F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
18.23
+0.33 (1.84%)
Nov 9, 2026, 4:00 PM EST - Market closed

F.N.B. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7621,6791,5161,4991,3771,231
Revenue Growth
11.01%10.76%1.11%8.91%11.80%9.46%
Net Income
607565459477431397
Earnings Per Share
1.701.561.271.311.221.23
EPS Growth
21.31%22.84%-3.06%7.38%-0.81%44.71%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Parent and Other
-26-48-33-31-21-18
Community Banking
1,6821,6231,4491,4371,3121,169
Wealth Management
858477716461
Insurance
212023222424
Total
1,7621,6791,5161,4991,3791,236

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,6852,7372,6521,6921,7703,678
Total Debt
5,3964,3984,5814,8052,8762,263
Net Cash (Debt)
-2,711-1,661-1,929-3,113-1,1061,415
Net Cash Growth
------
Net Cash Per Share
-7.57-4.59-5.32-8.58-3.124.37

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8284826424231,218530
Capital Expenditures
-105-106-139-88-95-58
Free Cash Flow
7233765033351,123472
Free Cash Flow Growth
30.27%-25.25%50.15%-70.17%137.92%555.56%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.45%33.65%30.28%31.82%31.31%32.25%
FCF Margin
41.03%22.39%33.18%22.35%81.58%38.34%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5200.4800.4800.4800.4800.480
Dividend Per Share Growth
6.25%0%0%0%0%0%
Dividend Yield
2.85%2.80%3.25%3.49%3.78%3.96%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.7310.8411.5810.3610.629.74
Forward PE
9.7910.3911.029.688.2111.00
P/FCF Ratio
8.8516.2910.5714.754.088.20
PS Ratio
3.633.653.513.303.333.14