F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
18.48
-0.05 (-0.27%)
Aug 24, 2026, 4:00 PM EDT - Market closed
F.N.B. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 604 | 565 | 465 | 485 | 439 | 405 |
Depreciation & Amortization | 88 | 77 | 67 | 78 | 73 | 10 |
Gain (Loss) on Sale of Investments | - | - | 34 | 67 | - | - |
Provision for Credit Losses | 83 | 86 | 80 | 72 | 64 | 1 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 4 | -83 | -64 | -43 | 197 | -88 |
Accrued Interest Receivable | 18 | 1 | -4 | -34 | -42 | 14 |
Change in Other Net Operating Assets | -8 | -7 | - | -7 | -6 | 3 |
Other Operating Activities | -49 | -125 | 87 | -228 | 510 | 241 |
Operating Cash Flow | 704 | 482 | 642 | 423 | 1,218 | 530 |
Operating Cash Flow Growth | 41.08% | -24.92% | 51.77% | -65.27% | 129.81% | 369.03% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -82 | -106 | -139 | -88 | -95 | -58 |
Cash Acquisitions | - | - | - | - | 188 | - |
Investment in Securities | -305 | -285 | -250 | 269 | -317 | -653 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,131 | -1,094 | -1,314 | -2,442 | -2,831 | 558 |
Other Investing Activities | -2 | -2 | - | - | - | - |
Investing Cash Flow | -1,520 | -1,487 | -1,703 | -2,261 | -3,055 | -153 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 761 | - | 1,134 | - | - |
Long-Term Debt Issued | - | 638 | 1,379 | 1,230 | 381 | 25 |
Total Debt Issued | 1,235 | 1,399 | 1,379 | 2,364 | 381 | 25 |
Short-Term Debt Repaid | - | - | -1,249 | - | -179 | -267 |
Long-Term Debt Repaid | - | -1,751 | -341 | -352 | -231 | -438 |
Total Debt Repaid | -1,122 | -1,751 | -1,590 | -352 | -410 | -705 |
Net Debt Issued (Repaid) | 113 | -352 | -211 | 2,012 | -29 | -680 |
Repurchase of Common Stock | -112 | -50 | -3 | -36 | -43 | -43 |
Preferred Share Repurchases | - | - | -111 | - | - | - |
Common Dividends Paid | -177 | -174 | -175 | -174 | -171 | -156 |
Preferred Dividends Paid | - | - | -2 | -8 | -8 | -8 |
Total Dividends Paid | -177 | -174 | -177 | -182 | -179 | -164 |
Net Increase (Decrease) in Deposit Accounts | 929 | 1,650 | 2,394 | -62 | 258 | 2,604 |
Other Financing Activities | 11 | 10 | 12 | 8 | 11 | 16 |
Financing Cash Flow | 764 | 1,084 | 1,904 | 1,740 | 18 | 1,733 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -52 | 79 | 843 | -98 | -1,819 | 2,110 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 622 | 376 | 503 | 335 | 1,123 | 472 |
Free Cash Flow Growth | 72.78% | -25.25% | 50.15% | -70.17% | 137.92% | 555.56% |
Free Cash Flow Margin | 35.65% | 22.39% | 33.18% | 22.35% | 81.58% | 38.34% |
Free Cash Flow Per Share | 1.73 | 1.04 | 1.39 | 0.92 | 3.17 | 1.46 |