F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
18.18
0.00 (0.00%)
Oct 23, 2026, 4:00 PM EDT - Market closed
F.N.B. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 2,526 | 2,498 | 2,419 | 1,576 | 1,674 | 3,493 |
Investment Securities | - | 1,842 | 1,821 | 1,969 | 1,853 | 1,692 |
Trading Asset Securities | - | 239 | 233 | 116 | 96 | 185 |
Mortgage-Backed Securities | 8,151 | 6,111 | 5,721 | 5,278 | 5,596 | 5,284 |
Total Investments | 8,151 | 8,192 | 7,775 | 7,363 | 7,545 | 7,161 |
Gross Loans | 36,537 | 34,864 | 34,045 | 32,414 | 30,324 | 25,004 |
Allowance for Loan Losses | -456 | -439 | -423 | -406 | -402 | -344 |
Other Adjustments to Gross Loans | - | -87 | -106 | -91 | -69 | -36 |
Net Loans | 36,081 | 34,338 | 33,516 | 31,917 | 29,853 | 24,624 |
Property, Plant & Equipment | 585 | 763.2 | 536 | 461 | 432 | 345 |
Goodwill | 2,480 | 2,480 | 2,478 | 2,477 | 2,477 | 2,262 |
Other Intangible Assets | 27 | 36 | 51 | 69 | 89 | 42 |
Loans Held for Sale | 237 | 515 | 218 | 488 | 124 | 295 |
Accrued Interest Receivable | - | 31.9 | 28.9 | 152.9 | 122.2 | 68.5 |
Other Real Estate Owned & Foreclosed | 2 | 3 | 3 | 3 | 6 | 8 |
Other Long-Term Assets | 1,964 | 1,182 | 1,413 | 1,433 | 1,276 | 1,093 |
Total Assets | 52,053 | 50,229 | 48,625 | 46,158 | 43,725 | 39,513 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 29,416 | 25,117 | 23,280 | 21,266 | 21,005 | 19,618 |
Institutional Deposits | - | 3,728 | 4,066 | 3,223 | 1,849 | 1,319 |
Non-Interest Bearing Deposits | 10,134 | 9,914 | 9,761 | 10,222 | 11,916 | 10,789 |
Total Deposits | 39,550 | 38,759 | 37,107 | 34,711 | 34,770 | 31,726 |
Short-Term Borrowings | 3,001 | 2,225 | 1,569 | 2,834 | 1,783 | 1,581 |
Current Portion of Leases | - | 38 | - | - | - | - |
Long-Term Debt | 1,803 | 727 | 1,189 | 698 | 1,021 | 615 |
Federal Home Loan Bank Debt, Long-Term | - | 1,100 | 1,750 | 1,200 | - | - |
Long-Term Leases | - | 234 | - | - | - | - |
Trust Preferred Securities | - | 74 | 73 | 73 | 72 | 67 |
Other Long-Term Liabilities | 886 | 313 | 635 | 592 | 426 | 374 |
Total Liabilities | 45,240 | 43,470 | 42,323 | 40,108 | 38,072 | 34,363 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | - | - | - | 107 | 107 | 107 |
Common Stock | 4 | 4 | 4 | 4 | 4 | 3 |
Additional Paid-In Capital | 4,694 | 4,695 | 4,695 | 4,692 | 4,696 | 4,109 |
Retained Earnings | 2,646 | 2,343 | 1,952 | 1,669 | 1,370 | 1,110 |
Treasury Stock | -344 | -220 | -180 | -187 | -167 | -117 |
Comprehensive Income & Other | -187 | -63 | -169 | -235 | -357 | -62 |
Total Common Equity | 6,813 | 6,759 | 6,302 | 5,943 | 5,546 | 5,043 |
Shareholders' Equity | 6,813 | 6,759 | 6,302 | 6,050 | 5,653 | 5,150 |
Total Liabilities & Equity | 52,053 | 50,229 | 48,625 | 46,158 | 43,725 | 39,513 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 4,804 | 4,398 | 4,581 | 4,805 | 2,876 | 2,263 |
Net Cash (Debt) | -2,278 | -1,661 | -1,929 | -3,113 | -1,106 | 1,415 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -6.36 | -4.59 | -5.32 | -8.58 | -3.12 | 4.37 |
Filing Date Shares Outstanding | 350.84 | 357.39 | 359.72 | 358.95 | 360.63 | 353.1 |
Total Common Shares Outstanding | 350.84 | 357.3 | 359.62 | 358.83 | 360.47 | 318.93 |
Book Value Per Share | 19.42 | 18.92 | 17.52 | 16.56 | 15.39 | 15.81 |
Tangible Book Value | 4,306 | 4,243 | 3,773 | 3,397 | 2,980 | 2,739 |
Tangible Book Value Per Share | 12.27 | 11.88 | 10.49 | 9.47 | 8.27 | 8.59 |