The First Bancorp, Inc. (FNLC)

The First Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	139.03	129.44	108.27	75.81	62.2	59.06
Interest Income on Investments	19.5	19.39	19.9	17.23	14.89	18.06
Total Interest Income	158.54	148.83	128.17	93.04	77.08	77.12
Interest Paid on Deposits	78.67	79.41	61	15.36	7.31	14.14
Interest Paid on Borrowings	6.05	5.51	1.96	1.51	3.46	3.15
Total Interest Expense	84.72	84.92	62.97	16.87	10.78	17.29
Net Interest Income	73.82	63.91	65.21	76.17	66.3	59.83
Net Interest Income Growth (YoY)	18.66%	-1.99%	-14.39%	14.88%	10.81%	13.98%
Trust Income	5.27	4.96	4.65	4.6	4.53	3.66
Gain (Loss) on Sale of Investments	-	-	-	0.01	0.02	1.16
Other Non-Interest Income	9.68	9.34	8.9	10.44	13.26	11.66
Total Non-Interest Income	17.04	16.36	15.44	16.87	19.38	18.12
Non-Interest Income Growth (YoY)	6.34%	5.95%	-8.52%	-12.94%	6.98%	27.70%
Revenues Before Loan Losses	90.86	80.27	80.64	93.04	85.69	77.95
Provision for Loan Losses	2.74	0.53	1.18	1.75	-0.38	6.05
Revenue	88.12	79.74	79.46	91.29	86.06	71.9
Revenue Growth (YoY)	12.70%	0.35%	-12.96%	6.08%	19.69%	9.89%
Salaries and Employee Benefits	25.31	23.34	21.12	22.51	20.3	19.74
Federal Deposit Insurance	2.72	2.39	1.96	1.07	0.82	0.74
Amortization of Goodwill & Intangibles	0.03	0.03	0.03	0.07	0.07	0.04
Selling, General & Administrative	11.42	11.12	10.72	10.22	9.67	9.2
Other Non-Interest Expense	10.47	10.29	9.93	10.05	11.29	9.63
Total Non-Interest Expense	49.94	47.16	43.76	43.9	42.15	39.34
EBT Excluding Unusual Items	38.18	32.58	35.7	47.39	43.91	32.56
Pretax Income	38.18	32.58	35.7	47.39	43.91	32.25
Income Tax Expense	6.67	5.54	6.18	8.4	7.64	5.12
Net Income	31.5	27.05	29.52	38.99	36.27	27.13
Net Income to Common	31.5	27.05	29.52	38.99	36.27	27.13
Net Income Growth	19.14%	-8.38%	-24.29%	7.50%	33.69%	6.28%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change (YoY)	0.57%	0.51%	0.46%	0.40%	0.50%	0.40%
EPS (Basic)	2.84	2.45	2.68	3.57	3.33	2.50
EPS (Diluted)	2.81	2.43	2.66	3.53	3.30	2.48
EPS Growth	18.07%	-8.65%	-24.65%	6.97%	33.06%	5.98%
Dividend Per Share	1.460	1.430	1.390	1.340	1.270	1.230
Dividend Growth	2.82%	2.88%	3.73%	5.51%	3.25%	3.36%
Effective Tax Rate	17.48%	17.00%	17.32%	17.72%	17.41%	15.88%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q