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FinWise Bancorp (FINW)
NASDAQ: FINW · Real-Time Price · USD
14.24
+0.10 (0.71%)
Aug 20, 2026, 4:00 PM EDT - Market closed

FinWise Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
116.892.0969.8264.3874.7971.78
Revenue Growth
55.72%31.89%8.46%-13.92%4.18%94.86%
Net Income
13.2215.3912.3517.1724.9229.8
Earnings Per Share
0.961.130.931.331.873.27
EPS Growth
-0.16%21.51%-30.08%-28.88%-42.81%155.47%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Baas
62.64----
Traditional Banking
25.98----
Treasury and Administration
4.83----
Banking
-69.8264.3874.7971.78
Total
93.4469.8264.3874.7971.78

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
89.64159.3106.47116.98100.5785.75
Total Debt
4.014.565.36.497.331.05
Net Cash (Debt)
85.63154.74101.17110.4993.2384.7
Net Cash Growth
4.51%52.96%-8.43%18.51%10.07%-
Net Cash Per Share
6.2711.417.658.566.989.30

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5.53-28.42-14.9912.2761.15-9.23
Capital Expenditures
0.57-5.77-4.9-7.46-7.21-2.33
Free Cash Flow
6.1-34.19-19.894.8153.94-11.57
Free Cash Flow Growth
----91.09%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.31%16.71%17.69%26.67%33.32%41.52%
FCF Margin
5.22%-37.13%-28.48%7.47%72.13%-16.11%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.8415.8417.0910.414.785.91
Forward PE
18.0311.1218.6511.835.135.77
P/FCF Ratio
32.41--37.192.21-
PS Ratio
1.692.653.022.781.592.45