FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $225.13 million. The enterprise value is $121.33 million.
Important Dates
The next estimated earnings date is Monday, April 28, 2025, after market close.
| Earnings Date | Apr 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.21 million shares outstanding. The number of shares has increased by 2.47% in one year.
| Current Share Class | 13.21M |
| Shares Outstanding | 13.21M |
| Shares Change (YoY) | +2.47% |
| Shares Change (QoQ) | +1.02% |
| Owned by Insiders (%) | 32.25% |
| Owned by Institutions (%) | 26.73% |
| Float | 8.95M |
Valuation Ratios
The trailing PE ratio is 18.32 and the forward PE ratio is 15.17.
| PE Ratio | 18.32 |
| Forward PE | 15.17 |
| PS Ratio | 3.08 |
| Forward PS | 2.25 |
| PB Ratio | 1.30 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.52 |
| EV / Sales | 1.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.75%.
| Return on Equity (ROE) | 7.75% |
| Return on Assets (ROA) | 1.91% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $356,245 |
| Profits Per Employee | $65,010 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.25 million in taxes.
| Income Tax | 4.25M |
| Effective Tax Rate | 25.00% |
Stock Price Statistics
The stock price has increased by +69.89% in the last 52 weeks. The beta is 0.79, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +69.89% |
| 50-Day Moving Average | 18.31 |
| 200-Day Moving Average | 15.53 |
| Relative Strength Index (RSI) | 36.71 |
| Average Volume (20 Days) | 17,802 |
Short Selling Information
The latest short interest is 44,525, so 0.34% of the outstanding shares have been sold short.
| Short Interest | 44,525 |
| Short Previous Month | 47,047 |
| Short % of Shares Out | 0.34% |
| Short % of Float | 0.50% |
| Short Ratio (days to cover) | 1.68 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $69.82 million and earned $12.74 million in profits. Earnings per share was $0.93.
| Revenue | 69.82M |
| Gross Profit | 69.82M |
| Operating Income | 16.99M |
| Pretax Income | 23.10M |
| Net Income | 12.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.93 |
Full Income StatementBalance Sheet
The company has $109.16 million in cash and $5.37 million in debt, giving a net cash position of $103.80 million or $7.86 per share.
| Cash & Cash Equivalents | 109.16M |
| Total Debt | 5.37M |
| Net Cash | 103.80M |
| Net Cash Per Share | $7.86 |
| Equity (Book Value) | 173.72M |
| Book Value Per Share | 13.15 |
| Working Capital | -429.27M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.33% |
| Pretax Margin | 24.33% |
| Profit Margin | 18.25% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |