FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $185.44 million. The enterprise value is $102.56 million.
Important Dates
The last earnings date was Thursday, April 30, 2026, after market close.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.71 million shares outstanding. The number of shares has increased by 1.99% in one year.
| Current Share Class | 13.71M |
| Shares Outstanding | 13.71M |
| Shares Change (YoY) | +1.99% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 32.60% |
| Owned by Institutions (%) | 28.69% |
| Float | 9.24M |
Valuation Ratios
The trailing PE ratio is 12.31 and the forward PE ratio is 10.57.
| PE Ratio | 12.31 |
| Forward PE | 10.57 |
| PS Ratio | 1.81 |
| Forward PS | 0.77 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 21.84 |
| P/OCF Ratio | 14.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.82 |
| EV / Sales | 0.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.72 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.36%.
| Return on Equity (ROE) | 8.36% |
| Return on Assets (ROA) | 1.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.17% |
| Revenue Per Employee | $502,262 |
| Profits Per Employee | $71,576 |
| Employee Count | 210 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $5.49 million in taxes.
| Income Tax | 5.49M |
| Effective Tax Rate | 25.97% |
Stock Price Statistics
The stock price has decreased by -8.89% in the last 52 weeks. The beta is 0.75, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | -8.89% |
| 50-Day Moving Average | 15.38 |
| 200-Day Moving Average | 17.59 |
| Relative Strength Index (RSI) | 35.55 |
| Average Volume (20 Days) | 22,372 |
Short Selling Information
The latest short interest is 114,831, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 114,831 |
| Short Previous Month | 110,890 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.24% |
| Short Ratio (days to cover) | 9.75 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $105.48 million and earned $15.03 million in profits. Earnings per share was $1.10.
| Revenue | 105.48M |
| Gross Profit | 105.48M |
| Operating Income | 21.12M |
| Pretax Income | 21.12M |
| Net Income | 15.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.10 |
Full Income StatementBalance Sheet
The company has $92.85 million in cash and $4.34 million in debt, with a net cash position of $88.51 million or $6.46 per share.
| Cash & Cash Equivalents | 92.85M |
| Total Debt | 4.34M |
| Net Cash | 88.51M |
| Net Cash Per Share | $6.46 |
| Equity (Book Value) | 196.61M |
| Book Value Per Share | 14.34 |
| Working Capital | -445.07M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $12.89 million and capital expenditures -$4.15 million, giving a free cash flow of $8.75 million.
| Operating Cash Flow | 12.89M |
| Capital Expenditures | -4.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 8.75M |
| FCF Per Share | $0.64 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.03% |
| Pretax Margin | 20.03% |
| Profit Margin | 14.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 8.29% |
Dividends & Yields
FinWise Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.99% |
| Shareholder Yield | -1.99% |
| Earnings Yield | 7.87% |
| FCF Yield | 4.58% |
Analyst Forecast
The average price target for FinWise Bancorp is $19.00, which is 40.43% higher than the current price. The consensus rating is "Buy".
| Price Target | $19.00 |
| Price Target Difference | 40.43% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
