The First Bancorp, Inc. (FNLC)

The First Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31.61	27.64	31.94	22.73	20.63	26.21
Investment Securities	369.78	396.8	391.23	394.37	443.49	439.87
Trading Asset Securities	-	5.06	4.73	5.6	2.59	2.64
Mortgage-Backed Securities	273.49	271.75	281	289.17	315.55	297
Total Investments	643.27	673.61	676.96	689.15	761.63	739.51
Gross Loans	2,399	2,341	2,129	1,915	1,648	1,477
Allowance for Loan Losses	-25.08	-24.87	-24.03	-16.72	-15.52	-16.25
Net Loans	2,373	2,316	2,105	1,898	1,632	1,461
Property, Plant & Equipment	27.92	27.86	28.68	28.28	28.95	27.25
Goodwill	30.65	30.65	30.65	30.65	30.65	30.65
Loans Held for Sale	0.33	-	-	0.28	0.84	5.86
Accrued Interest Receivable	16.26	13.98	11.89	9.83	7.54	9.3
Long-Term Deferred Tax Assets	-	19.07	18.06	17.76	5.62	6.73
Other Real Estate Owned & Foreclosed	-	0.17	-	-	-	0.91
Other Long-Term Assets	75.02	41.81	40.75	39.72	34.79	44.8
Total Assets	3,198	3,157	2,947	2,739	2,527	2,361
Interest Bearing Deposits	2,040	2,021	1,887	1,682	1,475	1,236
Institutional Deposits	383.53	412.18	423.43	377.88	313.64	358.71
Non-Interest Bearing Deposits	313.73	292.26	289.1	318.63	334.95	250.22
Total Deposits	2,738	2,725	2,600	2,379	2,123	1,845
Short-Term Borrowings	-	56.9	56.07	69.32	83.84	71.98
Current Portion of Long-Term Debt	-	-	20.08	38.99	-	137.8
Current Portion of Leases	-	0.1	-	-	-	-
Long-Term Debt	152.97	-	-	-	-	6.05
Federal Home Loan Bank Debt, Long-Term	-	95	-	0.08	55.09	55.1
Long-Term Leases	-	0.47	0.65	0.74	0.82	0.51
Pension & Post-Retirement Benefits	-	2.58	2.66	2.89	2.87	2.99
Long-Term Deferred Tax Liabilities	-	7.2	7.03	6.78	6	6.56
Other Long-Term Liabilities	33.39	17.03	17.47	12.58	9.52	11.92
Total Liabilities	2,924	2,905	2,704	2,510	2,281	2,138
Common Stock	0.11	0.11	0.11	0.11	0.11	0.11
Additional Paid-In Capital	73.28	71.83	70.07	68.44	66.83	65.29
Retained Earnings	234.44	222.82	211.93	204.34	180.42	158.36
Comprehensive Income & Other	-33.26	-42.27	-39.03	-43.97	-1.7	-0.03
Shareholders' Equity	274.57	252.49	243.08	228.92	245.66	223.73
Total Liabilities & Equity	3,198	3,157	2,947	2,739	2,527	2,361
Total Debt	152.97	152.46	76.8	109.13	139.76	271.43
Net Cash (Debt)	-114.14	-97.67	-36.64	-77.11	-49.85	-186.43
Net Cash Per Share	-10.20	-8.77	-3.31	-6.99	-4.54	-17.05
Filing Date Shares Outstanding	11.21	11.2	11.13	11.08	11.02	10.98
Total Common Shares Outstanding	11.21	11.16	11.1	11.05	11	10.95
Book Value Per Share	24.48	22.63	21.90	20.73	22.33	20.43
Tangible Book Value	243.92	221.85	212.43	198.28	215.01	193.08
Tangible Book Value Per Share	21.75	19.89	19.14	17.95	19.55	17.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q