F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.77 billion. The enterprise value is $7.91 billion.

Market Cap	5.77B
Enterprise Value	7.91B

Important Dates

The last earnings date was Thursday, July 17, 2025, after market close.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

F.N.B. has 359.12 million shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class	359.12M
Shares Outstanding	359.12M
Shares Change (YoY)	+0.20%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	1.48%
Owned by Institutions (%)	81.96%
Float	354.18M

Valuation Ratios

The trailing PE ratio is 12.47 and the forward PE ratio is 10.38. F.N.B.'s PEG ratio is 1.49.

PE Ratio	12.47
Forward PE	10.38
PS Ratio	3.76
Forward PS	3.15
PB Ratio	0.88
P/TBV Ratio	1.44
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.49

Enterprise Valuation

EV / Earnings	16.95
EV / Sales	5.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.40%.

Return on Equity (ROE)	7.40%
Return on Assets (ROA)	0.96%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$361,222
Profits Per Employee	$109,071
Employee Count	4,280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $88.98 million in taxes.

Income Tax	88.98M
Effective Tax Rate	16.01%

Stock Price Statistics

The stock price has increased by +5.38% in the last 52 weeks. The beta is 0.94, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+5.38%
50-Day Moving Average	14.47
200-Day Moving Average	14.59
Relative Strength Index (RSI)	67.92
Average Volume (20 Days)	4,153,092

Short Selling Information

The latest short interest is 12.14 million, so 3.38% of the outstanding shares have been sold short.

Short Interest	12.14M
Short Previous Month	13.95M
Short % of Shares Out	3.38%
Short % of Float	3.43%
Short Ratio (days to cover)	5.21

Income Statement

In the last 12 months, F.N.B. had revenue of $1.55 billion and earned $466.82 million in profits. Earnings per share was $1.29.

Revenue	1.55B
Gross Profit	1.55B
Operating Income	591.49M
Pretax Income	536.00M
Net Income	466.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.29

Balance Sheet

The company has $2.43 billion in cash and $4.57 billion in debt, giving a net cash position of -$2.14 billion or -$5.96 per share.

Cash & Cash Equivalents	2.43B
Total Debt	4.57B
Net Cash	-2.14B
Net Cash Per Share	-$5.96
Equity (Book Value)	6.52B
Book Value Per Share	18.17
Working Capital	-36.90B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.26%
Pretax Margin	35.95%
Profit Margin	30.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.02%.

Dividend Per Share	$0.48
Dividend Yield	3.02%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.25%
Buyback Yield	-0.20%
Shareholder Yield	2.79%
Earnings Yield	8.09%
FCF Yield	n/a

Analyst Forecast

The average price target for F.N.B. is $17.83, which is 10.95% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$17.83
Price Target Difference	10.95%
Analyst Consensus	Strong Buy
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2