FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $237.20 million. The enterprise value is $78.21 million.
Important Dates
The last earnings date was Thursday, January 29, 2026, after market close.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.66 million shares outstanding. The number of shares has increased by 2.54% in one year.
| Current Share Class | 13.66M |
| Shares Outstanding | 13.66M |
| Shares Change (YoY) | +2.54% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 30.89% |
| Owned by Institutions (%) | 30.16% |
| Float | 9.44M |
Valuation Ratios
The trailing PE ratio is 15.37 and the forward PE ratio is 10.44.
| PE Ratio | 15.37 |
| Forward PE | 10.44 |
| PS Ratio | 2.45 |
| Forward PS | 1.34 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.86 |
| EV / Sales | 0.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.77%.
| Return on Equity (ROE) | 8.77% |
| Return on Assets (ROA) | 1.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.61% |
| Revenue Per Employee | $465,116 |
| Profits Per Employee | $81,268 |
| Employee Count | 198 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $5.67 million in taxes.
| Income Tax | 5.67M |
| Effective Tax Rate | 26.05% |
Stock Price Statistics
The stock price has decreased by -11.78% in the last 52 weeks. The beta is 0.82, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -11.78% |
| 50-Day Moving Average | 17.94 |
| 200-Day Moving Average | 17.34 |
| Relative Strength Index (RSI) | 43.88 |
| Average Volume (20 Days) | 31,490 |
Short Selling Information
The latest short interest is 158,681, so 1.16% of the outstanding shares have been sold short.
| Short Interest | 158,681 |
| Short Previous Month | 161,844 |
| Short % of Shares Out | 1.16% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 6.39 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $92.09 million and earned $16.09 million in profits. Earnings per share was $1.13.
| Revenue | 92.09M |
| Gross Profit | 92.09M |
| Operating Income | 21.76M |
| Pretax Income | 21.76M |
| Net Income | 16.09M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.13 |
Full Income StatementBalance Sheet
The company has $163.40 million in cash and $4.41 million in debt, with a net cash position of $158.99 million or $11.64 per share.
| Cash & Cash Equivalents | 163.40M |
| Total Debt | 4.41M |
| Net Cash | 158.99M |
| Net Cash Per Share | $11.64 |
| Equity (Book Value) | 193.20M |
| Book Value Per Share | 14.15 |
| Working Capital | -440.91M |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 23.63% |
| Pretax Margin | 23.63% |
| Profit Margin | 17.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
