FinWise Bancorp (FINW)
NASDAQ: FINW · Real-Time Price · USD
14.24
+0.10 (0.71%)
Aug 20, 2026, 4:00 PM EDT - Market closed
FinWise Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 13.67 | 16.09 | 12.74 | 17.46 | 25.12 | 31.58 |
Depreciation & Amortization | 4.71 | 4.86 | 5.29 | 3.81 | 2.11 | 1.04 |
Gain (Loss) on Sale of Investments | -0.19 | -1.32 | 0.6 | 0.6 | 0.51 | -2.97 |
Total Asset Writedown | 0.96 | 0.92 | -0.87 | -0.38 | 1.73 | 0.8 |
Provision for Credit Losses | 63.77 | 38.57 | 11.57 | 11.64 | 13.52 | 8.04 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -27.24 | -54.05 | -44.07 | -23.93 | 37.16 | -39.8 |
Accrued Interest Receivable | -0.14 | -0.14 | 0.01 | -1.76 | -0.27 | 0.08 |
Change in Other Net Operating Assets | -15.06 | -4.8 | -1.59 | 1.37 | -2.51 | 4.15 |
Other Operating Activities | -33.05 | -26.91 | 0.44 | 2.51 | -3.44 | -4.42 |
Operating Cash Flow | 5.53 | -28.42 | -14.99 | 12.27 | 61.15 | -9.23 |
Operating Cash Flow Growth | - | - | - | -79.94% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | 0.57 | -5.77 | -4.9 | -7.46 | -7.21 | -2.33 |
Sale of Property, Plant and Equipment | -0.33 | 0.47 | 0.1 | - | - | - |
Investment in Securities | 4.88 | 5.15 | -27.18 | -1.11 | -3.09 | -9.72 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -65.21 | -126.68 | -100.3 | -144.51 | -26.08 | 35.62 |
Other Investing Activities | -0.14 | -0.09 | -0.11 | 0.21 | 0.55 | 0.69 |
Investing Cash Flow | -60.24 | -126.91 | -132.38 | -152.87 | -35.83 | 24.26 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | - | 5.56 |
Long-Term Debt Repaid | - | - | -0.13 | -0.13 | -0.74 | -105.52 |
Net Debt Issued (Repaid) | - | - | -0.13 | -0.13 | -0.74 | -99.96 |
Issuance of Common Stock | 0.64 | 0.48 | 0.03 | 0.04 | 0.26 | 35.89 |
Repurchase of Common Stock | -1.02 | -0.52 | -0.46 | -4.74 | -1.14 | - |
Net Increase (Decrease) in Deposit Accounts | 58.63 | 209.61 | 140.12 | 161.84 | -8.89 | 87.42 |
Financing Cash Flow | 58.24 | 209.57 | 139.56 | 157.01 | -10.51 | 23.35 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 3.54 | 54.24 | -7.81 | 16.41 | 14.81 | 38.37 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 6.1 | -34.19 | -19.89 | 4.81 | 53.94 | -11.57 |
Free Cash Flow Growth | - | - | - | -91.09% | - | - |
Free Cash Flow Margin | 5.22% | -37.13% | -28.48% | 7.47% | 72.13% | -16.11% |
Free Cash Flow Per Share | 0.45 | -2.52 | -1.50 | 0.37 | 4.04 | -1.27 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 23.05 | 19.16 | 14.57 | 9.41 | 1.43 | 1.41 |
Cash Income Tax Paid | 8.18 | 7.06 | 8.06 | 6.63 | 9.36 | 10.47 |