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First Bancorp, Inc. - Maine (FNLC)

Stock Price: $21.80 USD -0.19 (-0.86%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 238.49M
Revenue (ttm) 68.94M
Net Income (ttm) 26.04M
Shares Out 10.94M
EPS (ttm) 2.39
PE Ratio 9.12
Forward PE n/a
Dividend $1.24
Dividend Yield 5.69%

Stock Quote

Trading Day Aug 14, 2020
Last Price $21.80
Previous Close $21.99
Change ($) -0.19
Change (%) -0.86%
Day's Open 21.73
Day's Range 21.37 - 21.80
Day's Volume 5,015
52-Week Range 17.62 - 30.64

More Stats

Market Cap 238.49M
Enterprise Value 473.24M
Earnings Date (est) n/a
Ex-Dividend Date Jul 6, 2020
Shares Outstanding 10.94M
Float 9.92M
EPS (basic) 2.41
EPS (diluted) 2.39
FCF / Share 2.11
Dividend $1.24
Dividend Yield 5.69%
Earnings Yield 10.96%
FCF Yield 9.68%
Payout Ratio n/a
Shares Short 143,652
Short Ratio 8.09
Short % of Float 1.42%
Beta 0.65
PE Ratio 9.12
Forward PE n/a
P/FCF Ratio 10.33
PS Ratio 3.46
PB Ratio 1.12
Revenue 68.94M
Operating Income 30.94M
Net Income 26.04M
Free Cash Flow 23.08M
Net Cash -234.76M
Net Cash / Share -21.46
Gross Margin 94.91%
Operating Margin 44.87%
Profit Margin 37.80%
FCF Margin 33.48%
ROA 1.22%
ROE 12.36%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue65.4361.3157.8553.8551.6249.5045.3342.3342.1941.32
Revenue Growth6.72%5.98%7.44%4.32%4.29%9.2%7.08%0.32%2.1%-
Gross Profit65.4361.3157.8553.8551.6249.5045.3342.3342.1941.32
Operating Income30.2627.8426.2024.4621.7219.2816.3916.0616.1616.19
Net Income25.5323.5419.5918.0116.2114.7112.9712.6912.3612.12
Shares Outstanding10.9010.8610.8310.7910.7510.7210.679.859.799.76
Earnings Per Share2.342.171.811.661.511.371.201.221.141.10
EPS Growth7.83%19.89%9.04%9.93%10.22%14.17%-1.64%7.02%3.64%-
Dividend Per Share1.471.061.060.900.651.030.780.780.780.78
Dividend Growth38.68%0%17.78%38.46%-36.89%32.05%0%0%0%-
Operating Cash Flow26.0533.8422.2721.1920.7420.4624.9825.0229.7325.65
Capital Expenditures-1.57-1.48-2.06-2.13-0.92-0.67-2.36-1.68-1.22-2.04
Free Cash Flow24.4832.3620.2219.0619.8319.7922.6323.3428.5023.61
Cash & Equivalents25.7431.2120.0717.6618.3116.6219.1316.6014.1213.94
Total Debt185210229279337280279283266257
Net Cash / Debt-159-179-209-261-319-263-260-266-252-243
Assets2,0691,9451,8431,7131,5651,4821,4641,4151,3731,394
Liabilities1,8561,7531,6621,5401,3971,3211,3181,2591,2221,244
Book Value213192181173167162146156151150
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Bancorp, Inc. - Maine
Country United States
Employees 240
CEO Tony C. McKim

Stock Information

Ticker Symbol FNLC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FNLC
IPO Date July 15, 1999

Description

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. It also provides commercial loan products, such as mortgage loans to finance investments in real property comprising multi-family residential, commercial/retail, office, industrial, hotel, educational, and other specific or mixed use properties; loans to finance construction of owner- and non-owner occupied commercial real estate properties; and revolving and term loan obligations to business and corporate enterprises for the purpose of financing working capital or capital investment. In addition, the company offers municipal loans for capitalized expenditures, construction projects, or tax-anticipation notes; residential term loans that include amortizing home mortgages and construction loans, which include loans for owner-occupied residential construction; home equity loans and lines of credit; and consumer loans, which are amortizing loans to individuals collateralized by automobiles, pleasure crafts, and recreation vehicles, as well as unsecured short-term time notes. Further, it provides private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as ATM processing services. The company operates through 16 full-service banking offices in Lincoln, Knox, Hancock, Washington, and Penobscot counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.