F.N.B. Corporation (FNB)

F.N.B. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,078	1,576	1,674	3,493	1,383	599
Investment Securities	1,673	1,969	1,853	1,692	2,271	1,747
Trading Asset Securities	126	116	96	185	376	154
Mortgage-Backed Securities	5,641	5,278	5,596	5,284	4,134	4,877
Total Investments	7,440	7,363	7,545	7,161	6,781	6,778
Gross Loans	33,809	32,414	30,324	25,004	25,536	23,471
Allowance for Loan Losses	-420	-406	-402	-344	-363	-196
Other Adjustments to Gross Loans	-92	-91	-69	-36	-77	-182
Net Loans	33,297	31,917	29,853	24,624	25,096	23,093
Property, Plant & Equipment	738.1	645.5	432	345	332	333
Goodwill	2,478	2,477	2,477	2,262	2,262	2,262
Other Intangible Assets	56	69	89	42	54	67
Loans Held for Sale	193	488	124	295	154	51
Accrued Interest Receivable	155.5	152.9	122.2	68.5	81.6	-
Other Real Estate Owned & Foreclosed	2	3	6	8	10	26
Other Long-Term Assets	1,538	1,249	1,276	1,093	1,046	1,150
Total Assets	47,976	46,158	43,725	39,513	37,354	34,615
Interest Bearing Deposits	26,901	21,266	21,005	19,618	18,313	15,936
Institutional Deposits	-	3,223	1,849	1,319	1,767	2,466
Non-Interest Bearing Deposits	9,870	10,222	11,916	10,789	9,042	6,384
Total Deposits	36,771	34,711	34,770	31,726	29,122	24,786
Short-Term Borrowings	1,825	2,834	1,783	1,581	1,844	3,241
Current Portion of Leases	37	34	-	-	-	-
Long-Term Debt	692	698	1,021	615	629	339
Federal Home Loan Bank Debt, Long-Term	1,750	1,200	-	-	400	935
Long-Term Leases	239	214	-	-	-	-
Trust Preferred Securities	73	73	72	67	66	66
Other Long-Term Liabilities	340	344	426	374	334	365
Total Liabilities	41,727	40,108	38,072	34,363	32,395	29,732
Preferred Stock, Redeemable	-	107	107	107	107	107
Total Preferred Equity	-	107	107	107	107	107
Common Stock	4	4	4	3	3	3
Additional Paid-In Capital	4,693	4,692	4,696	4,109	4,087	4,067
Retained Earnings	1,886	1,669	1,370	1,110	869	798
Treasury Stock	-180	-187	-167	-117	-68	-27
Comprehensive Income & Other	-154	-235	-357	-62	-39	-65
Total Common Equity	6,249	5,943	5,546	5,043	4,852	4,776
Shareholders' Equity	6,249	6,050	5,653	5,150	4,959	4,883
Total Liabilities & Equity	47,976	46,158	43,725	39,513	37,354	34,615
Total Debt	4,616	5,053	2,876	2,263	2,939	4,581
Net Cash (Debt)	-2,412	-3,361	-1,106	1,415	-1,180	-3,828
Net Cash Per Share	-6.65	-9.26	-3.12	4.37	-3.63	-11.74
Filing Date Shares Outstanding	359.59	358.95	360.63	353.1	321.52	325.02
Total Common Shares Outstanding	359.59	358.83	360.47	318.93	321.63	325.01
Book Value Per Share	17.38	16.56	15.39	15.81	15.09	14.69
Tangible Book Value	3,715	3,397	2,980	2,739	2,536	2,447
Tangible Book Value Per Share	10.33	9.47	8.27	8.59	7.88	7.53

Source: S&P Capital IQ. Banks template. Financial Sources.