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First Bancorp, Inc. - Maine (FNLC)

Stock Price: $26.09 USD -0.78 (-2.90%)
Updated November 25, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 285.63M
Revenue (ttm) 70.18M
Net Income (ttm) 26.85M
Shares Out 10.95M
EPS (ttm) 2.45
PE Ratio 10.65
Forward PE n/a
Dividend $1.24
Dividend Yield 4.75%

Stock Quote

Trading Day November 25
Last Price $26.09
Previous Close $26.87
Change ($) -0.78
Change (%) -2.90%
Day's Open 26.62
Day's Range 25.63 - 26.66
Day's Volume 8,910
52-Week Range 17.62 - 30.64

More Stats

Market Cap 285.63M
Enterprise Value 498.56M
Earnings Date (est) n/a
Ex-Dividend Date Oct 5, 2020
Shares Outstanding 10.95M
Float 9.59M
EPS (basic) 2.48
EPS (diluted) 2.45
FCF / Share 2.25
Dividend $1.24
Dividend Yield 4.75%
Earnings Yield 9.39%
FCF Yield 8.62%
Payout Ratio 48.80%
Shares Short 117,444
Short Ratio 10.73
Short % of Float 1.22%
Beta 0.60
PE Ratio 10.65
Forward PE n/a
P/FCF Ratio 11.61
PS Ratio 4.07
PB Ratio 1.24
Revenue 70.18M
Operating Income 31.94M
Net Income 26.85M
Free Cash Flow 24.61M
Net Cash -212.93M
Net Cash / Share -19.45
Gross Margin 93.23%
Operating Margin 45.51%
Profit Margin 38.30%
FCF Margin 35.06%
ROA 1.24%
ROE 12.55%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth6.72%5.98%7.44%4.32%4.29%9.2%7.08%0.32%2.1%-
Gross Profit65.4361.3157.8553.8551.6249.5045.3342.3342.1941.32
Operating Income30.2627.8426.2024.4621.7219.2816.3916.0616.1616.19
Net Income25.5323.5419.5918.0116.2114.7112.9712.6912.3612.12
Shares Outstanding10.9010.8610.8310.7910.7510.7210.679.859.799.76
Earnings Per Share2.342.171.811.661.511.371.
EPS Growth7.83%19.89%9.04%9.93%10.22%14.17%-1.64%7.02%3.64%-
Dividend Per Share1.471.061.060.900.651.030.780.780.780.78
Dividend Growth38.68%0%17.78%38.46%-36.89%32.05%0%0%0%-
Operating Cash Flow26.0533.8422.2721.1920.7420.4624.9825.0229.7325.65
Capital Expenditures-1.57-1.48-2.06-2.13-0.92-0.67-2.36-1.68-1.22-2.04
Free Cash Flow24.4832.3620.2219.0619.8319.7922.6323.3428.5023.61
Cash & Equivalents25.7431.2120.0717.6618.3116.6219.1316.6014.1213.94
Total Debt185210229279337280279283266257
Net Cash / Debt-159-179-209-261-319-263-260-266-252-243
Book Value213192181173167162146156151150
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Bancorp, Inc. - Maine
Country United States
Employees 240
CEO Tony C. McKim

Stock Information

Ticker Symbol FNLC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FNLC
IPO Date July 15, 1999


The First Bancorp operates as the holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. It also provides commercial loan products, such as mortgage loans to finance investments in real property comprising multi-family residential, commercial/retail, office, industrial, hotel, educational, and other specific or mixed use properties; loans to finance construction of owner- and non-owner occupied commercial real estate properties; and revolving and term loan obligations to business and corporate enterprises for the purpose of financing working capital or capital investment. In addition, the company offers municipal loans for capitalized expenditures, construction projects, or tax-anticipation notes; residential term loans that include amortizing home mortgages and construction loans, which include loans for owner-occupied residential construction; home equity loans and lines of credit; and consumer loans, which are amortizing loans to individuals collateralized by automobiles, pleasure crafts, and recreation vehicles, as well as unsecured short-term time notes. Further, it provides private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as ATM processing services. The company operates through 16 full-service banking offices in Lincoln, Knox, Hancock, Washington, and Penobscot counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.