F.N.B. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,659	2,498	2,419	1,576	1,674	3,493
Securities and Investments	7,958	7,844	7,445	7,165	7,362	6,889
Other Earning Assets	321	515	218	488	124	295
Gross Loans	35,112	34,777	33,939	32,323	30,255	24,968
Allowance for Loan Losses	-443	-439	-423	-406	-402	-344
Net Loans	34,669	34,338	33,516	31,917	29,853	24,624
Net Property, Plant & Equipment	566	568	536	461	432	345
Accrued Interest and Accounts Receivable	1,271	1,283	1,302	1,345	1,061	1,017
Other Intangible Assets	33	36	51	69	89	42
Goodwill	2,480	2,480	2,478	2,477	2,477	2,262
Long-Term Investments	671	667	660	660	653	546
Total Assets	50,628	50,229	48,625	46,158	43,725	39,513
Interest-bearing deposits	28,898	28,845	27,346	24,489	22,854	20,937
Noninterest-bearing deposits	10,003	9,914	9,761	10,222	11,916	10,789
Total Deposits	38,901	38,759	37,107	34,711	34,770	31,726
Short-Term Interbank Borrowing and Repurchase Agreements	2,157	2,017	1,256	2,506	1,372	1,536
Long-Term Debt	2,001	1,901	3,012	1,971	1,093	682
Other Liabilities	768	793	948	920	837	419
Total Liabilities	43,827	43,470	42,323	40,108	38,072	34,363
Preferred Stock	-	-	-	107	107	107
Common Stock	4	4	4	4	4	3
Treasury Stock	-252	-220	-180	-187	-167	-117
Additional Paid-in Capital	4,698	4,695	4,695	4,692	4,696	4,109
Accumulated Other Comprehensive Income	-86	-63	-169	-235	-357	-62
Retained Earnings	2,437	2,343	1,952	1,669	1,370	1,110
Shareholders' Equity	6,801	6,759	6,302	6,050	5,653	5,150
Total Liabilities & Equity	50,628	50,229	48,625	46,158	43,725	39,513
Total Debt	2,001	1,901	3,012	1,971	1,093	682
Net Cash (Debt)	-2,001	-1,901	-3,012	-1,971	-1,093	-682
Net Cash Per Share	-5.54	-5.25	-8.31	-5.43	-3.09	-2.11
Book Value	6,801	6,759	6,302	6,050	5,653	5,150
Book Value Per Share	18.83	18.67	17.38	16.67	15.97	15.92
Tangible Book Value	4,288	4,243	3,773	3,504	3,087	2,846
Tangible Book Value Per Share	11.87	11.72	10.40	9.66	8.72	8.80

Updated Apr 16, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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