FinWise Bancorp Statistics
Total Valuation
FINW has a market cap or net worth of $234.23 million.
Important Dates
The next estimated earnings date is Monday, January 27, 2025, after market close.
| Earnings Date | Jan 27, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FINW has 13.21 million shares outstanding. The number of shares has decreased by -0.24% in one year.
| Current Share Class | 13.21M |
| Shares Outstanding | 13.21M |
| Shares Change (YoY) | -0.24% |
| Shares Change (QoQ) | +1.13% |
| Owned by Insiders (%) | 34.65% |
| Owned by Institutions (%) | 25.29% |
| Float | 8.63M |
Valuation Ratios
The trailing PE ratio is 16.64 and the forward PE ratio is 19.65.
| PE Ratio | 16.64 |
| Forward PE | 19.65 |
| PS Ratio | 3.35 |
| Forward PS | 2.77 |
| PB Ratio | 1.44 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.80%.
| Return on Equity (ROE) | 8.80% |
| Return on Assets (ROA) | 2.28% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $429,068 |
| Profits Per Employee | $84,938 |
| Employee Count | 162 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINW has paid $5.00 million in taxes.
| Income Tax | 5.00M |
| Effective Tax Rate | 26.19% |
Stock Price Statistics
The stock price has increased by +48.10% in the last 52 weeks. The beta is 0.73, so FINW's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +48.10% |
| 50-Day Moving Average | 16.66 |
| 200-Day Moving Average | 12.42 |
| Relative Strength Index (RSI) | 50.68 |
| Average Volume (20 Days) | 19,116 |
Short Selling Information
The latest short interest is 43,619, so 0.33% of the outstanding shares have been sold short.
| Short Interest | 43,619 |
| Short Previous Month | 45,076 |
| Short % of Shares Out | 0.33% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 2.76 |
Income Statement
In the last 12 months, FINW had revenue of $69.51 million and earned $13.76 million in profits. Earnings per share was $1.06.
| Revenue | 69.51M |
| Gross Profit | 69.51M |
| Operating Income | 18.73M |
| Pretax Income | 23.10M |
| Net Income | 13.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.06 |
Full Income StatementBalance Sheet
The company has $85.77 million in cash and $5.65 million in debt, giving a net cash position of $80.12 million or $6.06 per share.
| Cash & Cash Equivalents | 85.77M |
| Total Debt | 5.65M |
| Net Cash | 80.12M |
| Net Cash Per Share | $6.06 |
| Equity (Book Value) | 170.37M |
| Book Value Per Share | 12.90 |
| Working Capital | -313.12M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$5.92 million and capital expenditures -$5.96 million, giving a free cash flow of -$11.88 million.
| Operating Cash Flow | -5.92M |
| Capital Expenditures | -5.96M |
| Free Cash Flow | -11.88M |
| FCF Per Share | -$0.90 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.95% |
| Pretax Margin | 27.49% |
| Profit Margin | 20.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 3.06% |