FinWise Bancorp (FINW)

FinWise Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	89.64	159.3	105.96	116.98	100.57	85.75
Investment Securities	-	9	50.2	19.59	4.8	5.9
Trading Asset Securities	-	-	0.51	-	-	-
Mortgage-Backed Securities	-	-	-	-	14.29	11.42
Total Investments	-	9	50.7	19.59	19.09	17.32
Gross Loans	603.29	607.92	465.34	372.22	236.6	207.96
Allowance for Loan Losses	-47.44	-36.8	-13.18	-12.89	-11.99	-9.86
Other Adjustments to Gross Loans	-9.45	-7.16	-4.25	-0.77	-0.4	-
Net Loans	546.41	563.96	447.92	358.56	224.22	198.1
Property, Plant & Equipment	11.11	18.08	17.29	18.92	14.52	3.29
Loans Held for Sale	175.22	146.47	91.59	47.51	23.59	60.75
Accrued Interest Receivable	0.5	3.71	3.57	3.57	1.82	1.55
Other Receivables	-	3.55	8.87	2.4	-	-
Restricted Cash	4	4.1	3.2	-	-	-
Long-Term Deferred Tax Assets	2.85	2.35	-	-	1.17	1.82
Other Long-Term Assets	95.59	66.19	16.53	18.45	15.36	11.25
Total Assets	925.31	977.14	745.98	586.22	400.78	380.21

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	571.6	572.52	407.27	307.35	162.48	137.64
Institutional Deposits	3.27	13.6	10.9	2	1.7	3.7
Non-Interest Bearing Deposits	118.93	168.44	126.78	95.49	78.82	110.55
Total Deposits	693.8	754.56	544.95	404.83	243	251.89
Short-Term Borrowings	0.03	0.15	-	-	-	-
Current Portion of Leases	1.19	1.21	-	-	-	-
Current Income Taxes Payable	-	0.84	4.42	1.87	1.08	0.23
Accrued Interest Payable	-	2.63	1.49	0.62	0.05	0.05
Long-Term Debt	-	-	-	0.19	0.31	1.05
Long-Term Leases	2.78	3.2	5.3	6.3	7.02	-
Long-Term Deferred Tax Liabilities	-	-	0.9	0.75	-	-
Other Long-Term Liabilities	28.32	21.35	15.19	16.61	8.86	11.55
Total Liabilities	726.12	783.94	572.26	431.17	260.32	264.77

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	62.36	60.96	56.93	51.2	54.61	54.84
Retained Earnings	136.8	132.2	116.59	103.84	85.83	60.59
Comprehensive Income & Other	0.01	0.03	0.19	-	-	-
Shareholders' Equity	199.19	193.2	173.72	155.06	140.46	115.44
Total Liabilities & Equity	925.31	977.14	745.98	586.22	400.78	380.21

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4.01	4.56	5.3	6.49	7.33	1.05
Net Cash (Debt)	85.63	154.74	101.17	110.49	93.23	84.7
Net Cash Growth	4.51%	52.96%	-8.43%	18.51%	10.07%	-
Net Cash Per Share	6.27	11.41	7.65	8.56	6.98	9.30
Filing Date Shares Outstanding	13.88	13.68	13.22	12.82	12.82	12.79
Total Common Shares Outstanding	13.69	13.66	13.21	12.49	12.83	12.77
Book Value Per Share	14.55	14.15	13.15	12.41	10.95	9.04
Tangible Book Value	199.19	193.2	173.72	155.06	140.46	115.44
Tangible Book Value Per Share	14.55	14.15	13.15	12.41	10.95	9.04

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 29, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

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