F.N.B. Statistics
Total Valuation
F.N.B. has a market cap or net worth of $5.98 billion. The enterprise value is $7.92 billion.
Important Dates
The last earnings date was Thursday, October 16, 2025, after market close.
| Earnings Date | Oct 16, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
F.N.B. has 358.14 million shares outstanding. The number of shares has decreased by -0.02% in one year.
| Current Share Class | 358.14M |
| Shares Outstanding | 358.14M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | -0.16% |
| Owned by Insiders (%) | 1.49% |
| Owned by Institutions (%) | 86.67% |
| Float | 352.48M |
Valuation Ratios
The trailing PE ratio is 11.90 and the forward PE ratio is 10.19. F.N.B.'s PEG ratio is 0.79.
| PE Ratio | 11.90 |
| Forward PE | 10.19 |
| PS Ratio | 3.79 |
| Forward PS | 3.15 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 10.75 |
| P/OCF Ratio | 8.77 |
| PEG Ratio | 0.79 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.62 |
| EV / Sales | 4.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.10 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.87%.
| Return on Equity (ROE) | 7.87% |
| Return on Assets (ROA) | 1.04% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $370,888 |
| Profits Per Employee | $118,459 |
| Employee Count | 4,280 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F.N.B. has paid $99.00 million in taxes.
| Income Tax | 99.00M |
| Effective Tax Rate | 16.34% |
Stock Price Statistics
The stock price has decreased by -2.68% in the last 52 weeks. The beta is 0.95, so F.N.B.'s price volatility has been similar to the market average.
| Beta (5Y) | 0.95 |
| 52-Week Price Change | -2.68% |
| 50-Day Moving Average | 15.88 |
| 200-Day Moving Average | 14.86 |
| Relative Strength Index (RSI) | 63.70 |
| Average Volume (20 Days) | 5,590,142 |
Short Selling Information
The latest short interest is 16.15 million, so 4.51% of the outstanding shares have been sold short.
| Short Interest | 16.15M |
| Short Previous Month | 12.18M |
| Short % of Shares Out | 4.51% |
| Short % of Float | 4.58% |
| Short Ratio (days to cover) | 1.30 |
Income Statement
In the last 12 months, F.N.B. had revenue of $1.59 billion and earned $507.01 million in profits. Earnings per share was $1.40.
| Revenue | 1.59B |
| Gross Profit | 1.59B |
| Operating Income | 635.40M |
| Pretax Income | 606.00M |
| Net Income | 507.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.40 |
Full Income StatementBalance Sheet
The company has $2.54 billion in cash and $4.50 billion in debt, giving a net cash position of -$1.96 billion or -$5.46 per share.
| Cash & Cash Equivalents | 2.54B |
| Total Debt | 4.50B |
| Net Cash | -1.96B |
| Net Cash Per Share | -$5.46 |
| Equity (Book Value) | 6.64B |
| Book Value Per Share | 18.52 |
| Working Capital | -37.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $680.00 million and capital expenditures -$125.00 million, giving a free cash flow of $555.00 million.
| Operating Cash Flow | 680.00M |
| Capital Expenditures | -125.00M |
| Free Cash Flow | 555.00M |
| FCF Per Share | $1.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.03% |
| Pretax Margin | 38.18% |
| Profit Margin | 31.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.96% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 34.29% |
| Buyback Yield | 0.02% |
| Shareholder Yield | 2.90% |
| Earnings Yield | 8.50% |
| FCF Yield | 9.30% |
Dividend DetailsAnalyst Forecast
The average price target for F.N.B. is $18.39, which is 10.12% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $18.39 |
| Price Target Difference | 10.12% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.
| Last Split Date | May 13, 2003 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
