The First Bancorp Statistics
Total Valuation
FNLC has a market cap or net worth of $399.04 million. The enterprise value is $580.64 million.
| Market Cap | 399.04M |
| Enterprise Value | 580.64M |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jul 7, 2026 |
Share Statistics
FNLC has 11.28 million shares outstanding. The number of shares has increased by 0.43% in one year.
| Current Share Class | 11.28M |
| Shares Outstanding | 11.28M |
| Shares Change (YoY) | +0.43% |
| Shares Change (QoQ) | -0.07% |
| Owned by Insiders (%) | 5.38% |
| Owned by Institutions (%) | 52.83% |
| Float | 10.65M |
Valuation Ratios
The trailing PE ratio is 10.50.
| PE Ratio | 10.50 |
| Forward PE | n/a |
| PS Ratio | 4.04 |
| Forward PS | n/a |
| PB Ratio | 1.36 |
| P/TBV Ratio | 1.52 |
| P/FCF Ratio | 7.12 |
| P/OCF Ratio | 6.83 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.36 |
| EV / Sales | 5.88 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.82 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.54%.
| Return on Equity (ROE) | 13.54% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.49% |
| Revenue Per Employee | $355,446 |
| Profits Per Employee | $135,996 |
| Employee Count | 278 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNLC has paid $8.13 million in taxes.
| Income Tax | 8.13M |
| Effective Tax Rate | 17.70% |
Stock Price Statistics
The stock price has increased by +40.62% in the last 52 weeks. The beta is 0.48, so FNLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +40.62% |
| 50-Day Moving Average | 33.04 |
| 200-Day Moving Average | 28.84 |
| Relative Strength Index (RSI) | 60.42 |
| Average Volume (20 Days) | 34,219 |
Short Selling Information
The latest short interest is 114,349, so 1.01% of the outstanding shares have been sold short.
| Short Interest | 114,349 |
| Short Previous Month | 116,613 |
| Short % of Shares Out | 1.01% |
| Short % of Float | 1.07% |
| Short Ratio (days to cover) | 2.31 |
Income Statement
In the last 12 months, FNLC had revenue of $98.81 million and earned $37.81 million in profits. Earnings per share was $3.37.
| Revenue | 98.81M |
| Gross Profit | 98.81M |
| Operating Income | 48.46M |
| Pretax Income | 45.94M |
| Net Income | 37.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.37 |
Balance Sheet
The company has $32.47 million in cash and $214.07 million in debt, with a net cash position of -$181.60 million or -$16.10 per share.
| Cash & Cash Equivalents | 32.47M |
| Total Debt | 214.07M |
| Net Cash | -181.60M |
| Net Cash Per Share | -$16.10 |
| Equity (Book Value) | 292.96M |
| Book Value Per Share | 25.97 |
| Working Capital | -2.63B |
Cash Flow
In the last 12 months, operating cash flow was $58.41 million and capital expenditures -$2.39 million, giving a free cash flow of $56.01 million.
| Operating Cash Flow | 58.41M |
| Capital Expenditures | -2.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 10.35M |
| Free Cash Flow | 56.01M |
| FCF Per Share | $4.97 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.04% |
| Pretax Margin | 46.49% |
| Profit Margin | 38.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 58.36% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 4.30%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 4.30% |
| Dividend Growth (YoY) | 2.76% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 45.10% |
| Buyback Yield | -0.43% |
| Shareholder Yield | 3.87% |
| Earnings Yield | 9.47% |
| FCF Yield | 14.04% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 2, 2004 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |