F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
19.11
+0.16 (0.84%)
Aug 11, 2026, 4:00 PM EDT - Market closed

F.N.B. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7451,6791,5161,4991,3791,236
Revenue Growth
10.44%10.75%1.13%8.70%11.57%13.08%
Net Income
318565459477431397
Earnings Per Share
1.681.561.271.311.221.23
EPS Growth
31.25%22.84%-3.05%7.38%-0.81%44.71%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Parent and Other
-31-48-33-31-21-18
Community Banking
1,6701,6231,4491,4371,3121,169
Insurance
212023222424
Wealth Management
858477716461
Total
1,7451,6791,5161,4991,3791,236

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,3752,4982,4191,5761,6743,493
Total Debt
2,0021,9013,0121,9711,093682
Net Cash (Debt)
373597-593-3955812,811
Net Cash Growth
-----79.33%876.04%
Net Cash Per Share
1.041.65-1.64-1.091.648.69

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7044826424231,218530
Capital Expenditures
-82-106-139-88-95-58
Free Cash Flow
6223765033351,123472
Free Cash Flow Growth
72.78%-25.25%50.15%-70.17%137.92%555.56%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
41.09%39.85%36.61%38.96%40.10%40.70%
Profit Margin
34.61%33.65%30.67%32.35%31.83%32.77%
FCF Margin
35.64%22.39%33.18%22.35%81.44%38.19%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5200.4800.4800.4800.4800.480
Dividend Per Share Growth
4.17%0%0%0%0%0%
Dividend Yield
2.72%2.82%3.28%3.50%3.74%4.02%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3710.9611.6410.5110.709.86
Forward PE
10.7110.3911.029.688.2111.00
P/FCF Ratio
10.8516.2510.5714.754.198.20
PS Ratio
3.873.643.513.303.413.13