F.N.B. Corporation (FNB)

Accolade Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,427	2,419	1,576	1,674	3,493	1,383
Investment Securities	1,809	1,821	1,969	1,853	1,692	2,271
Trading Asset Securities	127	117	116	96	185	376
Mortgage-Backed Securities	5,984	5,721	5,278	5,596	5,284	4,134
Total Investments	7,920	7,659	7,363	7,545	7,161	6,781
Gross Loans	34,767	34,045	32,414	30,324	25,004	25,536
Allowance for Loan Losses	-432	-423	-406	-402	-344	-363
Other Adjustments to Gross Loans	-88	-106	-91	-69	-36	-77
Net Loans	34,247	33,516	31,917	29,853	24,624	25,096
Property, Plant & Equipment	786.5	731.6	461	432	345	332
Goodwill	2,480	2,478	2,477	2,477	2,262	2,262
Other Intangible Assets	44	51	69	89	42	54
Loans Held for Sale	296	218	488	124	295	154
Accrued Interest Receivable	154.6	157.3	152.9	122.2	68.5	81.6
Other Real Estate Owned & Foreclosed	2	3	3	6	8	10
Other Long-Term Assets	1,368	1,205	1,433	1,276	1,093	1,046
Total Assets	49,725	48,625	46,158	43,725	39,513	37,354
Interest Bearing Deposits	27,876	23,280	21,266	21,005	19,618	18,313
Institutional Deposits	-	4,066	3,223	1,849	1,319	1,767
Non-Interest Bearing Deposits	9,872	9,761	10,222	11,916	10,789	9,042
Total Deposits	37,748	37,107	34,711	34,770	31,726	29,122
Short-Term Borrowings	2,116	1,569	2,834	1,783	1,581	1,844
Current Portion of Leases	37	36	-	-	-	-
Long-Term Debt	1,168	1,189	698	1,021	615	629
Federal Home Loan Bank Debt, Long-Term	1,450	1,750	1,200	-	-	400
Long-Term Leases	237	242	-	-	-	-
Trust Preferred Securities	74	73	73	72	67	66
Other Long-Term Liabilities	371	357	592	426	374	334
Total Liabilities	43,201	42,323	40,108	38,072	34,363	32,395
Preferred Stock, Redeemable	-	-	107	107	107	107
Common Stock	4	4	4	4	3	3
Additional Paid-In Capital	4,691	4,695	4,692	4,696	4,109	4,087
Retained Earnings	2,112	1,952	1,669	1,370	1,110	869
Treasury Stock	-191	-180	-187	-167	-117	-68
Comprehensive Income & Other	-92	-169	-235	-357	-62	-39
Total Common Equity	6,524	6,302	5,943	5,546	5,043	4,852
Shareholders' Equity	6,524	6,302	6,050	5,653	5,150	4,959
Total Liabilities & Equity	49,725	48,625	46,158	43,725	39,513	37,354
Total Debt	5,082	4,859	4,805	2,876	2,263	2,939
Net Cash (Debt)	-2,528	-2,323	-3,113	-1,106	1,415	-1,180
Net Cash Per Share	-6.97	-6.41	-8.58	-3.12	4.37	-3.63
Filing Date Shares Outstanding	359.14	359.72	358.95	360.63	353.1	321.52
Total Common Shares Outstanding	359.12	359.62	358.83	360.47	318.93	321.63
Book Value Per Share	18.17	17.52	16.56	15.39	15.81	15.09
Tangible Book Value	4,000	3,773	3,397	2,980	2,739	2,536
Tangible Book Value Per Share	11.14	10.49	9.47	8.27	8.59	7.88

Updated Jul 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q