE	16.08	11.12	18.65	11.83	5.13	5.77
P/FCF Ratio	28.90	-	-	37.19	2.21	-
PS Ratio	1.51	2.65	3.02	2.78	1.59	2.45