F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of $56.26 million. The enterprise value is -$263.41 million.
| Market Cap | 56.26M |
| Enterprise Value | -263.41M |
Important Dates
The last earnings date was Monday, January 30, 2023.
| Earnings Date | Jan 30, 2023 |
| Ex-Dividend Date | May 14, 2024 |
Share Statistics
F & M Bank has 3.52 million shares outstanding. The number of shares has increased by 0.42% in one year.
| Shares Outstanding | 3.52M |
| Shares Change (YoY) | +0.42% |
| Shares Change (QoQ) | -0.24% |
| Owned by Insiders (%) | 9.37% |
| Owned by Institutions (%) | 12.40% |
| Float | 2.34M |
Valuation Ratios
The trailing PE ratio is 19.06.
| PE Ratio | 19.06 |
| Forward PE | n/a |
| PS Ratio | 0.99 |
| Forward PS | n/a |
| PB Ratio | 0.72 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.18, with a Debt / Equity ratio of 0.87.
| Current Ratio | 0.18 |
| Quick Ratio | 1.20 |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 58.68 |
| Debt / FCF | n/a |
| Interest Coverage | 0.01 |
Financial Efficiency
Return on equity (ROE) is 3.77% and return on invested capital (ROIC) is 17.69%.
| Return on Equity (ROE) | 3.77% |
| Return on Assets (ROA) | 0.22% |
| Return on Capital (ROIC) | 17.69% |
| Revenue Per Employee | $374,629 |
| Profits Per Employee | $19,424 |
| Employee Count | 151 |
| Asset Turnover | 0.04 |
| Inventory Turnover | -0.09 |
Taxes
| Income Tax | -696,000 |
| Effective Tax Rate | -31.11% |
Stock Price Statistics
The stock price has decreased by -23.59% in the last 52 weeks. The beta is 0.38, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | -23.59% |
| 50-Day Moving Average | 16.24 |
| 200-Day Moving Average | 17.51 |
| Relative Strength Index (RSI) | 45.09 |
| Average Volume (20 Days) | 4,603 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, F & M Bank had revenue of $56.57 million and earned $2.93 million in profits. Earnings per share was $0.84.
| Revenue | 56.57M |
| Gross Profit | 52.59M |
| Operating Income | 19.62M |
| Pretax Income | 2.24M |
| Net Income | 2.93M |
| EBITDA | 1.15M |
| EBIT | -270,000 |
| Earnings Per Share (EPS) | $0.84 |
Balance Sheet
The company has $52.49 million in cash and $67.66 million in debt, giving a net cash position of $319.67 million or $90.92 per share.
| Cash & Cash Equivalents | 52.49M |
| Total Debt | 67.66M |
| Net Cash | 319.67M |
| Net Cash Per Share | $90.92 |
| Equity (Book Value) | 77.73M |
| Book Value Per Share | 22.11 |
| Working Capital | -269.66M |
Cash Flow
In the last 12 months, operating cash flow was $3.67 million and capital expenditures -$4.84 million, giving a free cash flow of -$1.17 million.
| Operating Cash Flow | 3.67M |
| Capital Expenditures | -4.84M |
| Free Cash Flow | -1.17M |
| FCF Per Share | -$0.34 |
Margins
Gross margin is 92.97%, with operating and profit margins of 34.69% and 5.18%.
| Gross Margin | 92.97% |
| Operating Margin | 34.69% |
| Pretax Margin | 3.95% |
| Profit Margin | 5.18% |
| EBITDA Margin | 2.04% |
| EBIT Margin | -0.48% |
| FCF Margin | -2.08% |
Dividends & Yields
This stock pays an annual dividend of $1.04, which amounts to a dividend yield of 6.50%.
| Dividend Per Share | $1.04 |
| Dividend Yield | 6.50% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 123.91% |
| Buyback Yield | -0.42% |
| Shareholder Yield | 6.08% |
| Earnings Yield | 5.21% |
| FCF Yield | -2.09% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
F & M Bank has an Altman Z-Score of -0.09 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -0.09 |
| Piotroski F-Score | 6 |