FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $187.66 million. The enterprise value is $94.02 million.
| Market Cap | 187.66M |
| Enterprise Value | 94.02M |
Important Dates
The last earnings date was Wednesday, July 29, 2026, after market close.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.69 million shares outstanding. The number of shares has increased by 1.56% in one year.
| Current Share Class | 13.69M |
| Shares Outstanding | 13.69M |
| Shares Change (YoY) | +1.56% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 34.41% |
| Owned by Institutions (%) | 28.25% |
| Float | 8.96M |
Valuation Ratios
The trailing PE ratio is 14.29 and the forward PE ratio is 17.35.
| PE Ratio | 14.29 |
| Forward PE | 17.35 |
| PS Ratio | 1.61 |
| Forward PS | 1.00 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 21.45 |
| P/OCF Ratio | 14.56 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.11 |
| EV / Sales | 0.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.75 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.17%.
| Return on Equity (ROE) | 7.17% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.14% |
| Revenue Per Employee | $567,000 |
| Profits Per Employee | $64,223 |
| Employee Count | 206 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.83 million in taxes.
| Income Tax | 4.83M |
| Effective Tax Rate | 26.09% |
Stock Price Statistics
The stock price has decreased by -24.21% in the last 52 weeks. The beta is 0.71, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | -24.21% |
| 50-Day Moving Average | 14.19 |
| 200-Day Moving Average | 16.21 |
| Relative Strength Index (RSI) | 44.49 |
| Average Volume (20 Days) | 28,897 |
Short Selling Information
The latest short interest is 132,695, so 0.97% of the outstanding shares have been sold short.
| Short Interest | 132,695 |
| Short Previous Month | 172,608 |
| Short % of Shares Out | 0.97% |
| Short % of Float | 1.48% |
| Short Ratio (days to cover) | 3.10 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $116.80 million and earned $13.23 million in profits. Earnings per share was $0.96.
| Revenue | 116.80M |
| Gross Profit | 116.80M |
| Operating Income | 18.50M |
| Pretax Income | 18.50M |
| Net Income | 13.23M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.96 |
Balance Sheet
The company has $93.64 million in cash and no debt, with a net cash position of $93.64 million or $6.84 per share.
| Cash & Cash Equivalents | 93.64M |
| Total Debt | n/a |
| Net Cash | 93.64M |
| Net Cash Per Share | $6.84 |
| Equity (Book Value) | 199.19M |
| Book Value Per Share | 14.55 |
| Working Capital | -424.94M |
Cash Flow
In the last 12 months, operating cash flow was $12.89 million and capital expenditures -$4.15 million, giving a free cash flow of $8.75 million.
| Operating Cash Flow | 12.89M |
| Capital Expenditures | -4.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 8.75M |
| FCF Per Share | $0.64 |
Margins
| Gross Margin | n/a |
| Operating Margin | 15.84% |
| Pretax Margin | 15.84% |
| Profit Margin | 11.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 8.29% |
Dividends & Yields
FinWise Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.56% |
| Shareholder Yield | -1.56% |
| Earnings Yield | 7.05% |
| FCF Yield | 4.66% |
Analyst Forecast
The average price target for FinWise Bancorp is $17.00, which is 24.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.00 |
| Price Target Difference | 24.00% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |