Financial Institutions Statistics
Total Valuation
FISI has a market cap or net worth of $379.85 million.
Important Dates
The next confirmed earnings date is Thursday, October 24, 2024, after market close.
| Earnings Date | Oct 24, 2024 |
| Ex-Dividend Date | Sep 13, 2024 |
Share Statistics
FISI has 15.47 million shares outstanding. The number of shares has increased by 0.77% in one year.
| Shares Outstanding | 15.47M |
| Shares Change (YoY) | +0.77% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 3.00% |
| Owned by Institutions (%) | 64.39% |
| Float | 15.00M |
Valuation Ratios
The trailing PE ratio is 7.71 and the forward PE ratio is 8.13.
| PE Ratio | 7.71 |
| Forward PE | 8.13 |
| PS Ratio | 1.73 |
| Forward PS | 2.05 |
| PB Ratio | 0.85 |
| P/FCF Ratio | 9.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.10 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.53%.
| Return on Equity (ROE) | 11.53% |
| Return on Assets (ROA) | 0.84% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $353,822 |
| Profits Per Employee | $80,196 |
| Employee Count | 624 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FISI has paid $12.47 million in taxes.
| Income Tax | 12.47M |
| Effective Tax Rate | 19.49% |
Stock Price Statistics
The stock price has increased by +44.40% in the last 52 weeks. The beta is 0.91, so FISI's price volatility has been similar to the market average.
| Beta (5Y) | 0.91 |
| 52-Week Price Change | +44.40% |
| 50-Day Moving Average | 24.90 |
| 200-Day Moving Average | 20.62 |
| Relative Strength Index (RSI) | 43.82 |
| Average Volume (20 Days) | 36,736 |
Short Selling Information
The latest short interest is 107,722, so 0.70% of the outstanding shares have been sold short.
| Short Interest | 107,722 |
| Short Previous Month | 95,600 |
| Short % of Shares Out | 0.70% |
| Short % of Float | 0.72% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, FISI had revenue of $220.79 million and earned $50.04 million in profits. Earnings per share was $3.21.
| Revenue | 220.79M |
| Gross Profit | 220.79M |
| Operating Income | 70.07M |
| Pretax Income | 63.97M |
| Net Income | 50.04M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.21 |
Full Income StatementBalance Sheet
The company has $198.34 million in cash and $405.58 million in debt, giving a net cash position of -$207.24 million or -$13.39 per share.
| Cash & Cash Equivalents | 198.34M |
| Total Debt | 405.58M |
| Net Cash | -207.24M |
| Net Cash Per Share | -$13.39 |
| Equity (Book Value) | 467.67M |
| Book Value Per Share | 29.11 |
| Working Capital | -5.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $44.04 million and capital expenditures -$3.89 million, giving a free cash flow of $40.16 million.
| Operating Cash Flow | 44.04M |
| Capital Expenditures | -3.89M |
| Free Cash Flow | 40.16M |
| FCF Per Share | $2.60 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.74% |
| Pretax Margin | 28.97% |
| Profit Margin | 23.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 18.19% |