FinWise Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	85.55	72.18	58.91	54.56	50.9	47.98
Net Interest Income Growth	45.21%	22.53%	7.98%	7.20%	6.08%	72.89%
Non-Interest Income	62.77	58.48	22.49	21.46	37.41	31.84
Non-Interest Income Growth	179.18%	160.10%	4.80%	-42.65%	17.48%	121.55%
Revenues Before Loan Losses	148.32	130.67	81.4	76.02	88.31	79.82
Provision for Credit Losses	44.43	38.57	11.57	11.64	13.52	8.04
Revenue	103.89	92.09	69.82	64.38	74.79	71.78
Revenue Growth (YoY)	48.79%	31.89%	8.46%	-13.92%	4.18%	94.59%
Compensation Expenses	42.84	42.29	35.21	25.75	24.49	21.74
Selling, General & Admin	5.42	5.51	6.92	8.27	7.66	2.55
Other Non-Interest Expenses	35.51	22.54	10.72	6.54	6.61	5.22
Total Non-Interest Expense	83.76	70.33	52.84	40.56	38.76	29.51
Pretax Income	20.13	21.76	16.99	23.81	36.03	42.27
Provision for Income Taxes	5.4	5.67	4.25	6.35	10.92	10.69
Net Income	14.73	16.09	12.74	17.46	25.12	31.58
Net Income to Common	14.73	16.09	12.74	17.46	25.12	31.58
Net Income Growth	15.60%	26.28%	-27.02%	-30.48%	-20.48%	182.04%
Shares Outstanding (Basic)	13	13	13	12	13	9
Shares Outstanding (Diluted)	14	14	13	13	13	9
Shares Change (YoY)	2.76%	2.54%	2.47%	-3.35%	46.65%	12.87%
EPS (Basic)	1.10	1.20	0.98	1.38	1.96	3.44
EPS (Diluted)	1.04	1.13	0.93	1.33	1.87	3.27
EPS Growth	11.83%	21.50%	-30.08%	-28.88%	-42.81%	155.47%
Shares Outstanding	13.71	13.66	13.21	12.26	-	-
Free Cash Flow	-	-34.19	-19.89	4.81	53.94	-11.57
Free Cash Flow Growth	-	-	-	-91.09%	-	-
Free Cash Flow Per Share	-	-2.52	-1.50	0.37	4.04	-1.27
Profit Margin	14.18%	17.47%	18.25%	27.12%	33.58%	44.00%
FCF Margin	-	-37.13%	-28.48%	7.47%	72.12%	-16.11%
EBITDA	-	4.86	5.29	3.81	2.11	1.04
EBITDA Margin	-	5.28%	7.57%	5.92%	2.82%	1.45%
Effective Tax Rate	26.83%	26.05%	25.00%	26.68%	30.30%	25.29%

Updated May 12, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q