F.N.B. Statistics
Total Valuation
F.N.B. has a market cap or net worth of $5.91 billion. The enterprise value is $8.45 billion.
Important Dates
The next estimated earnings date is Thursday, October 16, 2025, after market close.
| Earnings Date | Oct 16, 2025 |
| Ex-Dividend Date | Sep 2, 2025 |
Share Statistics
F.N.B. has 359.14 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 359.14M |
| Shares Outstanding | 359.14M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | -0.22% |
| Owned by Insiders (%) | 1.48% |
| Owned by Institutions (%) | 84.50% |
| Float | 353.53M |
Valuation Ratios
The trailing PE ratio is 12.71 and the forward PE ratio is 10.57. F.N.B.'s PEG ratio is 1.48.
| PE Ratio | 12.71 |
| Forward PE | 10.57 |
| PS Ratio | 3.85 |
| Forward PS | 3.20 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 1.48 |
| P/FCF Ratio | 16.44 |
| P/OCF Ratio | 11.86 |
| PEG Ratio | 1.48 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.09 |
| EV / Sales | 5.46 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 23.46 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 14.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.40%.
| Return on Equity (ROE) | 7.40% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $361,238 |
| Profits Per Employee | $109,113 |
| Employee Count | 4,280 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F.N.B. has paid $89.00 million in taxes.
| Income Tax | 89.00M |
| Effective Tax Rate | 16.01% |
Stock Price Statistics
The stock price has increased by +12.42% in the last 52 weeks. The beta is 1.00, so F.N.B.'s price volatility has been similar to the market average.
| Beta (5Y) | 1.00 |
| 52-Week Price Change | +12.42% |
| 50-Day Moving Average | 15.71 |
| 200-Day Moving Average | 14.79 |
| Relative Strength Index (RSI) | 58.41 |
| Average Volume (20 Days) | 8,318,324 |
Short Selling Information
The latest short interest is 8.07 million, so 2.25% of the outstanding shares have been sold short.
| Short Interest | 8.07M |
| Short Previous Month | 13.60M |
| Short % of Shares Out | 2.25% |
| Short % of Float | 2.28% |
| Short Ratio (days to cover) | 1.25 |
Income Statement
In the last 12 months, F.N.B. had revenue of $1.55 billion and earned $467.01 million in profits. Earnings per share was $1.29.
| Revenue | 1.55B |
| Gross Profit | 1.55B |
| Operating Income | 591.10M |
| Pretax Income | 536.00M |
| Net Income | 467.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.29 |
Full Income StatementBalance Sheet
The company has $2.55 billion in cash and $5.08 billion in debt, giving a net cash position of -$2.53 billion or -$7.04 per share.
| Cash & Cash Equivalents | 2.55B |
| Total Debt | 5.08B |
| Net Cash | -2.53B |
| Net Cash Per Share | -$7.04 |
| Equity (Book Value) | 6.52B |
| Book Value Per Share | 18.17 |
| Working Capital | -36.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $499.00 million and capital expenditures -$139.00 million, giving a free cash flow of $360.00 million.
| Operating Cash Flow | 499.00M |
| Capital Expenditures | -139.00M |
| Free Cash Flow | 360.00M |
| FCF Per Share | $1.00 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.23% |
| Pretax Margin | 35.96% |
| Profit Margin | 30.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.28% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.93%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.93% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 37.21% |
| Buyback Yield | -0.08% |
| Shareholder Yield | 2.83% |
| Earnings Yield | 7.89% |
| FCF Yield | 6.08% |
Dividend DetailsAnalyst Forecast
The average price target for F.N.B. is $18.33, which is 11.36% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $18.33 |
| Price Target Difference | 11.36% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.
| Last Split Date | May 13, 2003 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
