F.N.B. Corporation (FNB)

F.N.B. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	5,214	4,941	4,578	3,869	3,065	4,127
Market Cap Growth	31.04%	7.94%	18.33%	26.22%	-25.72%	29.32%
Last Close Price	14.50	13.32	12.14	10.86	8.18	10.33
PE Ratio	13.31	10.36	10.62	9.74	11.03	10.89
PS Ratio	3.51	3.30	3.33	3.14	2.73	3.54
PB Ratio	0.83	0.82	0.81	0.75	0.62	0.85
P/FCF Ratio	27.73	14.75	4.08	8.20	42.57	19.37
P/OCF Ratio	17.61	11.68	3.76	7.30	27.12	15.93
Debt / Equity Ratio	0.74	0.84	0.51	0.44	0.59	0.94
Debt / FCF Ratio	24.55	15.08	2.56	4.79	40.82	21.51
Return on Equity (ROE)	6.69%	8.29%	8.13%	8.01%	5.81%	8.15%
Return on Assets (ROA)	0.87%	1.08%	1.05%	1.05%	0.79%	1.14%
Earnings Yield	7.63%	9.82%	9.59%	10.47%	9.33%	9.38%
FCF Yield	3.61%	6.78%	24.53%	12.20%	2.35%	5.16%
Dividend Yield	3.31%	3.60%	3.96%	4.42%	5.87%	4.65%
Payout Ratio	44.05%	37.53%	40.77%	40.49%	57.69%	42.64%
Buyback Yield / Dilution	-0.20%	-2.50%	-9.45%	0.62%	0.18%	-0.13%
Total Shareholder Return	3.11%	1.11%	-5.50%	5.04%	6.05%	4.51%

Source: S&P Capital IQ. Banks template. Financial Sources.