FMAO Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	111.03	104.29	85.91	81.4	86.79	69.5
Net Interest Income Growth	18.07%	21.39%	5.55%	-6.21%	24.88%	16.26%
Non-Interest Income	19.47	17.14	15.62	15.91	15.8	17.61
Non-Interest Income Growth	21.26%	9.69%	-1.79%	0.69%	-10.30%	4.90%
Revenues Before Loan Losses	130.5	121.43	101.53	97.3	102.58	87.11
Provision for Credit Losses	1.87	2.09	0.27	1.74	4.6	3.44
Revenue	128.63	119.34	101.26	95.56	97.98	83.66
Revenue Growth	19.41%	17.85%	5.97%	-2.48%	17.12%	20.24%
Compensation Expenses	42.17	40.92	38.71	34.44	29.6	27.51
Selling, General & Admin	21.59	22.08	17.35	19.48	17.39	13.93
Other Non-Interest Expenses	14.09	13.82	12.63	13.29	10.52	12.74
Total Non-Interest Expense	77.86	76.81	68.69	67.2	57.51	54.17
Pretax Income	51.17	42.53	32.57	28.35	40.48	29.5
Provision for Income Taxes	11.15	9.22	6.64	5.57	7.96	6
Net Income	40.02	33.31	25.94	22.79	32.52	23.5
Net Income to Common	40.02	33.31	25.94	22.79	32.52	23.5
Net Income Growth	35.40%	28.42%	13.83%	-29.92%	38.39%	16.92%
Shares Outstanding (Basic)	14	14	13	13	13	12
Shares Outstanding (Diluted)	14	14	13	13	13	12
Shares Change	0.65%	1.05%	-0.55%	3.07%	13.15%	3.80%
EPS (Basic)	2.91	2.43	1.90	1.67	2.46	2.01
EPS (Diluted)	2.91	2.43	1.90	1.67	2.46	2.01
EPS Growth	34.72%	27.89%	13.77%	-32.11%	22.39%	11.67%
Free Cash Flow	-	34.97	30.6	11.22	38.07	32.78
Free Cash Flow Growth	-	14.28%	172.83%	-70.53%	16.15%	35.66%
Free Cash Flow Per Share	-	2.58	2.28	0.83	2.91	2.83
Dividends Per Share	0.917	0.900	0.882	0.850	0.800	0.710
Dividend Growth	3.67%	1.98%	3.82%	6.25%	12.68%	7.58%
Profit Margin	31.11%	27.91%	25.62%	23.85%	33.18%	28.08%
FCF Margin	-	29.31%	30.22%	11.74%	38.85%	39.18%
Effective Tax Rate	21.78%	21.67%	20.37%	19.63%	19.67%	20.35%

SEC Filings: 10-K · 10-Q