FinWise Bancorp (FINW)

FinWise Bancorp Statistics

Total Valuation

FinWise Bancorp has a market cap or net worth of $260.97 million. The enterprise value is $158.13 million.

Market Cap	260.97M
Enterprise Value	158.13M

Important Dates

The last earnings date was Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	n/a

Share Statistics

FinWise Bancorp has 13.57 million shares outstanding. The number of shares has increased by 3.87% in one year.

Current Share Class	13.57M
Shares Outstanding	13.57M
Shares Change (YoY)	+3.87%
Shares Change (QoQ)	+1.06%
Owned by Insiders (%)	33.24%
Owned by Institutions (%)	30.09%
Float	9.06M

Valuation Ratios

The trailing PE ratio is 18.24 and the forward PE ratio is 12.78.

PE Ratio	18.24
Forward PE	12.78
PS Ratio	2.99
Forward PS	1.84
PB Ratio	1.36
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.30
EV / Sales	1.97
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.36%.

Return on Equity (ROE)	8.36%
Return on Assets (ROA)	1.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$409,179
Profits Per Employee	$78,296
Employee Count	196
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FinWise Bancorp has paid $5.00 million in taxes.

Income Tax	5.00M
Effective Tax Rate	25.02%

Stock Price Statistics

The stock price has increased by +10.39% in the last 52 weeks. The beta is 0.82, so FinWise Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+10.39%
50-Day Moving Average	19.16
200-Day Moving Average	17.22
Relative Strength Index (RSI)	55.55
Average Volume (20 Days)	13,208

Short Selling Information

The latest short interest is 148,218, so 1.09% of the outstanding shares have been sold short.

Short Interest	148,218
Short Previous Month	191,803
Short % of Shares Out	1.09%
Short % of Float	1.64%
Short Ratio (days to cover)	7.81

Income Statement

In the last 12 months, FinWise Bancorp had revenue of $80.20 million and earned $15.35 million in profits. Earnings per share was $1.05.

Revenue	80.20M
Gross Profit	80.20M
Operating Income	19.97M
Pretax Income	19.97M
Net Income	15.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.05

Balance Sheet

The company has $105.63 million in cash and $4.68 million in debt, giving a net cash position of $100.94 million or $7.44 per share.

Cash & Cash Equivalents	105.63M
Total Debt	4.68M
Net Cash	100.94M
Net Cash Per Share	$7.44
Equity (Book Value)	187.77M
Book Value Per Share	13.84
Working Capital	-420.05M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	24.89%
Pretax Margin	24.89%
Profit Margin	18.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FinWise Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.87%
Shareholder Yield	-3.87%
Earnings Yield	5.92%
FCF Yield	n/a

Analyst Forecast

The average price target for FinWise Bancorp is $21.67, which is 12.69% higher than the current price. The consensus rating is "Buy".

Price Target	$21.67
Price Target Difference	12.69%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2