The First Bancorp, Inc. (FNLC)

The First Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	32.12	27.78	27.64	31.94	22.73	20.63
Investment Securities	355.41	368.76	396.8	391.23	394.37	443.49
Trading Asset Securities	-	4.46	5.06	4.73	5.6	2.59
Mortgage-Backed Securities	282.79	259	271.75	281	289.17	315.55
Total Investments	638.2	632.22	673.61	676.96	689.15	761.63
Gross Loans	2,442	2,394	2,341	2,129	1,915	1,648
Allowance for Loan Losses	-23.81	-25.37	-24.87	-24.03	-16.72	-15.52
Net Loans	2,418	2,369	2,316	2,105	1,898	1,632
Property, Plant & Equipment	28.28	28.77	27.86	28.68	28.28	28.95
Goodwill	30.65	30.65	30.65	30.65	30.65	30.65
Loans Held for Sale	0.28	-	-	-	0.28	0.84
Accrued Interest Receivable	17.05	14.19	13.98	11.89	9.83	7.54
Long-Term Deferred Tax Assets	-	15.95	19.07	18.06	17.76	5.62
Other Real Estate Owned & Foreclosed	0.03	-	0.17	-	-	-
Other Long-Term Assets	87.43	40.78	41.81	40.75	39.72	34.79
Total Assets	3,252	3,166	3,157	2,947	2,739	2,527

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	2,118	2,047	2,021	1,887	1,682	1,475
Institutional Deposits	351.61	338.33	412.18	423.43	377.88	313.64
Non-Interest Bearing Deposits	316.83	279.91	292.26	289.1	318.63	334.95
Total Deposits	2,787	2,665	2,725	2,600	2,379	2,123
Short-Term Borrowings	-	54.63	56.14	53.92	69.32	83.84
Current Portion of Long-Term Debt	-	42	-	20.08	38.99	-
Current Portion of Leases	-	0.09	-	-	-	-
Long-Term Debt	144.88	0.91	0.76	2.15	-	-
Federal Home Loan Bank Debt, Long-Term	-	95.5	95	-	0.08	55.09
Long-Term Leases	-	0.39	0.57	0.65	0.74	0.82
Pension & Post-Retirement Benefits	-	2.46	2.58	2.66	2.89	2.87
Long-Term Deferred Tax Liabilities	-	7.12	7.2	7.03	6.78	6
Other Long-Term Liabilities	32.08	15.32	17.03	17.47	12.58	9.52
Total Liabilities	2,964	2,883	2,905	2,704	2,510	2,281

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.11	0.11	0.11	0.11	0.11	0.11
Additional Paid-In Capital	75.33	73.71	71.83	70.07	68.44	66.83
Retained Earnings	256.61	240.46	222.82	211.93	204.34	180.42
Comprehensive Income & Other	-43.9	-31.14	-42.27	-39.03	-43.97	-1.7
Shareholders' Equity	288.15	283.14	252.49	243.08	228.92	245.66
Total Liabilities & Equity	3,252	3,166	3,157	2,947	2,739	2,527

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	144.88	193.52	152.46	76.8	109.13	139.76
Net Cash (Debt)	-109.89	-157.15	-97.67	-36.64	-77.11	-49.85
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-9.76	-14.03	-8.77	-3.31	-6.99	-4.54
Filing Date Shares Outstanding	11.29	11.27	11.2	11.13	11.08	11.02
Total Common Shares Outstanding	11.29	11.22	11.16	11.1	11.05	11
Book Value Per Share	25.53	25.23	22.63	21.90	20.73	22.33
Tangible Book Value	257.5	252.5	221.85	212.43	198.28	215.01
Tangible Book Value Per Share	22.82	22.50	19.89	19.14	17.95	19.55

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

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