FinWise Bancorp (FINW)
NASDAQ: FINW · Real-Time Price · USD
14.62
-0.08 (-0.54%)
May 9, 2025, 10:03 AM - Market open

FinWise Bancorp Statistics

Total Valuation

FinWise Bancorp has a market cap or net worth of $193.23 million. The enterprise value is $79.24 million.

Market Cap 193.23M
Enterprise Value 79.24M

Important Dates

The last earnings date was Wednesday, April 30, 2025, after market close.

Earnings Date Apr 30, 2025
Ex-Dividend Date n/a

Share Statistics

FinWise Bancorp has 13.22 million shares outstanding. The number of shares has increased by 3.59% in one year.

Current Share Class 13.22M
Shares Outstanding 13.22M
Shares Change (YoY) +3.59%
Shares Change (QoQ) +0.68%
Owned by Insiders (%) 32.84%
Owned by Institutions (%) 26.98%
Float 8.88M

Valuation Ratios

The trailing PE ratio is 16.15 and the forward PE ratio is 12.84.

PE Ratio 16.15
Forward PE 12.84
PS Ratio 2.58
Forward PS 1.87
PB Ratio 1.10
P/TBV Ratio 1.10
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.09
EV / Sales 1.10
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.42%.

Return on Equity (ROE) 7.42%
Return on Assets (ROA) 1.78%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $367,633
Profits Per Employee $66,357
Employee Count 196
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FinWise Bancorp has paid $4.30 million in taxes.

Income Tax 4.30M
Effective Tax Rate 25.42%

Stock Price Statistics

The stock price has increased by +36.36% in the last 52 weeks. The beta is 0.87, so FinWise Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change +36.36%
50-Day Moving Average 16.30
200-Day Moving Average 16.05
Relative Strength Index (RSI) 44.76
Average Volume (20 Days) 24,924

Short Selling Information

The latest short interest is 46,968, so 0.36% of the outstanding shares have been sold short.

Short Interest 46,968
Short Previous Month 48,544
Short % of Shares Out 0.36%
Short % of Float 0.53%
Short Ratio (days to cover) 2.18

Income Statement

In the last 12 months, FinWise Bancorp had revenue of $72.06 million and earned $13.01 million in profits. Earnings per share was $0.91.

Revenue 72.06M
Gross Profit 72.06M
Operating Income 16.92M
Pretax Income 23.10M
Net Income 13.01M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.91
Full Income Statement

Balance Sheet

The company has $120.27 million in cash and $5.23 million in debt, giving a net cash position of $115.05 million or $8.70 per share.

Cash & Cash Equivalents 120.27M
Total Debt 5.23M
Net Cash 115.05M
Net Cash Per Share $8.70
Equity (Book Value) 177.36M
Book Value Per Share 13.42
Working Capital -364.37M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 23.48%
Pretax Margin 23.48%
Profit Margin 17.51%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

FinWise Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -3.59%
Shareholder Yield n/a
Earnings Yield 6.69%
FCF Yield n/a

Analyst Forecast

The average price target for FinWise Bancorp is $20.75, which is 41.93% higher than the current price. The consensus rating is "Buy".

Price Target $20.75
Price Target Difference 41.93%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2