FinWise Bancorp (FINW)

NASDAQ: FINW · IEX Real-Time Price · USD
17.00 -0.01 (-0.06%)
Jan 21, 2022 4:00 PM EST - Market closed

Total Valuation

FINW has a market cap or net worth of $208.18 million. The enterprise value is $169.90 million.

Market Cap208.18M
Enterprise Value169.90M

Important Dates

Earnings Daten/a
Ex-Dividend Daten/a

Share Statistics

FINW has 12.25 million shares outstanding.

Shares Outstanding12.25M
Shares Change (YoY)n/a
Shares Change (QoQ)n/a
Owned by Insiders (%)39.97%
Owned by Institutions (%)4.79%
Float4.68M

Valuation Ratios

PE Ratio14.19
Forward PEn/a
PS Ratio4.45
PB Ratio0.75
P/FCF Ration/a
PEG Ration/a
Financial Ratio History

Enterprise Valuation

EV / Earnings11.58
EV / Sales3.63
EV / EBITDA8.02
EV / EBIT8.52
EV / FCFn/a

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.29.

Current Ration/a
Quick Ration/a
Debt / Equity0.29
Debt / EBITDA3.76
Debt / FCFn/a

Financial Efficiency

Return on Equity (ROE)n/a
Return on Assets (ROA)n/a
Return on Capital (ROIC)n/a
Revenue Per Employee$477,694
Profits Per Employee$149,745
Employee Count98
Asset Turnovern/a
Inventory Turnovern/a

Taxes

In the past 12 months, FINW has paid $5.27 million in taxes.

Income Tax5.27M
Effective Tax Rate26.42%

Stock Price Statistics

Beta (1Y)n/a
Total Price Change+61.90%
50-Day Moving Average14.38
200-Day Moving Average14.08
Average Volume (30 Days)n/a

Short Selling Information

Short Interest10,367
Short % of Shares Out0.08%
Short % of Float0.22%
Short Ratio (days to cover)0.16

Income Statement

In the last 12 months, FINW had revenue of $46.81 million and earned 14.68 million in profits. Earnings per share was $1.20.

Revenue46.81M
Gross Profit46.81M
Operating Income19.94M
Pretax Income19.94M
Net Income14.68M
EBITDA21.19M
EBIT19.94M
Earnings Per Share (EPS)$1.20
Full Income Statement

Balance Sheet

The company has $117.99 million in cash and $79.70 million in debt, giving a net cash position of $38.29 million or $3.13 per share.

Cash & Cash Equivalents117.99M
Total Debt79.70M
Net Cash38.29M
Net Cash Per Share$3.13
Book Value277.74M
Book Value Per Share22.68
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$11.89 million and capital expenditures -$807,000, giving a free cash flow of -$12.70 million.

Operating Cash Flow-11.89M
Capital Expenditures-807,000
Free Cash Flow-12.70M
FCF Per Sharen/a
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 42.60% and 31.35%.

Gross Margin100.00%
Operating Margin42.60%
Pretax Margin42.60%
Profit Margin31.35%
EBITDA Margin45.26%
EBIT Margin42.60%
FCF Margin-27.12%

Dividends & Yields

FINW does not appear to pay any dividends at this time.

Dividend Per Sharen/a
Dividend Yieldn/a
Earnings Yield7.05%
FCF Yield-6.10%
Dividend Growth (YoY)n/a
Payout Ration/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Daten/a
Split Typen/a
Split Ration/a