Financial Institutions Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	205.12	199.99	163.59	165.72	167.37	154.73
Net Interest Income Growth	20.39%	22.25%	-1.28%	-0.99%	8.17%	11.33%
Non-Interest Income	45.25	44.96	-46.68	48.24	46.27	46.91
Non-Interest Income Growth	-	-	-	4.26%	-1.35%	8.64%
Revenues Before Loan Losses	250.36	244.94	116.91	213.96	213.64	201.64
Provision for Credit Losses	10.94	11.63	6.15	13.68	13.31	-8.34
Revenue	239.43	233.32	110.76	200.28	200.33	209.97
Revenue Growth (YoY)	120.43%	110.65%	-44.70%	-0.03%	-4.59%	35.49%
Compensation Expenses	74.52	72.81	66.13	71.89	69.63	60.89
Selling, General & Admin	47.75	49	48.26	43.97	42.29	38.49
Other Non-Interest Expenses	20.16	20.15	64.52	21.37	17.44	13.37
Total Non-Interest Expense	143.87	141.96	178.91	137.23	129.36	112.75
Pretax Income	95.56	91.35	-68.15	63.05	70.97	97.22
Provision for Income Taxes	16.59	16.49	-26.5	12.79	14.4	19.53
Net Income	78.97	74.87	-41.65	50.26	56.57	77.7
Net Income Attributable to Preferred Dividends	1.46	1.46	1.46	1.46	1.46	1.46
Net Income to Common	77.52	73.41	-43.11	48.81	55.11	76.24
Net Income Growth	-	-	-	-11.45%	-27.71%	106.77%
Shares Outstanding (Basic)	20	20	16	15	15	16
Shares Outstanding (Diluted)	20	20	16	15	15	16
Shares Change (YoY)	19.16%	29.55%	1.34%	0.03%	-2.92%	-0.78%
EPS (Basic)	3.88	3.65	-2.75	3.17	3.58	4.81
EPS (Diluted)	3.84	3.61	-2.75	3.15	3.56	4.78
EPS Growth	-	-	-	-11.52%	-25.52%	107.83%
Free Cash Flow	27.1	13.25	72.15	7.9	125.2	63.56
Free Cash Flow Growth	104.49%	-81.63%	813.10%	-93.69%	96.99%	62.18%
Free Cash Flow Per Share	1.34	0.65	4.60	0.51	8.09	3.99
Dividends Per Share	1.250	1.240	1.200	1.200	1.160	1.080
Dividend Growth	0.81%	3.33%	-	3.45%	7.41%	3.85%
Profit Margin	32.98%	32.09%	-37.60%	25.10%	28.24%	37.00%
FCF Margin	11.32%	5.68%	65.14%	3.95%	62.50%	30.27%
Effective Tax Rate	17.36%	18.05%	38.89%	20.28%	20.29%	20.08%

SEC Filings: 10-K · 10-Q