FinWise Bancorp Statistics

Total Valuation

FINW has a market cap or net worth of $148.15 million. The enterprise value is $38.56 million.

Market Cap	148.15M
Enterprise Value	38.56M

Important Dates

The next confirmed earnings date is Thursday, July 25, 2024, after market close.

Earnings Date	Jul 25, 2024
Ex-Dividend Date	n/a

Share Statistics

FINW has 12.79 million shares outstanding. The number of shares has decreased by -0.99% in one year.

Shares Outstanding	12.79M
Shares Change (YoY)	-0.99%
Shares Change (QoQ)	+3.41%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.98 and the forward PE ratio is 15.04.

PE Ratio	8.98
Forward PE	15.04
PS Ratio	2.23
Forward PS	1.80
PB Ratio	0.91
P/FCF Ratio	73.02
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.37, with an EV/FCF ratio of 19.01.

EV / Earnings	2.28
EV / Sales	0.58
EV / EBITDA	1.37
EV / EBIT	1.67
EV / FCF	19.01

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.04
Debt / EBITDA	0.22
Debt / FCF	3.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.00% and return on invested capital (ROIC) is 10.03%.

Return on Equity (ROE)	11.00%
Return on Assets (ROA)	3.00%
Return on Capital (ROIC)	10.03%
Revenue Per Employee	$409,599
Profits Per Employee	$104,407
Employee Count	162
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, FINW has paid $6.18 million in taxes.

Income Tax	6.18M
Effective Tax Rate	26.77%

Stock Price Statistics

The stock price has increased by +32.12% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+32.12%
50-Day Moving Average	10.47
200-Day Moving Average	10.87
Relative Strength Index (RSI)	71.96
Average Volume (20 Days)	6,614

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FINW had revenue of $66.36 million and earned $16.91 million in profits. Earnings per share was $1.29.

Revenue	66.36M
Gross Profit	66.36M
Operating Income	23.10M
Pretax Income	23.10M
Net Income	16.91M
EBITDA	28.10M
EBIT	23.10M
Earnings Per Share (EPS)	$1.29

Full Income Statement

Balance Sheet

The company has $115.79 million in cash and $6.20 million in debt, giving a net cash position of $109.59 million or $8.57 per share.

Cash & Cash Equivalents	115.79M
Total Debt	6.20M
Net Cash	109.59M
Net Cash Per Share	$8.57
Equity (Book Value)	162.48M
Book Value Per Share	12.70
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $10.50 million and capital expenditures -$8.47 million, giving a free cash flow of $2.03 million.

Operating Cash Flow	10.50M
Capital Expenditures	-8.47M
Free Cash Flow	2.03M
FCF Per Share	$0.16

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 34.81% and 25.49%.

Gross Margin	100.00%
Operating Margin	34.81%
Pretax Margin	34.81%
Profit Margin	25.49%
EBITDA Margin	42.35%
EBIT Margin	34.81%
FCF Margin	3.06%

Dividends & Yields

FINW does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.99%
Shareholder Yield	0.99%
Earnings Yield	11.42%
FCF Yield	1.37%

Analyst Forecast

The average price target for FINW is $17.00, which is 46.81% higher than the current price. The consensus rating is "Buy".

Price Target	$17.00
Price Target Difference	46.81%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4