F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.63 billion. The enterprise value is $7.22 billion.

Market Cap	5.63B
Enterprise Value	7.22B

Important Dates

The last earnings date was Thursday, October 16, 2025, after market close.

Earnings Date	Oct 16, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

F.N.B. has 358.38 million shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	358.38M
Shares Outstanding	358.38M
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	+0.66%
Owned by Insiders (%)	1.49%
Owned by Institutions (%)	84.51%
Float	352.73M

Valuation Ratios

The trailing PE ratio is 11.23 and the forward PE ratio is 9.62. F.N.B.'s PEG ratio is 0.74.

PE Ratio	11.23
Forward PE	9.62
PS Ratio	3.58
Forward PS	2.98
PB Ratio	0.85
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.74

Enterprise Valuation

EV / Earnings	14.27
EV / Sales	4.54
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.86%.

Return on Equity (ROE)	7.86%
Return on Assets (ROA)	1.03%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$371,472
Profits Per Employee	$118,278
Employee Count	4,280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $99.35 million in taxes.

Income Tax	99.35M
Effective Tax Rate	16.41%

Stock Price Statistics

The stock price has increased by +7.01% in the last 52 weeks. The beta is 0.96, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+7.01%
50-Day Moving Average	16.07
200-Day Moving Average	14.83
Relative Strength Index (RSI)	50.09
Average Volume (20 Days)	15,333,195

Short Selling Information

The latest short interest is 12.18 million, so 3.40% of the outstanding shares have been sold short.

Short Interest	12.18M
Short Previous Month	9.91M
Short % of Shares Out	3.40%
Short % of Float	3.45%
Short Ratio (days to cover)	1.03

Income Statement

In the last 12 months, F.N.B. had revenue of $1.59 billion and earned $506.23 million in profits. Earnings per share was $1.40.

Revenue	1.59B
Gross Profit	1.59B
Operating Income	637.55M
Pretax Income	605.57M
Net Income	506.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.40

Balance Sheet

The company has $2.41 billion in cash and $4.00 billion in debt, giving a net cash position of -$1.59 billion or -$4.44 per share.

Cash & Cash Equivalents	2.41B
Total Debt	4.00B
Net Cash	-1.59B
Net Cash Per Share	-$4.44
Equity (Book Value)	6.64B
Book Value Per Share	18.52
Working Capital	-37.65B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.10%
Pretax Margin	38.09%
Profit Margin	31.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.05%.

Dividend Per Share	$0.48
Dividend Yield	3.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	34.30%
Buyback Yield	0.12%
Shareholder Yield	3.17%
Earnings Yield	8.99%
FCF Yield	n/a

Analyst Forecast

The average price target for F.N.B. is $18.39, which is 16.99% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$18.39
Price Target Difference	16.99%
Analyst Consensus	Strong Buy
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2