First Northern Community Bancorp (FNRN)

FNRN Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	58	55.39	52.2	42.32	39.21
Interest Income on Investments	-	24.31	23.26	21.92	13.57	7.97
Total Interest Income	-	82.31	78.65	74.12	55.88	47.18
Interest Paid on Deposits	-	14.76	14.29	7.58	1.19	0.91
Interest Paid on Borrowings	-	0.08	-	-	-	-
Total Interest Expense	-	14.84	14.29	7.58	1.19	0.91
Net Interest Income	71.31	67.47	64.36	66.54	54.7	46.26
Net Interest Income Growth	7.60%	4.83%	-3.28%	21.65%	18.23%	-2.35%
Gain (Loss) on Sale of Investments	-0.16	-0.2	-0.23	-0.11	-0.15	-0.22
Other Non-Interest Income	5.46	4.57	4.48	4.74	5.27	4.9
Total Non-Interest Income	6.59	6.1	6.02	6.44	6.93	7.86
Non-Interest Income Growth	7.33%	1.30%	-6.54%	-7.11%	-11.83%	0.69%
Revenues Before Loan Losses	77.89	73.57	70.38	72.98	61.63	54.13
Provision for Loan Losses	0.05	-	-0.25	1.1	0.9	-1.5
Revenue	77.84	73.57	70.63	71.88	60.73	55.63
Revenue Growth	8.11%	4.16%	-1.74%	18.36%	9.17%	6.69%
Salaries and Employee Benefits	18.76	24.53	23	25.09	23.55	22.17
Occupancy Expenses	2.57	3.93	3.51	3.11	2.44	2.28
Amortization of Goodwill & Intangibles	0.68	0.73	0.82	0.83	-	-
Selling, General & Administrative	6.19	7.69	7.38	7.23	6.34	6.07
Other Non-Interest Expense	19.25	9.29	8.08	7.37	6.73	5.69
Total Non-Interest Expense	47.45	46.16	42.79	43.64	39.06	36.2
EBT Excluding Unusual Items	30.39	27.41	27.84	28.24	21.67	19.43
Other Unusual Items	-	-	-	1.41	-	-
Pretax Income	30.39	27.41	27.84	29.65	21.67	19.43
Income Tax Expense	7.58	6.28	7.81	8.09	5.78	5.24
Net Income	22.81	21.13	20.03	21.55	15.88	14.19
Net Income to Common	22.81	21.13	20.03	21.55	15.88	14.19
Net Income Growth	8.66%	5.46%	-7.05%	35.70%	11.97%	16.65%
Basic Shares Outstanding	16	16	17	17	17	17
Diluted Shares Outstanding	16	17	17	17	17	17
Shares Change	-1.04%	-1.87%	-0.00%	0.40%	-2.66%	-0.18%
EPS (Basic)	1.42	1.30	1.20	1.29	0.95	0.83
EPS (Diluted)	1.38	1.27	1.19	1.28	0.94	0.82
EPS Growth	9.62%	6.72%	-6.75%	35.29%	14.95%	17.35%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	24.94%	22.91%	28.04%	27.30%	26.69%	26.97%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

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