FinWise Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	163.4	109.16	116.98	100.57	85.75
Investment Securities	46.68	7.7	19.59	4.8	5.9
Mortgage-Backed Securities	-	-	-	14.29	11.42
Total Investments	46.68	7.7	19.59	19.09	17.32
Gross Loans	610.54	465.34	372.22	236.6	207.96
Allowance for Loan Losses	-36.8	-13.18	-12.89	-11.99	-9.86
Other Adjustments to Gross Loans	-	-4.25	-0.77	-0.4	-
Net Loans	573.75	447.92	358.56	224.22	198.1
Property, Plant & Equipment	18.08	19.89	18.92	14.52	3.29
Loans Held for Sale	146.47	91.59	47.51	23.59	60.75
Accrued Interest Receivable	3.71	3.57	3.57	1.82	1.55
Other Receivables	3.55	8.87	2.4	-	-
Long-Term Deferred Tax Assets	2.35	-	-	1.17	1.82
Other Long-Term Assets	18.72	56.93	18.45	15.36	11.25
Total Assets	977.14	745.98	586.22	400.78	380.21
Interest Bearing Deposits	586.12	414.97	307.35	162.48	137.64
Institutional Deposits	-	3.2	2	1.7	3.7
Non-Interest Bearing Deposits	168.44	126.78	95.49	78.82	110.55
Total Deposits	754.56	544.95	404.83	243	251.89
Current Portion of Leases	-	1.12	-	-	-
Current Income Taxes Payable	0.84	4.42	1.87	1.08	0.23
Accrued Interest Payable	2.63	1.49	0.62	0.05	0.05
Long-Term Debt	-	0.06	0.19	0.31	1.05
Long-Term Leases	4.41	4.18	6.3	7.02	-
Long-Term Deferred Tax Liabilities	-	0.9	0.75	-	-
Other Long-Term Liabilities	21.5	15.12	16.61	8.86	11.55
Total Liabilities	783.94	572.26	431.17	260.32	264.77
Common Stock	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	60.96	56.93	51.2	54.61	54.84
Retained Earnings	132.2	116.59	103.84	85.83	60.59
Comprehensive Income & Other	0.03	0.19	-	-	-
Shareholders' Equity	193.2	173.72	155.06	140.46	115.44
Total Liabilities & Equity	977.14	745.98	586.22	400.78	380.21
Total Debt	4.41	5.37	6.49	7.33	1.05
Net Cash (Debt)	158.99	103.8	110.49	93.23	84.7
Net Cash Growth	53.18%	-6.06%	18.51%	10.07%	-
Net Cash Per Share	11.72	7.85	8.56	6.98	9.30
Filing Date Shares Outstanding	13.66	13.22	12.82	12.82	12.79
Total Common Shares Outstanding	13.66	13.21	12.49	12.83	12.77
Book Value Per Share	14.15	13.15	12.41	10.95	9.04
Tangible Book Value	193.2	173.72	155.06	140.46	115.44
Tangible Book Value Per Share	14.15	13.15	12.41	10.95	9.04

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q