The First Bancorp, Inc. (FNLC)

The First Bancorp Statistics

Total Valuation

FNLC has a market cap or net worth of $322.26 million. The enterprise value is $464.11 million.

Market Cap	322.26M
Enterprise Value	464.11M

Important Dates

The last earnings date was Wednesday, April 22, 2026, after market close.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Apr 7, 2026

Share Statistics

FNLC has 11.28 million shares outstanding. The number of shares has increased by 0.61% in one year.

Current Share Class	11.28M
Shares Outstanding	11.28M
Shares Change (YoY)	+0.61%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	5.42%
Owned by Institutions (%)	52.16%
Float	10.66M

Valuation Ratios

The trailing PE ratio is 8.82.

PE Ratio	8.82
Forward PE	n/a
PS Ratio	3.36
Forward PS	n/a
PB Ratio	1.12
P/TBV Ratio	1.26
P/FCF Ratio	5.75
P/OCF Ratio	5.52
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.78
EV / Sales	4.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.29

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.59
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.29%.

Return on Equity (ROE)	13.29%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.32%
Revenue Per Employee	$345,245
Profits Per Employee	$130,612
Employee Count	278
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FNLC has paid $7.97 million in taxes.

Income Tax	7.97M
Effective Tax Rate	18.00%

Stock Price Statistics

The stock price has increased by +18.05% in the last 52 weeks. The beta is 0.50, so FNLC's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+18.05%
50-Day Moving Average	28.50
200-Day Moving Average	27.11
Relative Strength Index (RSI)	49.87
Average Volume (20 Days)	14,853

Short Selling Information

The latest short interest is 72,019, so 0.64% of the outstanding shares have been sold short.

Short Interest	72,019
Short Previous Month	73,613
Short % of Shares Out	0.64%
Short % of Float	0.68%
Short Ratio (days to cover)	3.64

Income Statement

In the last 12 months, FNLC had revenue of $95.98 million and earned $36.31 million in profits. Earnings per share was $3.24.

Revenue	95.98M
Gross Profit	95.98M
Operating Income	46.90M
Pretax Income	44.28M
Net Income	36.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.24

Balance Sheet

The company has $59.03 million in cash and $200.89 million in debt, with a net cash position of -$141.85 million or -$12.58 per share.

Cash & Cash Equivalents	59.03M
Total Debt	200.89M
Net Cash	-141.85M
Net Cash Per Share	-$12.58
Equity (Book Value)	286.78M
Book Value Per Share	25.44
Working Capital	-2.69B

Cash Flow

In the last 12 months, operating cash flow was $58.41 million and capital expenditures -$2.39 million, giving a free cash flow of $56.01 million.

Operating Cash Flow	58.41M
Capital Expenditures	-2.39M
Depreciation & Amortization	n/a
Net Borrowing	10.35M
Free Cash Flow	56.01M
FCF Per Share	$4.97

Margins

Gross Margin	n/a
Operating Margin	48.87%
Pretax Margin	46.13%
Profit Margin	37.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	58.36%

Dividends & Yields

This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 5.18%.

Dividend Per Share	$1.48
Dividend Yield	5.18%
Dividend Growth (YoY)	2.78%
Years of Dividend Growth	7
Payout Ratio	45.68%
Buyback Yield	-0.61%
Shareholder Yield	4.57%
Earnings Yield	11.27%
FCF Yield	17.38%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 2, 2004
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4