Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
41.30
-0.35 (-0.84%)
At close: Aug 10, 2026, 4:00 PM EDT
41.33
+0.03 (0.07%)
After-hours: Aug 10, 2026, 4:10 PM EDT
Financial Institutions Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 243.46 | 233.32 | 110.76 | 200.28 | 200.33 | 209.97 |
Revenue Growth | 137.22% | 110.65% | -44.70% | -0.03% | -4.59% | 35.49% |
Net Income Net Income Growth | 81.17 | 73.41 | -43.11 | 48.81 | 55.11 | 76.24 |
Earnings Per Share EPS Growth | 4.03 | 3.61 | -2.75 | 3.15 | 3.56 | 4.78 |
EPS Growth | - | - | - | -11.52% | -25.52% | 107.83% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 237.28 | 226.78 | 89.66 | 188.17 | 188.82 | 198.64 |
Unallocated Interest Expense Unallocated Interest Expense Growth | -5.64 | -4.78 | -4.24 | -4.24 | -4.24 | - |
Unallocated Investment Advisory Income Unallocated Investment Advisory Income Growth | 12.24 | 11.55 | 10.28 | 10.12 | 10.33 | - |
Unallocated Other Fees and Income Unallocated Other Fees and Income Growth | -0.42 | -0.24 | -0.72 | -0.46 | -0.89 | - |
Unallocated Gain on Sale of Assets of Subsidiary Unallocated Gain on Sale of Assets of Subsidiary Growth | - | - | 13.66 | - | - | - |
Unallocated Insurance Income Unallocated Insurance Income Growth | - | - | 2.13 | 6.69 | 6.31 | - |
Total Total Growth | 243.46 | 233.32 | 110.76 | 200.28 | 200.33 | 209.97 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 99.17 | 108.75 | 87.32 | 124.44 | 130.47 | 79.11 |
Total Debt Total Debt Growth | 78.69 | 193.65 | 124.84 | 124.53 | 74.22 | 73.91 |
Net Cash (Debt) Net Cash Growth | 20.48 | -84.9 | -37.52 | -0.09 | 56.24 | 5.2 |
Net Cash Growth | - | - | - | - | 981.41% | -74.32% |
Net Cash Per Share Net Cash Per Share Growth | 1.02 | -4.18 | -2.39 | -0.01 | 3.64 | 0.33 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 60.87 | 18.8 | 77.13 | 10.89 | 133.57 | 72.96 |
Capital Expenditures CapEx Growth | -4.63 | -5.55 | -4.97 | -2.99 | -8.37 | -9.4 |
Free Cash Flow Free Cash Flow Growth | 56.24 | 13.25 | 72.15 | 7.9 | 125.2 | 63.56 |
Free Cash Flow Growth | 99.55% | -81.63% | 813.10% | -93.69% | 96.99% | 62.18% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 40.94% | 39.15% | -61.53% | 31.48% | 35.43% | 46.30% |
Profit Margin | 33.94% | 32.09% | -37.60% | 25.10% | 28.24% | 37.00% |
FCF Margin | 23.10% | 5.68% | 65.14% | 3.95% | 62.50% | 30.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.280 | 1.240 | 1.200 | 1.200 | 1.160 | 1.080 |
Dividend Per Share Growth | 3.28% | 3.33% | 0% | 3.45% | 7.41% | 3.85% |
Dividend Yield | 3.10% | 3.95% | 4.33% | 5.58% | 4.69% | 3.37% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.25 | 8.63 | - | 6.76 | 6.84 | 6.65 |
Forward PE | 9.87 | 8.25 | 8.92 | 7.16 | 7.17 | 9.46 |
P/FCF Ratio | 14.37 | 46.56 | 7.59 | 41.53 | 2.98 | 7.88 |
PS Ratio | 3.32 | 2.64 | 4.95 | 1.64 | 1.87 | 2.38 |