FinWise Bancorp (FINW)
NASDAQ: FINW · Real-Time Price · USD
14.12
-0.27 (-1.88%)
Sep 18, 2024, 4:00 PM EDT - Market closed

FinWise Bancorp Statistics

Total Valuation

FINW has a market cap or net worth of $186.54 million.

Market Cap 186.54M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 24, 2024, after market close.

Earnings Date Oct 24, 2024
Ex-Dividend Date n/a

Share Statistics

FINW has 13.21 million shares outstanding. The number of shares has decreased by -2.09% in one year.

Shares Outstanding 13.21M
Shares Change (YoY) -2.09%
Shares Change (QoQ) +0.52%
Owned by Insiders (%) 34.43%
Owned by Institutions (%) 22.13%
Float 8.66M

Valuation Ratios

The trailing PE ratio is 11.98 and the forward PE ratio is 16.81.

PE Ratio 11.98
Forward PE 16.81
PS Ratio 2.67
Forward PS 2.22
PB Ratio 1.14
P/FCF Ratio 28.23
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.88
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.87%.

Return on Equity (ROE) 9.87%
Return on Assets (ROA) 2.78%
Return on Capital (ROIC) n/a
Revenue Per Employee $414,494
Profits Per Employee $93,611
Employee Count 162
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FINW has paid $5.54 million in taxes.

Income Tax 5.54M
Effective Tax Rate 26.40%

Stock Price Statistics

The stock price has increased by +59.34% in the last 52 weeks. The beta is 0.69, so FINW's price volatility has been lower than the market average.

Beta (5Y) 0.69
52-Week Price Change +59.34%
50-Day Moving Average 12.51
200-Day Moving Average 11.53
Relative Strength Index (RSI) 76.76
Average Volume (20 Days) 9,717

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FINW had revenue of $67.15 million and earned $15.17 million in profits. Earnings per share was $1.18.

Revenue 67.15M
Gross Profit 67.15M
Operating Income 20.69M
Pretax Income 23.10M
Net Income 15.17M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.18
Full Income Statement

Balance Sheet

The company has $89.01 million in cash and $5.92 million in debt, giving a net cash position of $83.09 million or $6.29 per share.

Cash & Cash Equivalents 89.01M
Total Debt 5.92M
Net Cash 83.09M
Net Cash Per Share $6.29
Equity (Book Value) 165.80M
Book Value Per Share 12.61
Working Capital -269.29M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.20 million and capital expenditures -$5.46 million, giving a free cash flow of $6.74 million.

Operating Cash Flow 12.20M
Capital Expenditures -5.46M
Free Cash Flow 6.74M
FCF Per Share $0.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 30.81%
Pretax Margin 31.27%
Profit Margin 23.02%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 3.06%

Dividends & Yields

FINW does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.09%
Shareholder Yield 2.09%
Earnings Yield 7.98%
FCF Yield 3.54%

Analyst Forecast

The average price target for FINW is $17.00, which is 20.40% higher than the current price. The consensus rating is "Buy".

Price Target $17.00
Price Target Difference 20.40%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3