The First Bancorp, Inc. (FNLC)

NASDAQ: FNLC · Real-Time Price · USD

34.46

-0.15 (-0.43%)

Aug 26, 2026, 4:00 PM EDT - Market closed

The First Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	98.81	92.87	79.74	79.46	91.29	86.06
Revenue Growth	15.64%	16.46%	0.35%	-12.96%	6.08%	19.69%
Net Income	37.81	34.39	27.05	29.52	38.99	36.27
Earnings Per Share	3.37	3.07	2.43	2.66	3.53	3.30
EPS Growth	25.74%	26.34%	-8.65%	-24.65%	6.97%	33.06%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	38.12	36.37	54.79	40.16	32.02	89.9
Total Debt	218.82	193.52	152.46	76.8	109.13	139.76
Net Cash (Debt)	-180.69	-157.15	-97.67	-36.64	-77.11	-49.85
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-16.07	-14.03	-8.77	-3.31	-6.99	-4.54

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	38.07	37.81	26.05	36.92	41.21	56.69
Capital Expenditures	-2.45	-3.22	-1.48	-2.64	-1.4	-3.76
Free Cash Flow	35.62	34.59	24.57	34.28	39.81	52.94
Free Cash Flow Growth	26.61%	40.79%	-28.33%	-13.88%	-24.80%	162.60%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	38.26%	37.04%	33.92%	37.15%	42.71%	42.14%
FCF Margin	36.05%	37.25%	30.81%	43.15%	43.61%	61.51%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.520	1.470	1.430	1.390	1.340	1.270
Dividend Per Share Growth	2.76%	2.80%	2.88%	3.73%	5.51%	3.25%
Dividend Yield	4.41%	5.77%	5.74%	5.72%	5.49%	5.18%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.23	8.63	11.28	10.61	8.48	9.52
Forward PE	-	12.49	12.49	12.49	12.49	12.49
P/FCF Ratio	10.91	8.57	12.41	9.13	8.31	6.52
PS Ratio	3.93	3.19	3.83	3.94	3.62	4.01