The First Bancorp, Inc. (FNLC)

The First Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	154.75	127.82	130.41	152.33	132.61
Net Interest Income Growth	21.07%	-1.99%	-14.39%	14.88%	10.81%
Non-Interest Income	17.34	16.36	15.44	16.87	19.38
Non-Interest Income Growth	6.02%	5.95%	-8.52%	-12.94%	6.98%
Revenues Before Loan Losses	172.09	144.18	145.85	169.21	151.99
Provision for Credit Losses	1.85	0.53	1.18	1.75	-0.38
Revenue	170.24	143.65	144.67	167.46	152.36
Revenue Growth (YoY)	18.51%	-0.70%	-13.61%	9.90%	15.66%
Compensation Expenses	27	24.23	21.94	23.32	21.15
Selling, General & Admin	9.27	9	8.71	8.11	7.63
Other Non-Interest Expenses	14.66	13.93	13.11	12.48	13.37
Total Non-Interest Expense	50.93	47.16	43.76	43.9	42.15
Pretax Income	41.94	32.58	35.7	47.39	43.91
Provision for Income Taxes	7.55	5.54	6.18	8.4	7.64
Net Income	34.39	27.05	29.52	38.99	36.27
Net Income to Common	34.39	27.05	29.52	38.99	36.27
Net Income Growth	27.17%	-8.38%	-24.29%	7.50%	33.69%
Shares Outstanding (Basic)	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11
Shares Change (YoY)	0.59%	0.51%	0.46%	0.40%	0.50%
EPS (Basic)	3.10	2.45	2.68	3.56	3.33
EPS (Diluted)	3.07	2.43	2.66	3.53	3.30
EPS Growth	26.34%	-8.65%	-24.65%	6.97%	33.06%
Free Cash Flow	34.59	24.57	34.28	39.81	52.94
Free Cash Flow Growth	40.79%	-28.33%	-13.88%	-24.80%	162.60%
Free Cash Flow Per Share	3.09	2.21	3.09	3.61	4.82
Dividends Per Share	1.470	1.430	1.390	1.340	1.270
Dividend Growth	2.80%	2.88%	3.73%	5.51%	3.25%
Profit Margin	20.20%	18.83%	20.40%	23.28%	23.80%
FCF Margin	20.32%	17.11%	23.70%	23.77%	34.74%
EBITDA	2.21	2.21	2.11	1.98	2.04
EBITDA Margin	1.30%	1.54%	1.46%	1.18%	1.34%
Effective Tax Rate	17.99%	17.00%	17.32%	17.72%	17.41%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q