F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.21 billion. The enterprise value is $7.63 billion.

Market Cap	5.21B
Enterprise Value	7.63B

Important Dates

The next estimated earnings date is Thursday, January 16, 2025, after market close.

Earnings Date	Jan 16, 2025
Ex-Dividend Date	Dec 2, 2024

Share Statistics

F.N.B. has 359.59 million shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class	359.59M
Shares Outstanding	359.59M
Shares Change (YoY)	+0.20%
Shares Change (QoQ)	-0.08%
Owned by Insiders (%)	1.29%
Owned by Institutions (%)	80.36%
Float	354.66M

Valuation Ratios

The trailing PE ratio is 13.31 and the forward PE ratio is 10.81. F.N.B.'s PEG ratio is 3.26.

PE Ratio	13.31
Forward PE	10.81
PS Ratio	3.51
Forward PS	3.08
PB Ratio	0.83
P/TBV Ratio	1.40
P/FCF Ratio	27.73
P/OCF Ratio	17.61
PEG Ratio	3.26

Enterprise Valuation

EV / Earnings	19.16
EV / Sales	5.11
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	40.56

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	24.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.69%.

Return on Equity (ROE)	6.69%
Return on Assets (ROA)	0.87%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$353,075
Profits Per Employee	$94,131
Employee Count	4,228
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $106.00 million in taxes.

Income Tax	106.00M
Effective Tax Rate	20.70%

Stock Price Statistics

The stock price has increased by +5.23% in the last 52 weeks. The beta is 1.01, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	+5.23%
50-Day Moving Average	15.66
200-Day Moving Average	14.30
Relative Strength Index (RSI)	27.44
Average Volume (20 Days)	2,541,116

Short Selling Information

The latest short interest is 6.87 million, so 1.91% of the outstanding shares have been sold short.

Short Interest	6.87M
Short Previous Month	8.01M
Short % of Shares Out	1.91%
Short % of Float	1.94%
Short Ratio (days to cover)	2.86

Income Statement

In the last 12 months, F.N.B. had revenue of $1.49 billion and earned $397.98 million in profits. Earnings per share was $1.09.

Revenue	1.49B
Gross Profit	1.49B
Operating Income	603.80M
Pretax Income	536.00M
Net Income	397.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.09

Balance Sheet

The company has $2.20 billion in cash and $4.62 billion in debt, giving a net cash position of -$2.41 billion or -$6.71 per share.

Cash & Cash Equivalents	2.20B
Total Debt	4.62B
Net Cash	-2.41B
Net Cash Per Share	-$6.71
Equity (Book Value)	6.25B
Book Value Per Share	17.38
Working Capital	-36.08B

Cash Flow

In the last 12 months, operating cash flow was $296.00 million and capital expenditures -$108.00 million, giving a free cash flow of $188.00 million.

Operating Cash Flow	296.00M
Capital Expenditures	-108.00M
Free Cash Flow	188.00M
FCF Per Share	$0.52

Margins

Gross Margin	n/a
Operating Margin	40.45%
Pretax Margin	34.30%
Profit Margin	27.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	12.59%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.31%.

Dividend Per Share	$0.48
Dividend Yield	3.31%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	44.05%
Buyback Yield	-0.20%
Shareholder Yield	3.11%
Earnings Yield	7.63%
FCF Yield	3.61%

Analyst Forecast

The average price target for F.N.B. is $17.67, which is 21.86% higher than the current price. The consensus rating is "Buy".

Price Target	$17.67
Price Target Difference	21.86%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3