FinWise Bancorp (FINW)

NASDAQ: FINW · Real-Time Price · USD

13.68

+0.01 (0.07%)

At close: Nov 6, 2026, 4:00 PM EST

13.66

-0.02 (-0.16%)

After-hours: Nov 6, 2026, 7:30 PM EST

FinWise Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	142.48	92.09	69.82	64.38	74.79	71.78
Revenue Growth	77.64%	31.89%	8.46%	-13.92%	4.18%	94.86%
Net Income	18.61	15.39	12.35	17.17	24.92	29.8
Earnings Per Share	1.35	1.13	0.93	1.33	1.87	3.27
EPS Growth	28.61%	21.51%	-30.08%	-28.88%	-42.81%	155.47%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Baas	62.64	-	-	-	-
Traditional Banking	25.98	-	-	-	-
Treasury and Administration	4.83	-	-	-	-
Banking	-	69.82	64.38	74.79	71.78
Total	93.44	69.82	64.38	74.79	71.78

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	92.57	159.3	106.47	116.98	100.57	85.75
Total Debt	-	4.56	5.3	6.49	7.33	1.05
Net Cash (Debt)	92.57	154.74	101.17	110.49	93.23	84.7
Net Cash Growth	-8.25%	52.96%	-8.43%	18.51%	10.07%	-
Net Cash Per Share	6.78	11.41	7.65	8.56	6.98	9.30

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	-28.42	-14.99	12.27	61.15	-9.23
Capital Expenditures	-	-5.77	-4.9	-7.46	-7.21	-2.33
Free Cash Flow	-	-34.19	-19.89	4.81	53.94	-11.57
Free Cash Flow Growth	-	-	-	-91.09%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	13.06%	16.71%	17.69%	26.67%	33.32%	41.52%
FCF Margin	-	-37.13%	-28.48%	7.47%	72.13%	-16.11%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.12	15.84	17.09	10.41	4.78	5.91
Forward PE	13.75	11.12	18.65	11.83	5.13	5.77
P/FCF Ratio	30.82	-	-	37.19	2.21	-
PS Ratio	1.32	2.65	3.02	2.78	1.59	2.45