Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
39.79
-0.65 (-1.61%)
Nov 5, 2026, 12:49 PM EST - Market open
Financial Institutions Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 243.22 | 233.32 | 110.76 | 200.28 | 200.33 | 209.97 |
Revenue Growth | 108.35% | 110.65% | -44.70% | -0.03% | -4.59% | 35.49% |
Net Income Net Income Growth | 80.68 | 73.41 | -43.11 | 48.81 | 55.11 | 76.24 |
Earnings Per Share EPS Growth | 4.03 | 3.61 | -2.75 | 3.15 | 3.56 | 4.78 |
EPS Growth | - | - | - | -11.52% | -25.52% | 107.83% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 226.78 | 89.66 | 188.17 | 188.82 | 198.64 |
Unallocated Interest Expense Unallocated Interest Expense Growth | -4.78 | -4.24 | -4.24 | -4.24 | - |
Unallocated Investment Advisory Income Unallocated Investment Advisory Income Growth | 11.55 | 10.28 | 10.12 | 10.33 | - |
Unallocated Other Fees and Income Unallocated Other Fees and Income Growth | -0.24 | -0.72 | -0.46 | -0.89 | - |
Unallocated Gain on Sale of Assets of Subsidiary Unallocated Gain on Sale of Assets of Subsidiary Growth | - | 13.66 | - | - | - |
Unallocated Insurance Income Unallocated Insurance Income Growth | - | 2.13 | 6.69 | 6.31 | - |
Total Total Growth | 233.32 | 110.76 | 200.28 | 200.33 | 209.97 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 102.88 | 137.87 | 133.45 | 167.95 | 185.02 | 95.44 |
Total Debt Total Debt Growth | 245.77 | 361.06 | 298.02 | 380.84 | 360.2 | 142.32 |
Net Cash (Debt) Net Cash Growth | -142.89 | -223.19 | -164.56 | -212.89 | -175.18 | -46.88 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -7.13 | -10.98 | -10.49 | -13.76 | -11.32 | -2.94 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 18.8 | 77.13 | 10.89 | 133.57 | 72.96 |
Capital Expenditures CapEx Growth | - | -5.55 | -4.97 | -2.99 | -8.37 | -9.4 |
Free Cash Flow Free Cash Flow Growth | - | 13.25 | 72.15 | 7.9 | 125.2 | 63.56 |
Free Cash Flow Growth | - | -81.63% | 813.10% | -93.69% | 96.99% | 62.18% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.17% | 31.46% | -38.92% | 24.37% | 27.51% | 36.31% |
FCF Margin | - | 5.68% | 65.14% | 3.95% | 62.50% | 30.27% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.280 | 1.240 | 1.200 | 1.200 | 1.160 | 1.080 |
Dividend Per Share Growth | 3.25% | 3.33% | 0% | 3.45% | 7.41% | 3.85% |
Dividend Yield | 3.16% | 3.91% | 4.53% | 5.64% | 4.76% | 3.38% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.88 | 8.55 | - | 6.72 | 6.78 | 6.61 |
Forward PE | 9.61 | 8.25 | 8.92 | 7.16 | 7.17 | 9.46 |
P/FCF Ratio | 14.15 | 47.34 | 7.37 | 41.52 | 2.98 | 7.92 |
PS Ratio | 3.27 | 2.69 | 4.80 | 1.64 | 1.87 | 2.40 |