Financial Institutions, Inc. (FISI)

NASDAQ: FISI · Real-Time Price · USD
34.37
-0.05 (-0.15%)
At close: May 19, 2026, 4:00 PM EDT
34.39
+0.02 (0.06%)
After-hours: May 19, 2026, 4:10 PM EDT
Market Cap676.62M +28.6%
Revenue (ttm)239.43M +120.4%
Net Income77.52M
EPS3.84
Shares Out 19.69M
PE Ratio8.95
Forward PE8.65
Dividend$1.28 (3.72%)
Ex-Dividend DateMar 13, 2026
Volume67,650
Open34.07
Previous Close34.42
Day's Range33.82 - 34.52
52-Week Range24.41 - 35.70
Beta0.65
AnalystsHold
Price Target38.50 (+12.02%)
Earnings DateApr 23, 2026

About FISI

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and pur... [Read more]

Sector Financials
IPO Date Jun 25, 1999
Employees 631
Stock Exchange NASDAQ
Ticker Symbol FISI
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for FISI stock is "Hold." The 12-month stock price target is $38.5, which is an increase of 12.02% from the latest price.

Price Target
$38.5
(12.02% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Financial Institutions price target raised to $39 from $38 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Financial Institutions (FISI) to $39 from $38 and keeps an Outperform rating on the shares.

22 days ago - TheFly

Financial Institutions Earnings Call Transcript: Q1 2026

Q1 2026 saw improved profitability, with net income of $20.6M, NIM expansion, and a 1.1% rise in tangible book value per share. Loan pipelines are strong, supporting a 5% full-year growth target, while disciplined capital actions and expense management underpin positive outlooks.

25 days ago - Transcripts

Financial Institutions Earnings release: Q1 2026

Financial Institutions released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.

25 days ago - Filings

Financial Institutions Slides: Q1 2026

Financial Institutions has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.

25 days ago - Filings

Financial Institutions Quarterly report: Q1 2026

Financial Institutions has published its Q1 2026 quarterly earnings report on April 24, 2026.

25 days ago - Filings

Financial Institutions reports Q1 EPS $1.04, consensus 92c

Reports Q1 tangible book value per share $28.15. Reports Q1 CET1 capital ratio 11.37%.”Our first quarter results demonstrate the strength of our community bank franchise, disciplined execution by our ...

26 days ago - TheFly

Financial Institutions Proxy statement: Proxy filing

Financial Institutions filed a proxy statement on April 6, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings

Financial Institutions Proxy statement: Proxy filing

Financial Institutions filed a proxy statement on April 6, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings

Financial Institutions, Inc. Updates First Quarter 2026 Earnings Conference Call Details

WARSAW, N.Y., April 02, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for th...

6 weeks ago - GlobeNewsWire

Financial Institutions, Inc. Schedules First Quarter 2026 Earnings Release and Conference Call

WARSAW, N.Y., March 30, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for th...

7 weeks ago - GlobeNewsWire

Financial Institutions price target raised to $63 from $59 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Financial Institutions (FISI) to $63 from $59 and keeps an Outperform rating on the shares.

3 months ago - TheFly

Financial Institutions price target raised to $36 from $34 at Piper Sandler

Piper Sandler analyst Manuel Navas raised the firm’s price target on Financial Institutions (FISI) to $36 from $34 and keeps a Neutral rating on the shares. The firm notes the…

3 months ago - TheFly

Financial Institutions Earnings Call Transcript: Q4 2025

Delivered strong 2025 results with net income of $73.4M, 4% loan growth, and 2% deposit growth. 2026 guidance targets higher ROA, margin expansion, and continued focus on commercial lending and core deposit growth.

3 months ago - Transcripts

Financial Institutions Annual report: Q4 2025

Financial Institutions has published its Q4 2025 annual report on January 30, 2026.

3 months ago - Filings

Financial Institutions Earnings release: Q4 2025

Financial Institutions released its Q4 2025 earnings on January 30, 2026, summarizing the period's financial results.

3 months ago - Filings

Financial Institutions Slides: Q4 2025

Financial Institutions has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 30, 2026.

3 months ago - Filings

Financial Institutions reports Q4 EPS 96c, consensus 94c

Net interest income was $52.2M for Q4, an increase of $422K from Q3, and an increase of $10.6M from Q4 of 2024. Net interest margin was 3.62% in Q4 as…

3 months ago - TheFly

Verist Inc. Strengthens Platform With Expanded Umbrella and Excess Liability Insurance Solutions Across Real Estate, Hospitality and Leisure, Financial Institutions, Professional Services, and Life Sciences

NEW YORK, Jan. 20, 2026 (GLOBE NEWSWIRE) -- Verist Inc., a provider of holistic insurance and risk management solutions for commercial clients, announced today the expansion of its insurance platform,...

4 months ago - GlobeNewsWire

Financial Institutions assumed with a Neutral at Piper Sandler

Piper Sandler analyst Manuel Navas assumed coverage of Financial Institutions (FISI) with a Neutral rating and $34 price target In a time of some building market optimism for banks, the…

5 months ago - TheFly

Financial Institutions, Inc. Announces Completion of $80.0 Million Private Placement of Subordinated Notes

WARSAW, N.Y., Dec. 11, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, today announced completion of a ...

5 months ago - GlobeNewsWire

Financial Institutions, Inc. Announces Quarterly Cash Dividend

WARSAW, N.Y., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced that on November 14, 2...

6 months ago - GlobeNewsWire

Financial Institutions price target raised to $35 from $34 at Keefe Bruyette

Keefe Bruyette analyst Damon DelMonte raised the firm’s price target on Financial Institutions (FISI) to $35 from $34 and keeps an Outperform rating on the shares.

7 months ago - TheFly

Financial Institutions Earnings Call Transcript: Q3 2025

Strong Q3 2025 results featured record net interest income, improved profitability, and robust loan and deposit growth. Guidance for 2025 was raised, with expectations for continued margin and earnings improvement into 2026.

7 months ago - Transcripts

Financial Institutions Quarterly report: Q3 2025

Financial Institutions has published its Q3 2025 quarterly earnings report on October 24, 2025.

7 months ago - Filings

Financial Institutions Earnings release: Q3 2025

Financial Institutions released its Q3 2025 earnings on October 24, 2025, summarizing the period's financial results.

7 months ago - Filings