The First Bancorp Statistics
Total Valuation
FNLC has a market cap or net worth of $396.91 million. The enterprise value is $577.61 million.
| Market Cap | 396.91M |
| Enterprise Value | 577.61M |
Important Dates
The next estimated earnings date is Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Jul 7, 2026 |
Share Statistics
FNLC has 11.28 million shares outstanding. The number of shares has increased by 0.63% in one year.
| Current Share Class | 11.28M |
| Shares Outstanding | 11.28M |
| Shares Change (YoY) | +0.63% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 5.38% |
| Owned by Institutions (%) | 53.62% |
| Float | 10.68M |
Valuation Ratios
The trailing PE ratio is 10.44.
| PE Ratio | 10.44 |
| Forward PE | n/a |
| PS Ratio | 4.02 |
| Forward PS | n/a |
| PB Ratio | 1.35 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | 11.14 |
| P/OCF Ratio | 10.43 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.28 |
| EV / Sales | 5.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.54%.
| Return on Equity (ROE) | 13.54% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.43% |
| Revenue Per Employee | $355,446 |
| Profits Per Employee | $135,996 |
| Employee Count | 278 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNLC has paid $8.13 million in taxes.
| Income Tax | 8.13M |
| Effective Tax Rate | 17.70% |
Stock Price Statistics
The stock price has increased by +31.32% in the last 52 weeks. The beta is 0.48, so FNLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +31.32% |
| 50-Day Moving Average | 34.86 |
| 200-Day Moving Average | 30.25 |
| Relative Strength Index (RSI) | 53.33 |
| Average Volume (20 Days) | 30,436 |
Short Selling Information
The latest short interest is 140,836, so 1.25% of the outstanding shares have been sold short.
| Short Interest | 140,836 |
| Short Previous Month | 122,668 |
| Short % of Shares Out | 1.25% |
| Short % of Float | 1.32% |
| Short Ratio (days to cover) | 5.53 |
Income Statement
In the last 12 months, FNLC had revenue of $98.81 million and earned $37.81 million in profits. Earnings per share was $3.37.
| Revenue | 98.81M |
| Gross Profit | 98.81M |
| Operating Income | 48.46M |
| Pretax Income | 45.94M |
| Net Income | 37.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.37 |
Balance Sheet
The company has $38.12 million in cash and $218.82 million in debt, with a net cash position of -$180.69 million or -$16.02 per share.
| Cash & Cash Equivalents | 38.12M |
| Total Debt | 218.82M |
| Net Cash | -180.69M |
| Net Cash Per Share | -$16.02 |
| Equity (Book Value) | 292.96M |
| Book Value Per Share | 25.97 |
| Working Capital | -2.80B |
Cash Flow
In the last 12 months, operating cash flow was $38.07 million and capital expenditures -$2.45 million, giving a free cash flow of $35.62 million.
| Operating Cash Flow | 38.07M |
| Capital Expenditures | -2.45M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 17.90M |
| Free Cash Flow | 35.62M |
| FCF Per Share | $3.16 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.04% |
| Pretax Margin | 46.49% |
| Profit Margin | 38.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.05% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 4.32%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 4.32% |
| Dividend Growth (YoY) | 2.76% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 45.11% |
| Buyback Yield | -0.63% |
| Shareholder Yield | 3.70% |
| Earnings Yield | 9.53% |
| FCF Yield | 8.98% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 2, 2004 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |