FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $193.23 million. The enterprise value is $79.24 million.
Important Dates
The last earnings date was Wednesday, April 30, 2025, after market close.
Earnings Date | Apr 30, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.22 million shares outstanding. The number of shares has increased by 3.59% in one year.
Current Share Class | 13.22M |
Shares Outstanding | 13.22M |
Shares Change (YoY) | +3.59% |
Shares Change (QoQ) | +0.68% |
Owned by Insiders (%) | 32.84% |
Owned by Institutions (%) | 26.98% |
Float | 8.88M |
Valuation Ratios
The trailing PE ratio is 16.15 and the forward PE ratio is 12.84.
PE Ratio | 16.15 |
Forward PE | 12.84 |
PS Ratio | 2.58 |
Forward PS | 1.87 |
PB Ratio | 1.10 |
P/TBV Ratio | 1.10 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 6.09 |
EV / Sales | 1.10 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.42%.
Return on Equity (ROE) | 7.42% |
Return on Assets (ROA) | 1.78% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $367,633 |
Profits Per Employee | $66,357 |
Employee Count | 196 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.30 million in taxes.
Income Tax | 4.30M |
Effective Tax Rate | 25.42% |
Stock Price Statistics
The stock price has increased by +36.36% in the last 52 weeks. The beta is 0.87, so FinWise Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.87 |
52-Week Price Change | +36.36% |
50-Day Moving Average | 16.30 |
200-Day Moving Average | 16.05 |
Relative Strength Index (RSI) | 44.76 |
Average Volume (20 Days) | 24,924 |
Short Selling Information
The latest short interest is 46,968, so 0.36% of the outstanding shares have been sold short.
Short Interest | 46,968 |
Short Previous Month | 48,544 |
Short % of Shares Out | 0.36% |
Short % of Float | 0.53% |
Short Ratio (days to cover) | 2.18 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $72.06 million and earned $13.01 million in profits. Earnings per share was $0.91.
Revenue | 72.06M |
Gross Profit | 72.06M |
Operating Income | 16.92M |
Pretax Income | 23.10M |
Net Income | 13.01M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.91 |
Full Income Statement Balance Sheet
The company has $120.27 million in cash and $5.23 million in debt, giving a net cash position of $115.05 million or $8.70 per share.
Cash & Cash Equivalents | 120.27M |
Total Debt | 5.23M |
Net Cash | 115.05M |
Net Cash Per Share | $8.70 |
Equity (Book Value) | 177.36M |
Book Value Per Share | 13.42 |
Working Capital | -364.37M |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 23.48% |
Pretax Margin | 23.48% |
Profit Margin | 17.51% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |