FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $184.74 million. The enterprise value is $69.70 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.21 million shares outstanding. The number of shares has increased by 3.59% in one year.
| Current Share Class | 13.21M |
| Shares Outstanding | 13.21M |
| Shares Change (YoY) | +3.59% |
| Shares Change (QoQ) | +0.68% |
| Owned by Insiders (%) | 35.46% |
| Owned by Institutions (%) | 28.81% |
| Float | 8.53M |
Valuation Ratios
The trailing PE ratio is 15.36 and the forward PE ratio is 12.05.
| PE Ratio | 15.36 |
| Forward PE | 12.05 |
| PS Ratio | 2.46 |
| Forward PS | 1.84 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.39 |
| EV / Sales | 0.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.42%.
| Return on Equity (ROE) | 7.42% |
| Return on Assets (ROA) | 1.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $367,633 |
| Profits Per Employee | $66,010 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.30 million in taxes.
| Income Tax | 4.30M |
| Effective Tax Rate | 25.42% |
Stock Price Statistics
The stock price has increased by +38.74% in the last 52 weeks. The beta is 0.80, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +38.74% |
| 50-Day Moving Average | 14.61 |
| 200-Day Moving Average | 16.38 |
| Relative Strength Index (RSI) | 42.79 |
| Average Volume (20 Days) | 21,528 |
Short Selling Information
The latest short interest is 59,753, so 0.45% of the outstanding shares have been sold short.
| Short Interest | 59,753 |
| Short Previous Month | 57,757 |
| Short % of Shares Out | 0.45% |
| Short % of Float | 0.70% |
| Short Ratio (days to cover) | 3.63 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $72.06 million and earned $12.94 million in profits. Earnings per share was $0.91.
| Revenue | 72.06M |
| Gross Profit | 72.06M |
| Operating Income | 16.92M |
| Pretax Income | 23.10M |
| Net Income | 12.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.91 |
Full Income StatementBalance Sheet
The company has $120.27 million in cash and $5.23 million in debt, giving a net cash position of $115.05 million or $8.71 per share.
| Cash & Cash Equivalents | 120.27M |
| Total Debt | 5.23M |
| Net Cash | 115.05M |
| Net Cash Per Share | $8.71 |
| Equity (Book Value) | 177.36M |
| Book Value Per Share | 13.42 |
| Working Capital | -364.37M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$38.36 million and capital expenditures -$5.35 million, giving a free cash flow of -$43.70 million.
| Operating Cash Flow | -38.36M |
| Capital Expenditures | -5.35M |
| Free Cash Flow | -43.70M |
| FCF Per Share | -$3.31 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.48% |
| Pretax Margin | 23.48% |
| Profit Margin | 17.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FinWise Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.59% |
| Shareholder Yield | -3.59% |
| Earnings Yield | 7.00% |
| FCF Yield | -23.66% |
Analyst Forecast
The average price target for FinWise Bancorp is $20.75, which is 47.79% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.75 |
| Price Target Difference | 47.79% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
