FinWise Bancorp Statistics
Total Valuation
FINW has a market cap or net worth of $194.86 million.
Important Dates
The next estimated earnings date is Thursday, October 24, 2024, after market close.
| Earnings Date | Oct 24, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
FINW has 13.21 million shares outstanding. The number of shares has decreased by -2.09% in one year.
| Shares Outstanding | 13.21M |
| Shares Change (YoY) | -2.09% |
| Shares Change (QoQ) | +0.52% |
| Owned by Insiders (%) | 34.43% |
| Owned by Institutions (%) | 22.13% |
| Float | 8.66M |
Valuation Ratios
The trailing PE ratio is 12.52 and the forward PE ratio is 17.56.
| PE Ratio | 12.52 |
| Forward PE | 17.56 |
| PS Ratio | 2.73 |
| Forward PS | 2.28 |
| PB Ratio | 1.17 |
| P/FCF Ratio | 28.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.87%.
| Return on Equity (ROE) | 9.87% |
| Return on Assets (ROA) | 2.78% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $414,494 |
| Profits Per Employee | $93,611 |
| Employee Count | 162 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINW has paid $5.54 million in taxes.
| Income Tax | 5.54M |
| Effective Tax Rate | 26.40% |
Stock Price Statistics
The stock price has increased by +62.98% in the last 52 weeks. The beta is 0.69, so FINW's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | +62.98% |
| 50-Day Moving Average | 12.59 |
| 200-Day Moving Average | 11.54 |
| Relative Strength Index (RSI) | 75.00 |
| Average Volume (20 Days) | 9,541 |
Short Selling Information
The latest short interest is 10,549, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 10,549 |
| Short Previous Month | 9,005 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 0.64 |
Income Statement
In the last 12 months, FINW had revenue of $67.15 million and earned $15.17 million in profits. Earnings per share was $1.18.
| Revenue | 67.15M |
| Gross Profit | 67.15M |
| Operating Income | 20.69M |
| Pretax Income | 23.10M |
| Net Income | 15.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.18 |
Full Income StatementBalance Sheet
The company has $89.01 million in cash and $5.92 million in debt, giving a net cash position of $83.09 million or $6.29 per share.
| Cash & Cash Equivalents | 89.01M |
| Total Debt | 5.92M |
| Net Cash | 83.09M |
| Net Cash Per Share | $6.29 |
| Equity (Book Value) | 165.80M |
| Book Value Per Share | 12.61 |
| Working Capital | -269.29M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $12.20 million and capital expenditures -$5.46 million, giving a free cash flow of $6.74 million.
| Operating Cash Flow | 12.20M |
| Capital Expenditures | -5.46M |
| Free Cash Flow | 6.74M |
| FCF Per Share | $0.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.81% |
| Pretax Margin | 31.27% |
| Profit Margin | 23.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 3.06% |