F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $4.82 billion. The enterprise value is $7.15 billion.

Market Cap	4.82B
Enterprise Value	7.15B

Important Dates

The next estimated earnings date is Wednesday, April 16, 2025, after market close.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

F.N.B. has 359.72 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	359.72M
Shares Outstanding	359.72M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	+1.04%
Owned by Insiders (%)	1.45%
Owned by Institutions (%)	81.97%
Float	354.19M

Valuation Ratios

The trailing PE ratio is 10.56 and the forward PE ratio is 9.52. F.N.B.'s PEG ratio is 3.30.

PE Ratio	10.56
Forward PE	9.52
PS Ratio	3.20
Forward PS	2.76
PB Ratio	0.77
P/TBV Ratio	1.28
P/FCF Ratio	9.59
P/OCF Ratio	7.51
PEG Ratio	3.30

Enterprise Valuation

EV / Earnings	15.57
EV / Sales	4.71
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.21

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	9.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.53%.

Return on Equity (ROE)	7.53%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$354,182
Profits Per Employee	$107,243
Employee Count	4,280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $90.00 million in taxes.

Income Tax	90.00M
Effective Tax Rate	16.22%

Stock Price Statistics

The stock price has decreased by -4.35% in the last 52 weeks. The beta is 1.01, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	-4.35%
50-Day Moving Average	14.70
200-Day Moving Average	14.66
Relative Strength Index (RSI)	37.38
Average Volume (20 Days)	2,628,935

Short Selling Information

The latest short interest is 9.39 million, so 2.61% of the outstanding shares have been sold short.

Short Interest	9.39M
Short Previous Month	9.77M
Short % of Shares Out	2.61%
Short % of Float	2.65%
Short Ratio (days to cover)	3.83

Income Statement

In the last 12 months, F.N.B. had revenue of $1.52 billion and earned $459.00 million in profits. Earnings per share was $1.27.

Revenue	1.52B
Gross Profit	1.52B
Operating Income	595.90M
Pretax Income	536.00M
Net Income	459.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.27

Balance Sheet

The company has $2.54 billion in cash and $4.86 billion in debt, giving a net cash position of -$2.32 billion or -$6.46 per share.

Cash & Cash Equivalents	2.54B
Total Debt	4.86B
Net Cash	-2.32B
Net Cash Per Share	-$6.46
Equity (Book Value)	6.30B
Book Value Per Share	17.52
Working Capital	-35.80B

Cash Flow

In the last 12 months, operating cash flow was $642.00 million and capital expenditures -$139.00 million, giving a free cash flow of $503.00 million.

Operating Cash Flow	642.00M
Capital Expenditures	-139.00M
Free Cash Flow	503.00M
FCF Per Share	$1.40

Margins

Gross Margin	n/a
Operating Margin	39.31%
Pretax Margin	36.61%
Profit Margin	30.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.18%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.58%.

Dividend Per Share	$0.48
Dividend Yield	3.58%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.80%
Buyback Yield	0.07%
Shareholder Yield	3.65%
Earnings Yield	9.52%
FCF Yield	10.43%

Analyst Forecast

The average price target for F.N.B. is $18.60, which is 38.70% higher than the current price. The consensus rating is "Buy".

Price Target	$18.60
Price Target Difference	38.70%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4