The First Bancorp, Inc. (FNLC)
NASDAQ: FNLC · Real-Time Price · USD
26.87
0.00 (0.00%)
Sep 15, 2025, 4:00 PM EDT - Market closed

The First Bancorp Statistics

Total Valuation

FNLC has a market cap or net worth of $301.23 million. The enterprise value is $468.32 million.

Market Cap301.23M
Enterprise Value 468.32M

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025, after market close.

Earnings Date Oct 22, 2025
Ex-Dividend Date Jul 8, 2025

Share Statistics

FNLC has 11.21 million shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class 11.21M
Shares Outstanding 11.21M
Shares Change (YoY) +0.58%
Shares Change (QoQ) +0.18%
Owned by Insiders (%) 5.07%
Owned by Institutions (%) 50.68%
Float 10.64M

Valuation Ratios

The trailing PE ratio is 10.03.

PE Ratio 10.03
Forward PE n/a
PS Ratio 3.48
Forward PS n/a
PB Ratio 1.13
P/TBV Ratio 1.28
P/FCF Ratio 10.71
P/OCF Ratio 9.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.61
EV / Sales 5.48
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.64

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 7.18
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.76%.

Return on Equity (ROE) 11.76%
Return on Assets (ROA) 0.95%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $300,873
Profits Per Employee $105,609
Employee Count284
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNLC has paid $6.27 million in taxes.

Income Tax 6.27M
Effective Tax Rate 17.28%

Stock Price Statistics

The stock price has increased by +0.37% in the last 52 weeks. The beta is 0.56, so FNLC's price volatility has been lower than the market average.

Beta (5Y) 0.56
52-Week Price Change +0.37%
50-Day Moving Average 26.27
200-Day Moving Average 25.66
Relative Strength Index (RSI) 52.68
Average Volume (20 Days) 15,531

Short Selling Information

The latest short interest is 41,656, so 0.37% of the outstanding shares have been sold short.

Short Interest 41,656
Short Previous Month 55,143
Short % of Shares Out 0.37%
Short % of Float 0.39%
Short Ratio (days to cover) 2.56

Income Statement

In the last 12 months, FNLC had revenue of $85.45 million and earned $29.99 million in profits. Earnings per share was $2.68.

Revenue85.45M
Gross Profit 85.45M
Operating Income 38.95M
Pretax Income 31.87M
Net Income 29.99M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.68
Full Income Statement

Balance Sheet

The company has $35.04 million in cash and $202.13 million in debt, giving a net cash position of -$167.09 million or -$14.90 per share.

Cash & Cash Equivalents 35.04M
Total Debt 202.13M
Net Cash -167.09M
Net Cash Per Share -$14.90
Equity (Book Value) 265.49M
Book Value Per Share 23.69
Working Capital -2.76B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $30.71 million and capital expenditures -$2.58 million, giving a free cash flow of $28.14 million.

Operating Cash Flow 30.71M
Capital Expenditures -2.58M
Free Cash Flow 28.14M
FCF Per Share $2.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 45.58%
Pretax Margin 42.44%
Profit Margin 35.10%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.93%

Dividends & Yields

This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 5.51%.

Dividend Per Share $1.48
Dividend Yield 5.51%
Dividend Growth (YoY) 2.84%
Years of Dividend Growth 6
Payout Ratio 54.11%
Buyback Yield -0.58%
Shareholder Yield 4.93%
Earnings Yield 9.96%
FCF Yield 9.34%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.

Last Split Date Jun 2, 2004
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4