The First Bancorp, Inc. (FNLC)

The First Bancorp Statistics

Total Valuation

FNLC has a market cap or net worth of $314.56 million. The enterprise value is $472.11 million.

Market Cap	314.56M
Enterprise Value	472.11M

Important Dates

The next estimated earnings date is Wednesday, April 22, 2026, after market close.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Jan 6, 2026

Share Statistics

FNLC has 11.22 million shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class	11.22M
Shares Outstanding	11.22M
Shares Change (YoY)	+0.58%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	5.35%
Owned by Institutions (%)	51.91%
Float	10.62M

Valuation Ratios

The trailing PE ratio is 9.18.

PE Ratio	9.18
Forward PE	n/a
PS Ratio	3.40
Forward PS	n/a
PB Ratio	1.12
P/TBV Ratio	1.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.73
EV / Sales	5.08
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.84%.

Return on Equity (ROE)	12.84%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.65%
Revenue Per Employee	$326,996
Profits Per Employee	$121,106
Employee Count	284
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FNLC has paid $7.55 million in taxes.

Income Tax	7.55M
Effective Tax Rate	17.99%

Stock Price Statistics

The stock price has increased by +7.29% in the last 52 weeks. The beta is 0.57, so FNLC's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+7.29%
50-Day Moving Average	27.69
200-Day Moving Average	26.16
Relative Strength Index (RSI)	49.77
Average Volume (20 Days)	18,303

Short Selling Information

The latest short interest is 64,413, so 0.57% of the outstanding shares have been sold short.

Short Interest	64,413
Short Previous Month	57,891
Short % of Shares Out	0.57%
Short % of Float	0.61%
Short Ratio (days to cover)	3.21

Income Statement

In the last 12 months, FNLC had revenue of $92.87 million and earned $34.39 million in profits. Earnings per share was $3.07.

Revenue	92.87M
Gross Profit	92.87M
Operating Income	44.69M
Pretax Income	41.94M
Net Income	34.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.07

Balance Sheet

The company has $31.90 million in cash and $187.82 million in debt, with a net cash position of -$155.92 million or -$13.89 per share.

Cash & Cash Equivalents	31.90M
Total Debt	187.82M
Net Cash	-155.92M
Net Cash Per Share	-$13.89
Equity (Book Value)	283.14M
Book Value Per Share	25.23
Working Capital	-2.62B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	48.12%
Pretax Margin	45.16%
Profit Margin	37.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 5.25%.

Dividend Per Share	$1.48
Dividend Yield	5.25%
Dividend Growth (YoY)	2.80%
Years of Dividend Growth	7
Payout Ratio	47.88%
Buyback Yield	-0.58%
Shareholder Yield	4.67%
Earnings Yield	10.88%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 2, 2004
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2