F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.99 billion. The enterprise value is $7.65 billion.

Market Cap	5.99B
Enterprise Value	7.65B

Important Dates

The next confirmed earnings date is Thursday, April 16, 2026, after market close.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	Mar 2, 2026

Share Statistics

F.N.B. has 355.38 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class	355.38M
Shares Outstanding	355.38M
Shares Change (YoY)	-0.19%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	1.54%
Owned by Institutions (%)	86.45%
Float	349.59M

Valuation Ratios

The trailing PE ratio is 10.81 and the forward PE ratio is 9.79. F.N.B.'s PEG ratio is 0.76.

PE Ratio	10.81
Forward PE	9.79
PS Ratio	3.57
Forward PS	3.11
PB Ratio	0.89
P/TBV Ratio	1.41
P/FCF Ratio	15.94
P/OCF Ratio	12.43
PEG Ratio	0.76

Enterprise Valuation

EV / Earnings	13.54
EV / Sales	4.56
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	20.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.65%.

Return on Equity (ROE)	8.65%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.29%
Revenue Per Employee	$392,106
Profits Per Employee	$131,948
Employee Count	4,282
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $104.00 million in taxes.

Income Tax	104.00M
Effective Tax Rate	15.55%

Stock Price Statistics

The stock price has increased by +25.63% in the last 52 weeks. The beta is 0.90, so F.N.B.'s price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	+25.63%
50-Day Moving Average	17.22
200-Day Moving Average	16.40
Relative Strength Index (RSI)	53.92
Average Volume (20 Days)	8,530,850

Short Selling Information

The latest short interest is 17.67 million, so 4.97% of the outstanding shares have been sold short.

Short Interest	17.67M
Short Previous Month	13.53M
Short % of Shares Out	4.97%
Short % of Float	5.05%
Short Ratio (days to cover)	2.28

Income Statement

In the last 12 months, F.N.B. had revenue of $1.68 billion and earned $565.00 million in profits. Earnings per share was $1.56.

Revenue	1.68B
Gross Profit	1.68B
Operating Income	697.00M
Pretax Income	669.00M
Net Income	565.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Balance Sheet

The company has $2.74 billion in cash and $4.40 billion in debt, with a net cash position of -$1.66 billion or -$4.67 per share.

Cash & Cash Equivalents	2.74B
Total Debt	4.40B
Net Cash	-1.66B
Net Cash Per Share	-$4.67
Equity (Book Value)	6.76B
Book Value Per Share	18.92
Working Capital	-37.74B

Cash Flow

In the last 12 months, operating cash flow was $482.00 million and capital expenditures -$106.00 million, giving a free cash flow of $376.00 million.

Operating Cash Flow	482.00M
Capital Expenditures	-106.00M
Depreciation & Amortization	n/a
Net Borrowing	-352.00M
Free Cash Flow	376.00M
FCF Per Share	$1.06

Margins

Gross Margin	n/a
Operating Margin	41.51%
Pretax Margin	39.85%
Profit Margin	33.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	22.39%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.85%.

Dividend Per Share	$0.48
Dividend Yield	2.85%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	30.77%
Buyback Yield	0.19%
Shareholder Yield	3.04%
Earnings Yield	9.43%
FCF Yield	6.28%

Analyst Forecast

The average price target for F.N.B. is $19.10, which is 13.29% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$19.10
Price Target Difference	13.29%
Analyst Consensus	Strong Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3