Financial Institutions, Inc. (FISI)

Financial Institutions Stock Forecast

Stock Price Forecast

According to 2 analysts polled by S&P Global, Financial Institutions stock has a consensus rating of "Hold" and an average price target of $38.5. The average 1-year stock price forecast is 8.93% higher than the current stock price, while the lowest is $38 (+7.51%) and the highest is $39 (+10.34%).

Price Target: $38.5 (+8.93%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$38	$38.5	$38.5	$39
Change	+7.51%	+8.93%	+8.93%	+10.34%

* Price targets were last updated on Feb 2, 2026.

Analyst Ratings

The average analyst rating for Financial Institutions stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	0	0	0	0	0	0
Buy	2	2	1	1	1	1
Hold	2	2	2	2	2	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	3	3	3	2

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Damon Delmonte Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Buy Maintains $35 → $38	Buy	Maintains	$35 → $38	+7.51%	Feb 2, 2026
Manuel Navas Piper Sandler	Piper Sandler	Hold Reiterates $34 → $36	Hold	Reiterates	$34 → $36	+1.85%	Feb 2, 2026
Manuel Navas Piper Sandler	Piper Sandler	Hold Initiates $34	Hold	Initiates	$34	-3.81%	Dec 17, 2025
Damon Delmonte Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Buy Maintains $34 → $35	Buy	Maintains	$34 → $35	-0.98%	Oct 27, 2025
Matt Breese Stephens & Co.	Stephens & Co.	Hold Reiterates $32	Hold	Reiterates	$32	-9.46%	Mar 11, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

241.39M

Increased by 3.46%

from 233.32M

Revenue Next Year

253.14M

Increased by 4.87%

from 241.39M

EPS This Year

4.09

Increased by 13.39%

from 3.61

EPS Next Year

4.27

Increased by 4.36%

from 4.09

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	209.97M	200.33M	200.28M	110.76M	233.32M	241.39M	253.14M
Revenue Growth	35.49%	-4.59%	-0.03%	-44.70%	110.65%	3.46%	4.87%
EPS	4.78	3.56	3.15	-2.75	3.61	4.09	4.27
EPS Growth	107.83%	-25.52%	-11.52%	-	-	13.39%	4.36%
Forward PE	-	-	-	-	-	8.63	8.27
No. Analysts	-	-	-	-	-	4	4

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	269.9M	281.4M
Avg	241.4M	253.1M
Low	212.0M	223.8M

Revenue Growth

Revenue Growth	2026	2027
High	15.7%	16.6%
Avg	3.5%	4.9%
Low	-9.1%	-7.3%

EPS Forecast

EPS	2026	2027
High	4.28	4.41
Avg	4.09	4.27
Low	3.87	4.10

EPS Growth

EPS Growth	2026	2027
High	18.7%	7.6%
Avg	13.4%	4.4%
Low	7.1%	0.1%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.