The First Bancorp, Inc. (FNLC)
NASDAQ: FNLC · Real-Time Price · USD
25.70
-0.29 (-1.12%)
Jul 11, 2025, 10:04 AM - Market open

The First Bancorp Statistics

Total Valuation

FNLC has a market cap or net worth of $287.90 million. The enterprise value is $448.87 million.

Market Cap 287.90M
Enterprise Value 448.87M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date Jul 23, 2025
Ex-Dividend Date Jul 8, 2025

Share Statistics

FNLC has 11.20 million shares outstanding. The number of shares has increased by 0.54% in one year.

Current Share Class 11.20M
Shares Outstanding 11.20M
Shares Change (YoY) +0.54%
Shares Change (QoQ) -0.18%
Owned by Insiders (%) 5.07%
Owned by Institutions (%) 42.06%
Float 9.77M

Valuation Ratios

The trailing PE ratio is 10.31.

PE Ratio 10.31
Forward PE n/a
PS Ratio 3.50
Forward PS n/a
PB Ratio 1.12
P/TBV Ratio 1.27
P/FCF Ratio 10.69
P/OCF Ratio 9.80
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.97
EV / Sales 5.47
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.49

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 7.04
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.19%.

Return on Equity (ROE) 11.19%
Return on Assets (ROA) 0.91%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $289,141
Profits Per Employee $98,947
Employee Count 284
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNLC has paid $5.78 million in taxes.

Income Tax 5.78M
Effective Tax Rate 17.05%

Stock Price Statistics

The stock price has increased by +9.43% in the last 52 weeks. The beta is 0.54, so FNLC's price volatility has been lower than the market average.

Beta (5Y) 0.54
52-Week Price Change +9.43%
50-Day Moving Average 24.74
200-Day Moving Average 25.83
Relative Strength Index (RSI) 57.53
Average Volume (20 Days) 26,603

Short Selling Information

The latest short interest is 50,825, so 0.45% of the outstanding shares have been sold short.

Short Interest 50,825
Short Previous Month 45,504
Short % of Shares Out 0.45%
Short % of Float 0.52%
Short Ratio (days to cover) 3.76

Income Statement

In the last 12 months, FNLC had revenue of $82.12 million and earned $28.10 million in profits. Earnings per share was $2.52.

Revenue 82.12M
Gross Profit 82.12M
Operating Income 36.42M
Pretax Income 31.87M
Net Income 28.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.52
Full Income Statement

Balance Sheet

The company has $33.98 million in cash and $191.70 million in debt, giving a net cash position of -$157.73 million or -$14.08 per share.

Cash & Cash Equivalents 33.98M
Total Debt 191.70M
Net Cash -157.73M
Net Cash Per Share -$14.08
Equity (Book Value) 259.68M
Book Value Per Share 23.19
Working Capital -2.78B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.72 million and capital expenditures -$2.50 million, giving a free cash flow of $27.22 million.

Operating Cash Flow 29.72M
Capital Expenditures -2.50M
Free Cash Flow 27.22M
FCF Per Share $2.43
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 44.36%
Pretax Margin 41.26%
Profit Margin 34.22%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 33.15%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 5.54%.

Dividend Per Share $1.44
Dividend Yield 5.54%
Dividend Growth (YoY) 2.84%
Years of Dividend Growth 6
Payout Ratio 57.54%
Buyback Yield -0.53%
Shareholder Yield 5.00%
Earnings Yield 9.65%
FCF Yield 9.35%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.

Last Split Date Jun 2, 2004
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4