FinWise Bancorp (FINW)

FinWise Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	105.63	109.16	116.98	100.57	85.75	47.38
Investment Securities	46.98	7.67	19.59	4.8	5.9	3.77
Mortgage-Backed Securities	-	-	-	14.29	11.42	-
Total Investments	46.98	7.67	19.59	19.09	17.32	3.77
Gross Loans	570.54	465.34	372.22	236.6	207.96	240.83
Allowance for Loan Losses	-25.78	-13.18	-12.89	-11.99	-9.86	-6.2
Other Adjustments to Gross Loans	-	-4.25	-0.77	-0.4	-	-2.56
Net Loans	544.76	447.92	358.56	224.22	198.1	232.07
Property, Plant & Equipment	19.2	19.89	18.92	14.52	3.29	1.26
Loans Held for Sale	156.72	91.59	47.51	23.59	60.75	20.95
Accrued Interest Receivable	1.96	3.57	3.57	1.82	1.55	1.63
Other Receivables	3.31	8.87	2.4	-	-	-
Long-Term Deferred Tax Assets	1.08	-	-	1.17	1.82	0.45
Other Long-Term Assets	19.85	56.96	18.45	15.36	11.25	9.79
Total Assets	899.93	745.98	586.22	400.78	380.21	317.52
Interest Bearing Deposits	551.71	414.97	307.35	162.48	137.64	73.31
Institutional Deposits	-	3.2	2	1.7	3.7	3.1
Non-Interest Bearing Deposits	130.6	126.78	95.49	78.82	110.55	88.07
Total Deposits	682.31	544.95	404.83	243	251.89	164.48
Current Portion of Leases	-	1.12	-	-	-	-
Current Income Taxes Payable	0.84	4.42	1.87	1.08	0.23	0.71
Accrued Interest Payable	4.52	1.49	0.62	0.05	0.05	0.2
Long-Term Debt	-	0.06	0.19	0.31	1.05	101.01
Long-Term Leases	4.68	4.18	6.3	7.02	-	-
Long-Term Deferred Tax Liabilities	-	0.9	0.75	-	-	-
Other Long-Term Liabilities	19.81	15.12	16.61	8.86	11.55	5.26
Total Liabilities	712.16	572.26	431.17	260.32	264.77	271.64
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	59.42	56.93	51.2	54.61	54.84	16.85
Retained Earnings	128.28	116.59	103.84	85.83	60.59	29.01
Comprehensive Income & Other	0.05	0.19	-	-	-	-
Shareholders' Equity	187.77	173.72	155.06	140.46	115.44	45.87
Total Liabilities & Equity	899.93	745.98	586.22	400.78	380.21	317.52
Total Debt	4.68	5.37	6.49	7.33	1.05	101.01
Net Cash (Debt)	100.94	103.8	110.49	93.23	84.7	-53.62
Net Cash Growth	25.99%	-6.06%	18.51%	10.07%	-	-
Net Cash Per Share	7.48	7.85	8.56	6.98	9.30	-6.65
Filing Date Shares Outstanding	13.57	13.22	12.82	12.82	12.79	8.72
Total Common Shares Outstanding	13.57	13.21	12.49	12.83	12.77	8.66
Book Value Per Share	13.84	13.15	12.41	10.95	9.04	5.30
Tangible Book Value	187.77	173.72	155.06	140.46	115.44	45.87
Tangible Book Value Per Share	13.84	13.15	12.41	10.95	9.04	5.30

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q