The First Bancorp, Inc. (FNLC)

The First Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	31.9	49.74	35.43	26.42	87.31
Securities and Investments	628.68	651.59	670.67	682.56	696.81
Gross Loans	2,394	2,341	2,129	1,915	1,648
Allowance for Loan Losses	-25.37	-24.87	-24.03	-16.72	-15.52
Net Loans	2,369	2,316	2,105	1,898	1,632
Net Property, Plant & Equipment	28.77	27.86	28.68	28.28	28.95
Accrued Interest and Accounts Receivable	14.19	13.98	11.89	9.83	7.54
Goodwill	30.65	30.65	30.65	30.65	30.65
Other Non-Earning Assets	63.38	67.14	63.95	63.49	43.71
Total Assets	3,166	3,157	2,947	2,739	2,527
Interest-bearing deposits	2,385	2,433	2,311	2,060	1,788
Noninterest-bearing deposits	279.91	292.26	289.1	318.63	334.95
Total Deposits	2,665	2,725	2,600	2,379	2,123
Short-Term Interbank Borrowing and Repurchase Agreements	92.32	51.28	69.65	103.4	81.25
Long-Term Debt	95.5	95	-	0.08	55.09
Other Liabilities	30.59	32.99	34.31	27.9	21.8
Total Liabilities	2,883	2,905	2,704	2,510	2,281
Common Stock	0.11	0.11	0.11	0.11	0.11
Additional Paid-in Capital	73.71	71.83	70.07	68.44	66.83
Accumulated Other Comprehensive Income	-31.14	-42.27	-39.03	-43.97	-1.7
Retained Earnings	240.46	222.82	211.93	204.34	180.42
Shareholders' Equity	283.14	252.49	243.08	228.92	245.66
Total Liabilities & Equity	3,166	3,157	2,947	2,739	2,527
Total Debt	95.5	95	0	0.08	55.09
Net Cash (Debt)	-95.5	-95	-0	-0.08	-55.09
Net Cash Per Share	-8.52	-8.53	-	-0.01	-5.01
Book Value	283.14	252.49	243.08	228.92	245.66
Book Value Per Share	25.27	22.67	21.93	20.75	22.36
Tangible Book Value	252.5	221.85	212.43	198.28	215.01
Tangible Book Value Per Share	22.54	19.92	19.17	17.98	19.57

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q