The First Bancorp, Inc. (FNLC)

The First Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	27.78	27.64	31.94	22.73	20.63
Investment Securities	360.05	396.8	391.23	394.37	443.49
Trading Asset Securities	-	5.06	4.73	5.6	2.59
Mortgage-Backed Securities	264.48	271.75	281	289.17	315.55
Total Investments	624.53	673.61	676.96	689.15	761.63
Gross Loans	2,394	2,341	2,129	1,915	1,648
Allowance for Loan Losses	-25.37	-24.87	-24.03	-16.72	-15.52
Net Loans	2,369	2,316	2,105	1,898	1,632
Property, Plant & Equipment	28.77	27.86	28.68	28.28	28.95
Goodwill	30.65	30.65	30.65	30.65	30.65
Loans Held for Sale	-	-	-	0.28	0.84
Accrued Interest Receivable	14.19	13.98	11.89	9.83	7.54
Long-Term Deferred Tax Assets	-	19.07	18.06	17.76	5.62
Other Real Estate Owned & Foreclosed	-	0.17	-	-	-
Other Long-Term Assets	71.65	41.81	40.75	39.72	34.79
Total Assets	3,166	3,157	2,947	2,739	2,527
Interest Bearing Deposits	2,047	2,021	1,887	1,682	1,475
Institutional Deposits	338.33	412.18	423.43	377.88	313.64
Non-Interest Bearing Deposits	279.91	292.26	289.1	318.63	334.95
Total Deposits	2,665	2,725	2,600	2,379	2,123
Short-Term Borrowings	-	56.9	56.07	69.32	83.84
Current Portion of Long-Term Debt	-	-	20.08	38.99	-
Current Portion of Leases	-	0.1	-	-	-
Long-Term Debt	187.82	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	95	-	0.08	55.09
Long-Term Leases	-	0.47	0.65	0.74	0.82
Pension & Post-Retirement Benefits	-	2.58	2.66	2.89	2.87
Long-Term Deferred Tax Liabilities	-	7.2	7.03	6.78	6
Other Long-Term Liabilities	30.59	17.03	17.47	12.58	9.52
Total Liabilities	2,883	2,905	2,704	2,510	2,281
Common Stock	0.11	0.11	0.11	0.11	0.11
Additional Paid-In Capital	73.71	71.83	70.07	68.44	66.83
Retained Earnings	240.46	222.82	211.93	204.34	180.42
Comprehensive Income & Other	-31.14	-42.27	-39.03	-43.97	-1.7
Shareholders' Equity	283.14	252.49	243.08	228.92	245.66
Total Liabilities & Equity	3,166	3,157	2,947	2,739	2,527
Total Debt	187.82	152.46	76.8	109.13	139.76
Net Cash (Debt)	-155.92	-97.67	-36.64	-77.11	-49.85
Net Cash Per Share	-13.92	-8.77	-3.31	-6.99	-4.54
Filing Date Shares Outstanding	11.22	11.2	11.13	11.08	11.02
Total Common Shares Outstanding	11.22	11.16	11.1	11.05	11
Book Value Per Share	25.23	22.63	21.90	20.73	22.33
Tangible Book Value	252.5	221.85	212.43	198.28	215.01
Tangible Book Value Per Share	22.50	19.89	19.14	17.95	19.55

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q