FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $220.88 million. The enterprise value is $62.04 million.
Important Dates
The next confirmed earnings date is Thursday, April 30, 2026, after market close.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.68 million shares outstanding. The number of shares has increased by 2.54% in one year.
| Current Share Class | 13.68M |
| Shares Outstanding | 13.68M |
| Shares Change (YoY) | +2.54% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 31.11% |
| Owned by Institutions (%) | 29.83% |
| Float | 9.42M |
Valuation Ratios
The trailing PE ratio is 14.29 and the forward PE ratio is 9.74.
| PE Ratio | 14.29 |
| Forward PE | 9.74 |
| PS Ratio | 2.40 |
| Forward PS | 0.92 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.03 |
| EV / Sales | 0.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.77%.
| Return on Equity (ROE) | 8.77% |
| Return on Assets (ROA) | 1.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.69% |
| Revenue Per Employee | $465,116 |
| Profits Per Employee | $77,707 |
| Employee Count | 198 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $5.67 million in taxes.
| Income Tax | 5.67M |
| Effective Tax Rate | 26.05% |
Stock Price Statistics
The stock price has increased by +12.15% in the last 52 weeks. The beta is 0.84, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +12.15% |
| 50-Day Moving Average | 16.70 |
| 200-Day Moving Average | 17.69 |
| Relative Strength Index (RSI) | 50.97 |
| Average Volume (20 Days) | 11,433 |
Short Selling Information
The latest short interest is 125,147, so 0.92% of the outstanding shares have been sold short.
| Short Interest | 125,147 |
| Short Previous Month | 98,444 |
| Short % of Shares Out | 0.92% |
| Short % of Float | 1.33% |
| Short Ratio (days to cover) | 10.99 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $92.09 million and earned $15.39 million in profits. Earnings per share was $1.13.
| Revenue | 92.09M |
| Gross Profit | 92.09M |
| Operating Income | 21.76M |
| Pretax Income | 21.76M |
| Net Income | 15.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.13 |
Full Income StatementBalance Sheet
The company has $163.40 million in cash and $4.56 million in debt, with a net cash position of $158.84 million or $11.61 per share.
| Cash & Cash Equivalents | 163.40M |
| Total Debt | 4.56M |
| Net Cash | 158.84M |
| Net Cash Per Share | $11.61 |
| Equity (Book Value) | 193.20M |
| Book Value Per Share | 14.15 |
| Working Capital | -442.27M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$28.42 million and capital expenditures -$5.77 million, giving a free cash flow of -$34.19 million.
| Operating Cash Flow | -28.42M |
| Capital Expenditures | -5.77M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | -34.19M |
| FCF Per Share | -$2.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.63% |
| Pretax Margin | 23.63% |
| Profit Margin | 17.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
