F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $6.27 billion. The enterprise value is $7.69 billion.

Market Cap	6.27B
Enterprise Value	7.69B

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Mar 2, 2026

Share Statistics

F.N.B. has 357.30 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class	357.30M
Shares Outstanding	357.30M
Shares Change (YoY)	-0.19%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	1.49%
Owned by Institutions (%)	86.27%
Float	351.67M

Valuation Ratios

The trailing PE ratio is 11.25 and the forward PE ratio is 10.18. F.N.B.'s PEG ratio is 0.79.

PE Ratio	11.25
Forward PE	10.18
PS Ratio	3.76
Forward PS	3.25
PB Ratio	0.93
P/TBV Ratio	1.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.79

Enterprise Valuation

EV / Earnings	13.60
EV / Sales	4.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.66%.

Return on Equity (ROE)	8.66%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.77%
Revenue Per Employee	$392,312
Profits Per Employee	$132,100
Employee Count	4,280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $103.97 million in taxes.

Income Tax	103.97M
Effective Tax Rate	15.53%

Stock Price Statistics

The stock price has increased by +11.57% in the last 52 weeks. The beta is 0.93, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+11.57%
50-Day Moving Average	17.18
200-Day Moving Average	15.65
Relative Strength Index (RSI)	53.23
Average Volume (20 Days)	6,099,447

Short Selling Information

The latest short interest is 11.93 million, so 3.34% of the outstanding shares have been sold short.

Short Interest	11.93M
Short Previous Month	14.98M
Short % of Shares Out	3.34%
Short % of Float	3.39%
Short Ratio (days to cover)	2.62

Income Statement

In the last 12 months, F.N.B. had revenue of $1.68 billion and earned $565.39 million in profits. Earnings per share was $1.56.

Revenue	1.68B
Gross Profit	1.68B
Operating Income	697.70M
Pretax Income	669.36M
Net Income	565.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Balance Sheet

The company has $2.50 billion in cash and $3.92 billion in debt, with a net cash position of -$1.42 billion or -$3.97 per share.

Cash & Cash Equivalents	2.50B
Total Debt	3.92B
Net Cash	-1.42B
Net Cash Per Share	-$3.97
Equity (Book Value)	6.76B
Book Value Per Share	18.92
Working Capital	-37.76B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.55%
Pretax Margin	39.86%
Profit Margin	33.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.74%.

Dividend Per Share	$0.48
Dividend Yield	2.74%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	30.77%
Buyback Yield	0.19%
Shareholder Yield	2.92%
Earnings Yield	9.02%
FCF Yield	n/a

Analyst Forecast

The average price target for F.N.B. is $19.10, which is 8.83% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$19.10
Price Target Difference	8.83%
Analyst Consensus	Strong Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2