The First Bancorp Statistics
Total Valuation
FNLC has a market cap or net worth of $317.60 million. The enterprise value is $474.75 million.
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Jan 6, 2026 |
Share Statistics
FNLC has 11.27 million shares outstanding. The number of shares has increased by 0.59% in one year.
| Current Share Class | 11.27M |
| Shares Outstanding | 11.27M |
| Shares Change (YoY) | +0.59% |
| Shares Change (QoQ) | -0.30% |
| Owned by Insiders (%) | 5.33% |
| Owned by Institutions (%) | 51.63% |
| Float | 10.67M |
Valuation Ratios
The trailing PE ratio is 9.17.
| PE Ratio | 9.17 |
| Forward PE | n/a |
| PS Ratio | 3.42 |
| Forward PS | n/a |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.26 |
| P/FCF Ratio | 9.18 |
| P/OCF Ratio | 8.40 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.80 |
| EV / Sales | 5.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.72 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.84%.
| Return on Equity (ROE) | 12.84% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.47% |
| Revenue Per Employee | $334,054 |
| Profits Per Employee | $123,719 |
| Employee Count | 278 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNLC has paid $7.55 million in taxes.
| Income Tax | 7.55M |
| Effective Tax Rate | 17.99% |
Stock Price Statistics
The stock price has increased by +12.36% in the last 52 weeks. The beta is 0.54, so FNLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +12.36% |
| 50-Day Moving Average | 27.89 |
| 200-Day Moving Average | 26.40 |
| Relative Strength Index (RSI) | 54.25 |
| Average Volume (20 Days) | 20,584 |
Short Selling Information
The latest short interest is 58,906, so 0.52% of the outstanding shares have been sold short.
| Short Interest | 58,906 |
| Short Previous Month | 64,413 |
| Short % of Shares Out | 0.52% |
| Short % of Float | 0.55% |
| Short Ratio (days to cover) | 3.15 |
Income Statement
In the last 12 months, FNLC had revenue of $92.87 million and earned $34.39 million in profits. Earnings per share was $3.07.
| Revenue | 92.87M |
| Gross Profit | 92.87M |
| Operating Income | 44.69M |
| Pretax Income | 41.94M |
| Net Income | 34.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.07 |
Full Income StatementBalance Sheet
The company has $36.37 million in cash and $193.52 million in debt, with a net cash position of -$157.15 million or -$13.94 per share.
| Cash & Cash Equivalents | 36.37M |
| Total Debt | 193.52M |
| Net Cash | -157.15M |
| Net Cash Per Share | -$13.94 |
| Equity (Book Value) | 283.14M |
| Book Value Per Share | 25.23 |
| Working Capital | -2.71B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $37.81 million and capital expenditures -$3.22 million, giving a free cash flow of $34.59 million.
| Operating Cash Flow | 37.81M |
| Capital Expenditures | -3.22M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 41.54M |
| Free Cash Flow | 34.59M |
| FCF Per Share | $3.07 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.12% |
| Pretax Margin | 45.16% |
| Profit Margin | 37.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.25% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 5.26%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 5.26% |
| Dividend Growth (YoY) | 2.80% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 47.88% |
| Buyback Yield | -0.59% |
| Shareholder Yield | 4.70% |
| Earnings Yield | 10.83% |
| FCF Yield | 10.89% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 2, 2004. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 2, 2004 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
