F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
15.84
-0.23 (-1.43%)
At close: Mar 13, 2026, 4:00 PM EDT
15.71
-0.13 (-0.82%)
After-hours: Mar 13, 2026, 7:00 PM EDT

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.66 billion. The enterprise value is $7.32 billion.

Market Cap5.66B
Enterprise Value 7.32B

Important Dates

The next estimated earnings date is Wednesday, April 15, 2026, after market close.

Earnings Date Apr 15, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

F.N.B. has 357.39 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class 357.39M
Shares Outstanding 357.39M
Shares Change (YoY) -0.19%
Shares Change (QoQ) -0.23%
Owned by Insiders (%) 1.53%
Owned by Institutions (%) 85.98%
Float 351.60M

Valuation Ratios

The trailing PE ratio is 10.15 and the forward PE ratio is 9.21. F.N.B.'s PEG ratio is 0.71.

PE Ratio 10.15
Forward PE 9.21
PS Ratio 3.37
Forward PS 2.94
PB Ratio 0.84
P/TBV Ratio 1.33
P/FCF Ratio 15.06
P/OCF Ratio 11.74
PEG Ratio 0.71
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.96
EV / Sales 4.36
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 19.47

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 11.70
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.65%.

Return on Equity (ROE) 8.65%
Return on Assets (ROA) 1.14%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.22%
Revenue Per Employee $392,106
Profits Per Employee $131,948
Employee Count4,282
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, F.N.B. has paid $104.00 million in taxes.

Income Tax 104.00M
Effective Tax Rate 15.55%

Stock Price Statistics

The stock price has increased by +19.46% in the last 52 weeks. The beta is 0.91, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y) 0.91
52-Week Price Change +19.46%
50-Day Moving Average 17.52
200-Day Moving Average 16.23
Relative Strength Index (RSI) 28.50
Average Volume (20 Days) 7,746,911

Short Selling Information

The latest short interest is 14.99 million, so 4.19% of the outstanding shares have been sold short.

Short Interest 14.99M
Short Previous Month 12.12M
Short % of Shares Out 4.19%
Short % of Float 4.26%
Short Ratio (days to cover) 1.99

Income Statement

In the last 12 months, F.N.B. had revenue of $1.68 billion and earned $565.00 million in profits. Earnings per share was $1.56.

Revenue1.68B
Gross Profit 1.68B
Operating Income 697.00M
Pretax Income 669.00M
Net Income 565.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.56
Full Income Statement

Balance Sheet

The company has $2.74 billion in cash and $4.40 billion in debt, with a net cash position of -$1.66 billion or -$4.65 per share.

Cash & Cash Equivalents 2.74B
Total Debt 4.40B
Net Cash -1.66B
Net Cash Per Share -$4.65
Equity (Book Value) 6.76B
Book Value Per Share 18.92
Working Capital -37.74B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $482.00 million and capital expenditures -$106.00 million, giving a free cash flow of $376.00 million.

Operating Cash Flow 482.00M
Capital Expenditures -106.00M
Free Cash Flow 376.00M
FCF Per Share $1.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.51%
Pretax Margin 39.85%
Profit Margin 33.65%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 22.39%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.03%.

Dividend Per Share $0.48
Dividend Yield 3.03%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 30.77%
Buyback Yield 0.19%
Shareholder Yield 3.22%
Earnings Yield 9.98%
FCF Yield 6.64%
Dividend Details

Analyst Forecast

The average price target for F.N.B. is $19.10, which is 20.58% higher than the current price. The consensus rating is "Strong Buy".

Price Target $19.10
Price Target Difference 20.58%
Analyst Consensus Strong Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date May 13, 2003
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3