F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.32 billion. The enterprise value is $7.16 billion.

Market Cap	5.32B
Enterprise Value	7.16B

Important Dates

The next estimated earnings date is Wednesday, April 16, 2025, after market close.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

F.N.B. has 359.62 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	359.62M
Shares Outstanding	359.62M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	+1.04%
Owned by Insiders (%)	1.37%
Owned by Institutions (%)	81.44%
Float	354.38M

Valuation Ratios

The trailing PE ratio is 11.64 and the forward PE ratio is 10.49. F.N.B.'s PEG ratio is 2.36.

PE Ratio	11.64
Forward PE	10.49
PS Ratio	3.52
Forward PS	3.05
PB Ratio	0.84
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	2.36

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.60
EV / Sales	4.72
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.53%.

Return on Equity (ROE)	7.53%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$358,813
Profits Per Employee	$108,639
Employee Count	4,228
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $90.39 million in taxes.

Income Tax	90.39M
Effective Tax Rate	16.27%

Stock Price Statistics

The stock price has increased by +10.38% in the last 52 weeks. The beta is 1.03, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+10.38%
50-Day Moving Average	15.31
200-Day Moving Average	14.65
Relative Strength Index (RSI)	38.67
Average Volume (20 Days)	2,303,967

Short Selling Information

The latest short interest is 8.94 million, so 2.49% of the outstanding shares have been sold short.

Short Interest	8.94M
Short Previous Month	6.79M
Short % of Shares Out	2.49%
Short % of Float	2.52%
Short Ratio (days to cover)	3.21

Income Statement

In the last 12 months, F.N.B. had revenue of $1.52 billion and earned $459.33 million in profits. Earnings per share was $1.27.

Revenue	1.52B
Gross Profit	1.52B
Operating Income	597.18M
Pretax Income	536.00M
Net Income	459.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.27

Full Income Statement

Balance Sheet

The company has $2.42 billion in cash and $4.27 billion in debt, giving a net cash position of -$1.85 billion or -$5.14 per share.

Cash & Cash Equivalents	2.42B
Total Debt	4.27B
Net Cash	-1.85B
Net Cash Per Share	-$5.14
Equity (Book Value)	6.30B
Book Value Per Share	17.52
Working Capital	-35.72B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	39.36%
Pretax Margin	36.63%
Profit Margin	30.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.25%.

Dividend Per Share	$0.48
Dividend Yield	3.25%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.80%
Buyback Yield	0.07%
Shareholder Yield	3.32%
Earnings Yield	8.64%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for F.N.B. is $18.60, which is 25.85% higher than the current price. The consensus rating is "Buy".

Price Target	$18.60
Price Target Difference	25.85%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2