FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $266.98 million. The enterprise value is $175.37 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.52 million shares outstanding. The number of shares has increased by 4.20% in one year.
| Current Share Class | 13.52M |
| Shares Outstanding | 13.52M |
| Shares Change (YoY) | +4.20% |
| Shares Change (QoQ) | -0.08% |
| Owned by Insiders (%) | 34.77% |
| Owned by Institutions (%) | 30.33% |
| Float | 8.82M |
Valuation Ratios
The trailing PE ratio is 20.05 and the forward PE ratio is 14.24.
| PE Ratio | 20.05 |
| Forward PE | 14.24 |
| PS Ratio | 3.26 |
| Forward PS | 2.16 |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.74 |
| EV / Sales | 2.34 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.78%.
| Return on Equity (ROE) | 7.78% |
| Return on Assets (ROA) | 1.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $382,648 |
| Profits Per Employee | $70,235 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.63 million in taxes.
| Income Tax | 4.63M |
| Effective Tax Rate | 25.50% |
Stock Price Statistics
The stock price has increased by +35.92% in the last 52 weeks. The beta is 0.83, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +35.92% |
| 50-Day Moving Average | 17.81 |
| 200-Day Moving Average | 16.82 |
| Relative Strength Index (RSI) | 56.14 |
| Average Volume (20 Days) | 11,967 |
Short Selling Information
The latest short interest is 186,957, so 1.38% of the outstanding shares have been sold short.
| Short Interest | 186,957 |
| Short Previous Month | 204,975 |
| Short % of Shares Out | 1.38% |
| Short % of Float | 2.12% |
| Short Ratio (days to cover) | 10.85 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $75.00 million and earned $13.77 million in profits. Earnings per share was $0.96.
| Revenue | 75.00M |
| Gross Profit | 75.00M |
| Operating Income | 18.17M |
| Pretax Income | 23.10M |
| Net Income | 13.77M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.96 |
Full Income StatementBalance Sheet
The company has $90.10 million in cash and $4.96 million in debt, giving a net cash position of $85.14 million or $6.30 per share.
| Cash & Cash Equivalents | 90.10M |
| Total Debt | 4.96M |
| Net Cash | 85.14M |
| Net Cash Per Share | $6.30 |
| Equity (Book Value) | 181.96M |
| Book Value Per Share | 13.51 |
| Working Capital | -396.26M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$49.12 million and capital expenditures -$8.64 million, giving a free cash flow of -$57.76 million.
| Operating Cash Flow | -49.12M |
| Capital Expenditures | -8.64M |
| Free Cash Flow | -57.76M |
| FCF Per Share | -$4.27 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.22% |
| Pretax Margin | 24.22% |
| Profit Margin | 18.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FinWise Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.20% |
| Shareholder Yield | -4.20% |
| Earnings Yield | 5.28% |
| FCF Yield | -22.17% |
Analyst Forecast
The average price target for FinWise Bancorp is $20.75, which is 5.07% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.75 |
| Price Target Difference | 5.07% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
