The First Bancorp Statistics
Total Valuation
FNLC has a market cap or net worth of $410.23 million. The enterprise value is $520.12 million.
| Market Cap | 410.23M |
| Enterprise Value | 520.12M |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Oct 6, 2026 |
Share Statistics
FNLC has 11.29 million shares outstanding. The number of shares has increased by 0.61% in one year.
| Current Share Class | 11.29M |
| Shares Outstanding | 11.29M |
| Shares Change (YoY) | +0.61% |
| Shares Change (QoQ) | -0.39% |
| Owned by Insiders (%) | 5.37% |
| Owned by Institutions (%) | 53.60% |
| Float | 10.68M |
Valuation Ratios
The trailing PE ratio is 10.39.
| PE Ratio | 10.39 |
| Forward PE | n/a |
| PS Ratio | 4.06 |
| Forward PS | n/a |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.60 |
| P/FCF Ratio | 11.57 |
| P/OCF Ratio | 10.83 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.25 |
| EV / Sales | 5.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.50 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.00%.
| Return on Equity (ROE) | 14.00% |
| Return on Assets (ROA) | 1.22% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.10% |
| Revenue Per Employee | $365,040 |
| Profits Per Employee | $141,712 |
| Employee Count | 278 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNLC has paid $8.41 million in taxes.
| Income Tax | 8.41M |
| Effective Tax Rate | 17.60% |
Stock Price Statistics
The stock price has increased by +48.67% in the last 52 weeks. The beta is 0.48, so FNLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +48.67% |
| 50-Day Moving Average | 34.64 |
| 200-Day Moving Average | 31.40 |
| Relative Strength Index (RSI) | 64.68 |
| Average Volume (20 Days) | 38,941 |
Short Selling Information
The latest short interest is 149,220, so 1.32% of the outstanding shares have been sold short.
| Short Interest | 149,220 |
| Short Previous Month | 147,418 |
| Short % of Shares Out | 1.32% |
| Short % of Float | 1.40% |
| Short Ratio (days to cover) | 4.02 |
Income Statement
In the last 12 months, FNLC had revenue of $101.48 million and earned $39.40 million in profits. Earnings per share was $3.50.
| Revenue | 101.48M |
| Gross Profit | 101.48M |
| Operating Income | 50.27M |
| Pretax Income | 47.81M |
| Net Income | 39.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.50 |
Balance Sheet
The company has $34.99 million in cash and $144.88 million in debt, with a net cash position of -$109.89 million or -$9.74 per share.
| Cash & Cash Equivalents | 34.99M |
| Total Debt | 144.88M |
| Net Cash | -109.89M |
| Net Cash Per Share | -$9.74 |
| Equity (Book Value) | 288.15M |
| Book Value Per Share | 25.53 |
| Working Capital | -2.73B |
Cash Flow
In the last 12 months, operating cash flow was $38.07 million and capital expenditures -$2.45 million, giving a free cash flow of $35.62 million.
| Operating Cash Flow | 38.07M |
| Capital Expenditures | -2.45M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 17.90M |
| Free Cash Flow | 35.62M |
| FCF Per Share | $3.16 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.53% |
| Pretax Margin | 47.11% |
| Profit Margin | 38.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.05% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 4.18%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 4.18% |
| Dividend Growth (YoY) | 2.74% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 43.43% |
| FCF Payout Ratio | 48.15% |
| Buyback Yield | -0.61% |
| Shareholder Yield | 3.56% |
| Earnings Yield | 9.63% |
| FCF Yield | 8.64% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 2, 2004 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |